KM BUILDING
ActiveKM BUILDING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252k and a net result of €59k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-18
Solvency70▼-30
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 17.06 in 2024; short-term debt: 8.3% and cash: 0% of total assets), but 55.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.7%
Return on assets
10.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
37 d late
2023
5 d early
2022
218 d late
2021
9 d late
2020
1 d early
2019
225 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€569k
EBIT margin
4.9%
Net result
€59k▲ 551%
2024 · €9k
2018: €17k
2019: €11k
2020: €-665
2021: €153k
2022: €5k
2023: €4k
2024: €9k
2018 → 2025
Working capital
€124k▼ 56.8%
2024 · €287k
2018: €138k
2019: €304k
2020: €59k
2021: €261k
2022: €262k
2023: €267k
2024: €287k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€263k-€268k▲ 1.9%€272k▲ 1.4%€281k▲ 3.3%€252k▼ 10.4%
Operating result€207k-€9k▼ 95.8%€5k▼ 44.5%€20k▲ 310%€-24k
Net result€153k-€5k▼ 96.7%€4k▼ 25.5%€9k▲ 141%€59k▲ 551%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €24k after €20k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €539k
Fixed assets
€368k▲ 1,436%
Current assets
€171k▼ 43.9%
Equity and liabilities €563k
Equity
€252k▼ 10.4%
Provisions
€0▼ 100%
Debt
€311k▲ 1,638%
The debt ratio rises from 5.4% to 55.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-22k▼
2024 · €21k
Cash flow
€61k▲
2024 · €10k
Solvency
44.7%▼
2024 · 85.3%
Current ratio
3.65▼
2024 · 17.06
Quick ratio
3.65▼
2024 · 17.06
Debt / equity
1.24▲
2024 · 0.06
ROE
23.4%▲
2024 · 3.2%
ROA
10.5%▲
2024 · 2.8%
Interest coverage
-10.97▼
2024 · 3.36
Debt
€311k▲
2024 · €18k
Debt ≤ 1 year
€47k▲
2024 · €18k
Debt > 1 year
€264k
Income taxes
€35k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€329k€563k▲
Formation expenses20-€23k
Fixed assets21/28€24k€368k▲
Intangible fixed assets21€23k€0▼
Tangible fixed assets22/27€505€368k▲
Land and buildings22-€368k
Plant, machinery and equipment23€0-
Furniture and vehicles24€505€0▼
Financial fixed assets28€0-
Current assets29/58€305k€171k▼
Amounts receivable within one year40/41€296k€170k▼
Trade receivables40€287k€160k▼
Other amounts receivable41€9k€10k▲
Cash at bank and in hand54/58€9k€130▼
Deferred charges and accrued income490/1€0€529▲
Equity and liabilities
Total equity and liabilities10/49€329k€563k▲
Equity10/15€281k€252k▼
Contributions10/11€6k€6k=
Reserves13€94k€6k▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€88k€0▼
Profit (loss) carried forward14€181k€240k▲
Provisions and deferred taxes16€30k€0▼
Deferred taxes168€30k€0▼
Amounts payable17/49€18k€311k▲
Amounts payable after more than one year17-€264k
Financial debts170/4-€264k
Amounts payable within one year42/48€18k€47k▲
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€8k€37k▲
Taxes450/3€8k€37k▲
Other amounts payable47/48€281€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€968€2k▲
Other operating charges640/8€8k€387▼
Gross operating margin9900€29k€-22k▼
Operating profit (loss)9901€20k€-24k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€14k€-25k▼
Transfer from deferred taxes780€0€118k▲
Income taxes67/77€4k€35k▲
Profit (loss) for the period9904€9k€59k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€9k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€181k€240k▲
Profit (loss) brought forward from the previous period14P€172k€181k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 37 days late
2024
30-09
Financial
Liquidity quadruplescurrent ratio 17.06
Current ratio from 4.47 to 17.06; short-term debt falls from €77k to €18k.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 218 days late
30-09
Financial
Liquidity doublescurrent ratio 4.47
Current ratio from 2.00 to 4.47; short-term debt falls from €263k to €77k.
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
30-09
Financial
Back to profitnet €153k
Net result €153k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 2.94
Current ratio from 1.35 to 2.94; short-term debt falls from €167k to €135k.
30-09
Financial
Equity above €200kEq €263k ▲139%
Equity rises from €110k to €263k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 225 days late
30-09
Financial
Weakest financial yearnet €-665 ▼106%
Net result drops to €-665, the lowest in the series; recovery starts the following year.
2019
06-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Atelier 51480 TubizeGround area
1,109 m²
Building footprint
411 m²
Volume, LiDAR
2,828 m³
Parcel 25105B0357/00S003, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KM BUILDING
since 20162.251.693.167
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0357/00S003 | Wallonia | 1,109 m² | 1 · 411 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
11 categoriesKM BUILDING SRL42012
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2016
Fiscal year end30-09
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.