Equity
€12,657 ▼ 68.3%
KNAP ARCHITECTEN paid out €32,452 in dividends. That is 619% of the 2025 profit.
KNAP ARCHITECTEN
Lifetime
4 annual accounts with figures on one time axispeak €45,427 (2022)
€7,154▲ €9,349
lowest -€4,294 (2024)
€5,244▲ €9,538
peak €44,158 (2023)
€12,657▼ 68.3%
€37,989▲ 15×
Board2 names since 2022
2 directorsVAN DAMME Charlotte, Marie-Thérèse Josephine and 1 other
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Gross margin from -€2,194 to €7,154Back to profit: €5,244Dividend €32,452Equity from €39,864 to €12,657Debts from €2,474 to €37,989Investments €2,000
Key points
from the 2025 annual accountsTurnover
≈ €46,000 estimated
The micro format states no turnover.
Debts
€37,989 75% of the balance sheet
Suppliers 13%Taxes and wages 2%Other 85%
Liquidity
1.27 was 16.69 in 2024
Short-term debts rose from €2,474 to €37,989.
Filings
4 annual accounts 2 late
The 2025 accounts came latest: 60 days after the end of the period.
Position in the sector
€12,657
Less equity than 81% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.
Checked score
87
Excellent
Financially stronger than 33% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: 0.1%▲ +0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 60 days late; 1 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.27, cash €20,353
Figures for financial year 2025 (filed on 29-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 26% of them on solvency, 46% on liquidity, 51% on profitability and 7% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as KNAP ARCHITECTEN has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of KNAP ARCHITECTEN itself is lower: 0.2% within 12 months. It rests on far more data about KNAP ARCHITECTEN than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for KNAP ARCHITECTEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.27 (16.69 in 2024), below the usual 1.5. Short-term debt is 75% and cash 40.2% of total assets. 75% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
60 days late
2024
28 days early
2023
21 days late
2022
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 12 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (3 of the last 4 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANDEMEULEBROEKE Anke Mieke Andrea 165 sharesdeed of 14-04-2022
- VAN DAMME Charlotte, Marie-Thérèse Josephine 165 sharesdeed of 14-04-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0784762563
Incorporation
Founding capital of €3,300, 330 shares · Founders: VANDEMEULEBROEKE Anke Mieke Andrea; VAN DAMME Charlotte, Marie-Thérèse Josephine · Appointments: VANDEMEULEBROEKE Anke Mieke Andrea (director) and VAN DAMME Charlotte, Marie-Thérèse Josephine (director) · published on 14-04-2022 · Gazette deed
First establishment
Sint-Martensstraat 11, Ronse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KNAP ARCHITECTEN Ronse | €50,646 | €7,154 | 25.0% | - |
| ISABEL BOENS ARCHITECTUUR Ghent | €61,855 | €7,514 | 35.0% | - |
| MOORS MICHÈLE – ARCHITECT Bilzen-Hoeselt | €49,079 | €7,500 | 34.7% | - |
| DUHO ARCHITECTURE Ham-sur-Heure-Nalinnes | €55,391 | €7,378 | 19.3% | - |
| Kosten Timmermans Architecten Pelt | €55,354 | €7,048 | 22.5% | - |
| GXN ARCHITECTS AND MANAGEMENT Etterbeek | €49,652 | €6,942 | 50.8% | - |
| acmia - atelier d'architecture Chaudfontaine | €57,582 | €7,665 | 65.2% | - |
These companies have the same main activity as KNAP ARCHITECTEN: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €49,100 and €61,900, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 12-04-2022Normal situation
- Activity
- Activities of building architectsNACE 71111and 2 others
- Establishment unit
- 2.330.505.8659600 Ronse, since 12-04-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Insights on KNAP ARCHITECTEN
KNAP ARCHITECTEN files the micro format. That format states no turnover. The gross margin fell from €45,427 in 2022 to €7,154 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KNAP ARCHITECTEN
- What is the company number of KNAP ARCHITECTEN?
- The company number of KNAP ARCHITECTEN is 0784.762.563. The VAT number is the same number with BE in front: BE 0784.762.563.
- Where is KNAP ARCHITECTEN based?
- The registered office is at Sint-Martensstraat 11, 9600 Ronse.Company details
- What does KNAP ARCHITECTEN do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of KNAP ARCHITECTEN?
- KNAP ARCHITECTEN is a private limited company (BV).
- When was KNAP ARCHITECTEN founded?
- KNAP ARCHITECTEN was founded on 12-04-2022.
- Is KNAP ARCHITECTEN still active?
- Yes, KNAP ARCHITECTEN is an active enterprise in the KBO register.
- What is the turnover of KNAP ARCHITECTEN?
- The turnover in financial year 2025 is ≈ €46,000. This figure is estimated from the gross margin of €7,154 and 48 comparable companies (NACE 71111). It probably lies between €24,000 and €83,000. It is a rough estimate.Financials
- Is KNAP ARCHITECTEN profitable?
- In financial year 2025, KNAP ARCHITECTEN made a profit of €5,244.
- Where can I find the annual accounts of KNAP ARCHITECTEN?
- KNAP ARCHITECTEN filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KNAP ARCHITECTEN due?
- KNAP ARCHITECTEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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