KLUISBERG
ActiveKLUISBERG has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €9k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 303 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-16
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.61 against 8.58 in 2024), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Sector 11
lower
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
43 d early
2023
55 d early
2022
38 d early
2021
38 d early
2020
24 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€319k▲ 3.1%
2024 · €310k
2018: €110k
2019: €138k
2020: €192k
2021: €238k
2022: €319k
2023: €290k
2024: €310k
2018 → 2025
Total assets
€364k▲ 0.8%
2024 · €361k
2018: €253k
2019: €311k
2020: €341k
2021: €350k
2022: €393k
2023: €357k
2024: €361k
2018 → 2025
Net result
€9k▼ 51.2%
2024 · €19k
2018: €60k
2019: €29k
2020: €53k
2021: €46k
2022: €81k
2023: €-29k
2024: €19k
2018 → 2025
Working capital
€183k▼ 8.8%
2024 · €200k
2018: €75k
2019: €102k
2020: €107k
2021: €124k
2022: €179k
2023: €153k
2024: €200k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€238k-€319k▲ 34.1%€290k▼ 9.1%€310k▲ 6.7%€319k▲ 3.1%
Operating result€71k-€127k▲ 78.6%€-27k€24k€13k▼ 45.7%
Net result€46k-€81k▲ 75.6%€-29k€19k€9k▼ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€149k▲ 10.7%
Current assets
€215k▼ 5.0%
Equity and liabilities €364k
Equity
€319k▲ 3.1%
Debt
€45k▼ 12.6%
The debt ratio falls from 14.2% to 12.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€67k▼
2024 · €81k
Cash flow
€63k▼
2024 · €77k
Solvency
87.7%▲
2024 · 85.8%
Current ratio
6.61▼
2024 · 8.58
Quick ratio
3.31▼
2024 · 5.28
Debt / equity
0.14▼
2024 · 0.17
ROE
3.0%▼
2024 · 6.3%
ROA
2.6%▼
2024 · 5.4%
Interest coverage
33.21▲
2024 · 32.31
Debt
€45k▼
2024 · €51k
Debt ≤ 1 year
€33k▲
2024 · €26k
Debt > 1 year
€12k▼
2024 · €23k
Income taxes
€2k▲
2024 · €2k
Staff costs
€18k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€364k▲
Fixed assets21/28€134k€149k▲
Tangible fixed assets22/27€131k€145k▲
Land and buildings22-€6k
Plant, machinery and equipment23€84k€110k▲
Furniture and vehicles24€33k€21k▼
Other tangible fixed assets26€14k€8k▼
Financial fixed assets28€4k€4k=
Current assets29/58€227k€215k▼
Stocks and contracts in progress3€87k€107k▲
Stocks30/36€87k€107k▲
Amounts receivable within one year40/41€25k€31k▲
Trade receivables40€21k€18k▼
Other amounts receivable41€4k€13k▲
Cash at bank and in hand54/58€111k€73k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€361k€364k▲
Equity10/15€310k€319k▲
Contributions10/11€19k€19k=
Reserves13€211k€300k▲
Distributable reserves133€211k€300k▲
Profit (loss) carried forward14€80k-
Amounts payable17/49€51k€45k▼
Amounts payable after more than one year17€23k€12k▼
Financial debts170/4€23k€12k▼
Amounts payable within one year42/48€26k€33k▲
Current portion of amounts payable after more than one year42€14k€11k▼
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€20k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€54k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€105k€87k▼
Operating profit (loss)9901€24k€13k▼
Financial income75/76B€76€736▲
Recurring financial income75€76€736▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€21k€12k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€19k€9k▼
Profit (loss) for the period to be appropriated9905€19k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€89k▼
Profit (loss) brought forward from the previous period14P€80k€80k=
Transfer to equity691/2€19k€89k▲
To other reserves6921€19k€89k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-29k ▼136%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €81k ▲75.6%
Operating result €127k, net result €81k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €238k ▲24.1%
4 profitable years in a row build equity to €238k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €192k ▲38.5%
3 profitable years in a row build equity to €192k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijnrode 53460 BekkevoortGround area
618 m²
Building footprint
134 m²
Volume, LiDAR
735 m³
2 parcels, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rijnrode 5, 3460 Bekkevoort
since 19992.092.776.879
Rijnrode 4A, 3460 Bekkevoort
since 20132.227.036.064
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24002H0225/00M000 | Flanders | 513 m² | 1 · 134 m² | 7.4 m · 2 fl. |
| 24002H0245/00D000 | Flanders | 105 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBekkevoort2.227.036.064
Bekkevoort2.092.776.879
Similar companies · same sector, comparable size
WIJNDOMEIN OUD CONYNSBERGH
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DOMAINE BELLUM FAGETUM
BE 0770.292.539
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BALVIN
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CEPHOLLI
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Of 187 companies in sector 11020 we hold annual accounts for 73. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-1998
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
11020Manufacture of beverages
15930
01210Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.