KLSA
ActiveThe computed 12-month bankruptcy probability of KLSA is 4.1% (elevated). The 2025 annual accounts show negative equity (€-63k) and a net result of €-228. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 4559 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+49
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.37 in 2024; short-term debt: 139.4% and cash: 2.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-75.2%
Return on assets
-0.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-63k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
41 d late
2024
21 d late
2023
61 d late
2022
53 d late
2021
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-63k▼ 0.4%
2024 · €-62k
2021: €18k
2022: €19k
2023: €20k
2024: €-62k
2021 → 2025
Total assets
€83k▼ 21.2%
2024 · €106k
2021: €82k
2022: €75k
2023: €157k
2024: €106k
2021 → 2025
Net result
€-228▲ 99.7%
2024 · €-82k
2021: €13k
2022: €1k
2023: €633
2024: €-82k
2021 → 2025
Working capital
€-74k▲ 8.6%
2024 · €-81k
2021: €-26k
2022: €-14k
2023: €-10k
2024: €-81k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€19k▲ 8.0%€20k▲ 3.3%€-62k€-63k▼ 0.4%
Operating result€19k-€6k▼ 64.9%€9k▲ 34.2%€-77k€8k
Net result€13k-€1k▼ 88.9%€633▼ 56.0%€-82k€-228▲ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €77k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€41k▼ 29.6%
Current assets
€43k▼ 11.0%
Key figures and ratios
EBITDA
€29k▲
2024 · €-51k
Cash flow
€21k▲
2024 · €-57k
Solvency
-75.2%▼
2024 · -59.0%
Current ratio
0.37▼
2024 · 0.37
Quick ratio
0.35▼
2024 · 0.36
Debt / equity
-2.33▲
2024 · -2.69
ROA
-0.3%▲
2024 · -78.0%
Interest coverage
3.69▲
2024 · -6.08
Debt
€146k▼
2024 · €168k
Debt ≤ 1 year
€116k▼
2024 · €128k
Debt > 1 year
€30k▼
2024 · €40k
Income taxes
€174▼
2024 · €190
Staff costs
€50k▼
2024 · €226k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€83k▼
Fixed assets21/28€58k€41k▼
Tangible fixed assets22/27€56k€39k▼
Plant, machinery and equipment23€6k€1k▼
Furniture and vehicles24€5k€4k▼
Leasing and similar rights25€45k€34k▼
Financial fixed assets28€2k€2k=
Current assets29/58€48k€43k▼
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€41k€35k▼
Trade receivables40€28k€289▼
Other amounts receivable41€13k€35k▲
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€106k€83k▼
Equity10/15€-62k€-63k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-67k€-68k▼
Amounts payable17/49€168k€146k▼
Amounts payable after more than one year17€40k€30k▼
Financial debts170/4€40k€30k▼
Amounts payable within one year42/48€128k€116k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43€4k€5k▲
Credit institutions430/8€4k€5k▲
Trade debts44€83k€32k▼
Suppliers440/4€83k€32k▼
Taxes, remuneration and social security45€30k€8k▼
Taxes450/3€4k€8k▲
Remuneration and social security454/9€25k-
Other amounts payable47/48€3k€61k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€226k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€21k▼
Other operating charges640/8€757€4k▲
Gross operating margin9900€175k€82k▼
Operating profit (loss)9901€-77k€8k▲
Financial income75/76B€4k€34▼
Recurring financial income75€4k€34▼
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€-82k€-54▲
Income taxes67/77€190€174▼
Profit (loss) for the period9904€-82k€-228▲
Profit (loss) for the period to be appropriated9905€-82k€-228▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-68k▼
Profit (loss) brought forward from the previous period14P€15k€-67k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-82k ▼13132%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Emile-Lorent, Soye 105150 FloreffeGround area
1,076 m²
Building footprint
140 m²
Volume, LiDAR
855 m³
Parcel 92118B0424/00G010, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KLSA
since 20212.320.081.632
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92118B0424/00G010 | Wallonia | 1,076 m² | 1 · 140 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HALLOY INVEST
BE 0474.961.785
Charleroi · Eq €20k
BOSSIMMO
BE 0833.734.202
Wommelgem · Eq €20k
MED CONSTRUCT
BE 1030.356.368
Fléron · Eq €21k
VERLO Technics
BE 1028.821.590
Hamme (Vl.) · Eq €21k
CALOR-BOIS/ENERGIES NOUVELLES
BE 0860.610.229
Marchin · Eq €19k
Of 492 companies in sector 43223 we hold annual accounts for 112. 84 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2021
Fiscal year end31-12
Activities, NACEBEL
43223Specialised construction activities
96021Hairdressing
96210Hairdressing and barber services
43222Installation of electric heating, air conditioning, cooling and ventilation
46130Agents in the wholesale of timber and building materials
47120Other non-specialised retail sale
47789Other retail sale of new goods
47890Retail trade
47910Retail trade
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:k.sainthuile@outlook.be
E-mail:laulau291287@gmail.com