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Klus & Schilderwerken A.M.

Active
Private limited companyfounded 2024active for 1 yearStruikheide 5, 2221 Heist-op-den-Berg, BelgiumKBO/BCE: BE 1018.077.950

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

Klus & Schilderwerken A.M. has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,223 and a net result of €10,123. Its solvency ranks better than 88% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

KBO
Status
Active since 31-12-2024 Normal situation
Activity
Painting of buildings NACE 43341
Establishment unit
2.369.671.002 2221 Heist-op-den-Berg, since 31-12-2024
Financial year end
30 June
Peppol
Reachable since 15-01-2025

Board and ownership

Board
  • Musovic AlmerDirector · since 30-12-2024

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts to 30-06-2025
Gross margin
€22,464
Turnover
≈ €220,000
estimated
Profit
€10,123
Equity
€41,223
Total assets
€49,909
Filed on 30-01-2026, 1 day before the deadlineat the National Bank
Score breakdownraises riskFounded in 2024Size: total assets €49,9091 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.30, cash €20,058Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 88% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 100
equity 82.6% of total assets
Liquidity 95
short-term debt 17.4% · cash 40.2%
Profitability 94
return on assets 20.3%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 01-2026: 1.9% 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.4 percentage points vs 03-2026 05-2026: 2.4%▲ +0.1 percentage points vs 04-2026 06-2026: 5.0%▲ +2.6 percentage points vs 05-2026 07-2026: 5.0%● unchanged vs 06-2026 08-2026: 5.2%▲ +0.2 percentage points vs 07-2026 09-2026: 5.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.4%▼ -3.9 percentage points vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.3, above the usual 1.5. Short-term debt is 17.4% and cash 40.2% of total assets. 17.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 92% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €49,909
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.30, cash €20,058
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Higher solvency than 87% of companies in specialised constructionsector median 46.7% · 34,902 companies 82.6% View

Comparable companies

These companies have the same main activity as Klus & Schilderwerken A.M.: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €45,800 and €57,500, founded between 2023 and 2025.

CompanyTotal assetsGross margin
Klus & Schilderwerken A.M. Heist-op-den-Berg€49,909€22,464
LISAL PEINTURE DECORATION Doische€45,836€24,583
SBG Concept Walcourt€50,311€17,999
Schilderwerken Stef Van Daele Heist-op-den-Berg€56,339€24,190
Schilderwerken Maarten Noë Westerlo€50,604€27,506
RoLiz Paint Westerlo€57,490€21,912
H&M Schilderwerken Herentals€55,471€22,806
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Klus & Schilderwerken A.M.

What is the company number of Klus & Schilderwerken A.M.?
The company number of Klus & Schilderwerken A.M. is 1018.077.950. The VAT number is the same number with BE in front: BE 1018.077.950.
Where is Klus & Schilderwerken A.M. based?
The registered office is at Struikheide 5, 2221 Heist-op-den-Berg.Company details
What does Klus & Schilderwerken A.M. do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of Klus & Schilderwerken A.M.?
The legal form of Klus & Schilderwerken A.M. is Private limited company (BV).
When was Klus & Schilderwerken A.M. founded?
Klus & Schilderwerken A.M. was founded on 31-12-2024.
Is Klus & Schilderwerken A.M. still active?
Yes, Klus & Schilderwerken A.M. is an active enterprise in the KBO register.
What is the turnover of Klus & Schilderwerken A.M.?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €22,464 and 163 comparable companies (NACE 433). It probably lies between €130,000 and €470,000. It is a rough estimate.Financials
Is Klus & Schilderwerken A.M. profitable?
In financial year 2025, Klus & Schilderwerken A.M. made a profit of €10,123.
Where can I find the annual accounts of Klus & Schilderwerken A.M.?
Klus & Schilderwerken A.M. filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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