KMA
ActiveKMA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154k and a net result of €-8k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 7002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-42
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 4.27 in 2024; short-term debt: 24.3% and cash: 10.1% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
28 d early
2023
29 d early
2022
61 d late
2021
31 d late
2020
37 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€154k▼ 19.7%
2024 · €192k
2018: €217k
2019: €214k
2020: €171k
2021: €179k
2022: €164k
2023: €179k
2024: €192k
2018 → 2025
Total assets
€203k▼ 12.8%
2024 · €233k
2018: €264k
2019: €240k
2020: €306k
2021: €218k
2022: €184k
2023: €196k
2024: €233k
2018 → 2025
Net result
€-8k
2024 · €13k
2018: €26k
2019: €-1k
2020: €64k
2021: €53k
2022: €21k
2023: €15k
2024: €13k
2018 → 2025
Working capital
€49k▼ 64.0%
2024 · €135k
2018: €193k
2019: €182k
2020: €140k
2021: €144k
2022: €118k
2023: €118k
2024: €135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€164k▼ 8.3%€179k▲ 9.3%€192k▲ 7.3%€154k▼ 19.7%
Operating result€68k-€30k▼ 56.0%€31k▲ 3.3%€27k▼ 13.3%€-4k
Net result€53k-€21k▼ 60.3%€15k▼ 27.1%€13k▼ 14.6%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €27k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€106k▲ 84.7%
Current assets
€98k▼ 44.4%
Equity and liabilities €203k
Equity
€154k▼ 19.7%
Debt
€49k▲ 19.7%
The debt ratio rises from 17.7% to 24.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €35k
Cash flow
€3k▼
2024 · €22k
Solvency
75.7%▼
2024 · 82.3%
Current ratio
1.98▼
2024 · 4.27
Quick ratio
1.98▼
2024 · 4.27
Debt / equity
0.32▲
2024 · 0.21
ROE
-5.1%▼
2024 · 6.8%
ROA
-3.9%▼
2024 · 5.6%
Interest coverage
2.42▼
2024 · 29.58
Debt
€49k▲
2024 · €41k
Debt ≤ 1 year
€49k▲
2024 · €41k
Income taxes
€1k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€233k€203k▼
Fixed assets21/28€57k€106k▲
Tangible fixed assets22/27€57k€106k▲
Plant, machinery and equipment23€1k€208▼
Furniture and vehicles24€27k€77k▲
Other tangible fixed assets26€29k€28k▼
Current assets29/58€176k€98k▼
Amounts receivable within one year40/41€62k€56k▼
Trade receivables40€59k€47k▼
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€90k€21k▼
Deferred charges and accrued income490/1€24k€22k▼
Equity and liabilities
Total equity and liabilities10/49€233k€203k▼
Equity10/15€192k€154k▼
Contributions10/11€20k€20k=
Reserves13€171k€134k▼
Distributable reserves133€171k€134k▼
Amounts payable17/49€41k€49k▲
Amounts payable within one year42/48€41k€49k▲
Financial debts43€5k€3k▼
Credit institutions430/8€5k€3k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€8k€1k▼
Taxes450/3€8k€1k▼
Other amounts payable47/48€26k€43k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€811-
Gross operating margin9900€38k€8k▼
Operating profit (loss)9901€27k€-4k▼
Financial income75/76B€17€39▲
Recurring financial income75€17€39▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€26k€-7k▼
Income taxes67/77€13k€1k▼
Profit (loss) for the period9904€13k€-8k▼
Profit (loss) for the period to be appropriated9905€13k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-8k▼
Transfer from equity791/2-€38k
Transfer to equity691/2€13k-
To other reserves6921€13k-
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k ▼160%
Net result drops to €-8k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.65
Current ratio from 2.06 to 4.65; short-term debt falls from €132k to €39k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fr. Verbeekstraat 242A3090 OverijseGround area
781 m²
Building footprint
433 m²
Volume, LiDAR
2,285 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fr. Verbeekstraat 242, 3090 Overijse
since 19922.057.297.843
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0051/00S000 | Flanders | 403 m² | 1 · 199 m² | 8.5 m · 2 fl. |
| 23062B0051/00R000 | Flanders | 378 m² | 1 · 234 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TAT
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IOTTA COMMUNICATIONS
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BATRECO
BE 0441.532.617
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A-RESINS
BE 0521.953.535
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TREVI
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-1992
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.