KNAP ARCHITECTEN
ActiveSummary
KNAP ARCHITECTEN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €-4k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▼-82
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 16.69 against 4.78 in 2023; short-term debt: 5.8% and cash: 36.4% of total assets), and 5.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.2%
Return on assets
-10.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
21 d late
2022
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€40k▼ 9.7%
2023 · €44k
2022: €36k
2023: €44k
2022 → 2024
Total assets
€42k▼ 23.6%
2023 · €55k
2022: €54k
2023: €55k
2022 → 2024
Net result
€-4k
2023 · €8k
2022: €32k
2023: €8k
2022 → 2024
Working capital
€39k▼ 9.1%
2023 · €43k
2022: €35k
2023: €43k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€36k-€44k▲ 23.5%€40k▼ 9.7%
Operating result€45k-€11k▼ 75.9%€-4k
Net result€32k-€8k▼ 74.1%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €11k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €42k
Fixed assets
€1k ▼ 26.9%
Current assets
€41k ▼ 23.6%
Equity and liabilities €42k
Equity
€40k ▼ 9.7%
Debt
€2k ▼ 78.1%
Debt's share of the balance-sheet total falls from 20.4% to 5.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2023 · €12k
Cash flow
€-4k▼
2023 · €9k
Current ratio
16.69▲
2023 · 4.78
Debt to equity
0.06▼
2023 · 0.26
ROE
-10.8%▼
2023 · 19.0%
ROA
-10.1%▼
2023 · 15.2%
Interest coverage
-20.08▼
2023 · 81.70
Debt ≤ 1 year
€2k▼
2023 · €11k
Income taxes
€0▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€55k€42k▼
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€687▼
Furniture and vehicles24€1k€687▼
Financial fixed assets28-€375
Current assets29/58€54k€41k▼
Amounts receivable within one year40/41€29k€24k▼
Trade receivables40€10k€9k▼
Other amounts receivable41€19k€16k▼
Cash at bank and in hand54/58€25k€15k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€55k€42k▼
Equity10/15€44k€40k▼
Contributions10/11€3k€3k=
Reserves13€41k€37k▼
Distributable reserves133€41k€37k▼
Amounts payable17/49€11k€2k▼
Amounts payable within one year42/48€11k€2k▼
Trade debts44€6k€247▼
Suppliers440/4€6k€247▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€728€766▲
Other operating charges640/8€908€1k▲
Gross operating margin9900€12k€-2k▼
Operating profit (loss)9901€11k€-4k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€141€167▲
Recurring financial charges65€141€167▲
Profit (loss) for the period before taxes9903€11k€-4k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€8k€-4k▼
Profit (loss) for the period to be appropriated9905€8k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-4k▼
Transfer from equity791/2-€4k
Transfer to equity691/2€8k€0▼
To other reserves6921€8k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼151%
Net result drops to €-4k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 16.69
Current ratio from 4.78 to 16.69; short-term debt falls from €11k to €2k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Martensstraat 119600 RonseGround area
256 m²
Building footprint
198 m²
Volume, LiDAR
1,471 m³
Parcel 45423E0722/00A000, Flanders · tallest building 14.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KNAP ARCHITECTEN
since 20222.330.505.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0722/00A000 | Flanders | 256 m² | 1 · 198 m² | 14.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Studio voor Restauratie, Architectuur en Andere Kunsten
BE 0799.610.491
Gent · Eq €39,866
AXB Construct
BE 0745.966.325
Zwevegem · Eq €39,873
DELEN
BE 0770.913.438
Meise · Eq €39,882
ATELIER D'ARCHITECTURE MEDINE A.
BE 0476.937.122
Sint-Jans-Molenbeek · Eq €39,893
Architectenbureau Annelies Paulussen
BE 0826.828.493
Herentals · Eq €39,788
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.