KLOKHUIS
ActiveKLOKHUIS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €82k and a net result of €14k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 58 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2026
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability82▲+6
Solvency88▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.85 in 2025; short-term debt: 34.7% and cash: 53.2% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
62.8%
Return on assets
10.9%
Age of the figures
4 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2026 was due by 31-12-2026 and was filed on 31-08-2026, 122 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
122 d early
2025
124 d early
2024
127 d early
2023
130 d early
2022
143 d early
2021
140 d early
2020
125 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2027 and is due by 31-12-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-05-2027 close31-12-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€82k▲ 21.1%
2025 · €68k
2019: €56k
2020: €62k
2021: €33k
2022: €44k
2023: €51k
2024: €61k
2025: €68k
2019 → 2026
Total assets
€130k▲ 8.8%
2025 · €120k
2019: €80k
2020: €69k
2021: €45k
2022: €65k
2023: €113k
2024: €103k
2025: €120k
2019 → 2026
Net result
€14k▲ 102%
2025 · €7k
2019: €5k
2020: €5k
2021: €-29k
2022: €11k
2023: €7k
2024: €10k
2025: €7k
2019 → 2026
Working capital
€59k▲ 55.3%
2025 · €38k
2019: €40k
2020: €56k
2021: €32k
2022: €43k
2023: €38k
2024: €42k
2025: €38k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€44k-€51k▲ 17.0%€61k▲ 18.9%€68k▲ 11.6%€82k▲ 21.1%
Operating result€12k-€8k▼ 34.7%€10k▲ 33.1%€8k▼ 22.6%€17k▲ 109%
Net result€11k-€7k▼ 31.8%€10k▲ 30.2%€7k▼ 26.9%€14k▲ 102%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 109% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €130k
Fixed assets
€26k▼ 29.1%
Current assets
€104k▲ 26.0%
Equity and liabilities €130k
Equity
€82k▲ 21.1%
Debt
€48k▼ 7.1%
The debt ratio falls from 43.6% to 37.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2025 · €17k
Cash flow
€25k▲
2025 · €16k
Solvency
62.8%▲
2025 · 56.4%
Current ratio
2.30▲
2025 · 1.85
Quick ratio
2.13▲
2025 · 1.62
Debt / equity
0.59▼
2025 · 0.77
ROE
17.4%▲
2025 · 10.4%
ROA
10.9%▲
2025 · 5.9%
Interest coverage
55.98▲
2025 · 23.70
Debt
€48k▼
2025 · €52k
Debt ≤ 1 year
€45k▲
2025 · €45k
Debt > 1 year
€3k▼
2025 · €7k
Income taxes
€2k▲
2025 · €585
Staff costs
€105k▲
2025 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€120k€130k▲
Fixed assets21/28€37k€26k▼
Tangible fixed assets22/27€37k€26k▼
Land and buildings22€13k€11k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€83k€104k▲
Stocks and contracts in progress3€10k€7k▼
Stocks30/36€10k€7k▼
Amounts receivable within one year40/41€22k€26k▲
Trade receivables40€6k€12k▲
Other amounts receivable41€16k€13k▼
Cash at bank and in hand54/58€48k€69k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€120k€130k▲
Equity10/15€68k€82k▲
Contributions10/11€6k€6k=
Reserves13€61k€76k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€60k€74k▲
Amounts payable17/49€52k€48k▼
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€45k€45k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€15k€12k▼
Suppliers440/4€15k€12k▼
Taxes, remuneration and social security45€26k€28k▲
Taxes450/3€16k€17k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€318€1k▲
Income statement
Code20252026
Remuneration, social security and pensions62€80k€105k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€878€1k▲
Gross operating margin9900€99k€134k▲
Operating profit (loss)9901€8k€17k▲
Financial income75/76B€275€123▼
Recurring financial income75€275€123▼
Financial charges65/66B€733€496▼
Recurring financial charges65€733€496▼
Profit (loss) for the period before taxes9903€8k€17k▲
Income taxes67/77€585€2k▲
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€14k▲
Profit (loss) brought forward from the previous period14P€-1k-
Transfer to equity691/2€6k€14k▲
To other reserves6921€6k€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-05
Financial
Highest result since 2019net €14k ▲102%
Operating result €17k, net result €14k, both a record.
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-05
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Weakest financial yearnet €-29k ▼635%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-05
Financial
Liquidity triplescurrent ratio 10.09
Current ratio from 2.95 to 10.09; short-term debt falls from €21k to €6k.
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaikant 843221 HolsbeekGround area
1,596 m²
Building footprint
303 m²
Volume, LiDAR
1,664 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KLOKHUIS
since 20112.198.959.712
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24080A0287/00V000 | Flanders | 1,287 m² | 1 · 137 m² | 8.6 m · 2 fl. |
| 24080C0048/00R000 | Flanders | 309 m² | 1 · 166 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHolsbeek2.198.959.712
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,836 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2011
Fiscal year end31-05
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.