KMG Advice

Private limited companyfounded 199432 yrs activeTulpenlaan 11, 2470 Retie, BelgiumKBO/BCE: BE 0452.789.763

Summary

KMG Advice is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €923,007 and a net result of €425,003. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 85% of 9251 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

KMG AdviceActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210Holdings NACE 64200

#2 oldest company in Retie, Finance and insurance sector1 site

Size

€1.1mtotal assets 2025

Equity: €923,007
Profit: €425,003

Turnover not published (abridged schema)

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Holdings: 1

Accounts filed 27 d late0 of 3 deeds read

Signals+ Growing equityA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €923,007

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

27 d late

2024

3 d early

2023

32 d early

2022

7 d early

2021

5 d early

2020

2 d early

2019

56 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 26 October (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

31-03-2026 close03-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-11-25 Annual accounts filedfiscal year 2025 · micro…
31-03-25 Highest result since 2019net €425,003 ▲44.5%
31-03-25 Liquidity times 6current ratio 7.93

Key points

Positive: Equity rose in 2025from €498,004 to €923,007 ▲ 85.3% View
Positive: Among the best 5% on net resultsector median €33,123 · 9,254 companies €425,003 View
Active since 1994founded 31-05-1994 32 years View