Financials
- Fiscal year
- 2025
- Total assets
- €160,799
- Loss
- -€14,445
- Solvency
- 87.8%
Total assets▼ 17.1%
Net result
20192025
KM Consultancy
ActiveSummary
KM Consultancy has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141,155 and a net result of -€14,445. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Other education
NACE 85599NACE 52498
1 site
Size
€160,799total assets 2025
- Equity
- €141,155
- Loss
- -€14,445
Turnover not published (abridged schema)
Structure
Accounts 40 d early0 of 4 deeds read
Why 87- Loss of €14,445, the second in a row (FY 2025)+ Sector Education (NACE 85)+ Size: total assets €160,799+ Equity €141,155 (87.8% of total assets)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 87.8% of total assets
Liquidity
53-4
short-term debt 12.2% · cash 3.8%
Profitability
28-28
return on assets -9.0%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.2%
07-2026: 0.2%▼ -0.5% vs 06-2026lowest value
08-2026: 0.2%● 0.0% vs 07-2026lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%▲ +5.0% vs 09-2026highest value
- Loss of €14,445, the second in a row (FY 2025) raises the probability
- Sector Education (NACE 85) lowers the probability
- Size: total assets €160,799 lowers the probability for this profile
- Equity €141,155 (87.8% of total assets) lowers the probability
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 6.79 against 5.06 in 2024; short-term debt: 12.2% and cash: 3.8% of total assets), and 12.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 88%, liquidity 39%, profitability 22%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€14,445
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
56 d early
2023
54 d early
2022
35 d early
2021
49 d early
2020
38 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 13 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€14,445
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-01-2027
- 22-12-2025Annual accounts filed
- 30-06-2025Weakest financial year
- 06-12-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 05-05-2004
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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