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Kloos Jean-Marc

Active
Private limited companyfounded 2023active for 3 yearsLarbois(NEU) 3, 4608 Dalhem, BelgiumKBO/BCE: BE 0797.270.417
Summary

Kloos Jean-Marc has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,945 and a net result of €6,482. Equity has been growing by about 28% per year since 2023. Its solvency ranks better than 18% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-01-2023 Normal situation
Activity
Insulation installation NACE 43230and 5 others
Establishment unit
2.340.430.450 4608 Dalhem, since 20-01-2023
Financial year end
31 December
Peppol
Reachable since 02-12-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€84,818
▲ 1.3%
Turnover
≈ €300,000
estimated
Profit
€6,482
▲ 589%
Equity
€19,945
▲ 48.1%
Total assets
€115,593
▲ 52.5%
Employees on 31-12-2025
3
▲ 50.0%
Filed on 09-07-2026, 22 days before the deadline
Score breakdownraises riskFounded in 2023Equity €19,945 (17.3% of total assets)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.92, cash €71,156Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 42-1
equity 17.3% of total assets
Liquidity 76+58
short-term debt 49.1% · cash 61.6%
Profitability 71+32
return on assets 5.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 2.9%▲ +1.5 percentage points vs 05-2025highest value 07-2025: 2.9%● unchanged vs 06-2025highest value 08-2025: 2.8%▼ -0.1 percentage points vs 07-2025 09-2025: 2.8%● unchanged vs 08-2025 10-2025: 2.6%▼ -0.2 percentage points vs 09-2025 11-2025: 2.6%● unchanged vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.5%▼ -0.1 percentage points vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.6%▲ +0.1 percentage points vs 03-2026 05-2026: 2.7%▲ +0.1 percentage points vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 2.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▼ -2.1 percentage points vs 07-2026 09-2026: 0.5%▼ -0.2 percentage points vs 08-2026 10-2026: 0.4%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.92 (1.13 in 2024), above the usual 1.5. Short-term debt is 49.1% and cash 61.6% of total assets. However, 82.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 74% on liquidity, 41% on profitability and 82% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.92, cash €71,156
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €19,945 (17.3% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9883 sector peers (2025).
NBB · sector comparison
Position among 9883 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
22 days early
2024
73 days early
2023
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 40 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (3 of the last 3 accounts filed within 48 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in specialised constructionsector median €251,308 · 9,885 companies €19,945 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: KLOOS Jean-Marc (director)
All 5 events

Comparable companies

These companies have the same main activity as Kloos Jean-Marc: insulation installation (NACE 43230). They are comparable in size and age: total assets between €114,000 and €133,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
Kloos Jean-Marc Dalhem€115,593€84,818
Behets Plomberie-Chauffage Chaumont-Gistoux€121,879€78,299
Crepix Gent€133,231€96,052
HASTIR TOITURE Havelange€114,417€71,317
DRG RENO Liège€129,809€75,762
AB PRO RENOV Herstal€114,507€68,313
AS Isolation Blégny€124,916€57,154
Full comparison

Key facts about Kloos Jean-Marc

What is the company number of Kloos Jean-Marc?
The company number of Kloos Jean-Marc is 0797.270.417. The VAT number is the same number with BE in front: BE 0797.270.417.
Where is Kloos Jean-Marc based?
The registered office is at Larbois(NEU) 3, 4608 Dalhem.Company details
What does Kloos Jean-Marc do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of Kloos Jean-Marc?
The legal form of Kloos Jean-Marc is Private limited company (BV).
When was Kloos Jean-Marc founded?
Kloos Jean-Marc was founded on 17-01-2023.
Is Kloos Jean-Marc still active?
Yes, Kloos Jean-Marc is an active enterprise in the KBO register.
How many employees does Kloos Jean-Marc have?
Kloos Jean-Marc had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Kloos Jean-Marc?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €84,818 and 32 comparable companies (NACE 432). It probably lies between €230,000 and €440,000.
Is Kloos Jean-Marc profitable?
In financial year 2025, Kloos Jean-Marc made a profit of €6,482.
Where can I find the annual accounts of Kloos Jean-Marc?
Kloos Jean-Marc filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Kloos Jean-Marc due?
Kloos Jean-Marc must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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