Klimathome
ActiveKlimathome has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €527k and a net result of €57k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-5
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 17.99 against 15.32 in 2024; short-term debt: 5.3% and cash: 81.8% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
10.3%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-11-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
32 d late
2023
31 d late
2021
52 d late
2020
61 d late
2019
356 d late
2017
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€527k▲ 1.4%
2024 · €519k
2019: €175k
2020: €250k
2021: €319k
2023: €449k
2024: €519k
2019 → 2025
Total assets
€556k▲ 0.6%
2024 · €553k
2019: €202k
2020: €303k
2021: €414k
2023: €510k
2024: €553k
2019 → 2025
Net result
€57k▼ 27.5%
2024 · €79k
2019: €67k
2020: €75k
2021: €69k
2023: €59k
2024: €79k
2019 → 2025
Working capital
€502k▲ 4.2%
2024 · €482k
2019: €162k
2020: €244k
2021: €311k
2023: €439k
2024: €482k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€250k-€319k▲ 27.4%€449k▲ 40.7%€519k▲ 15.7%€527k▲ 1.4%
Operating result€109k-€101k▼ 7.4%€87k▼ 13.7%€107k▲ 22.1%€78k▼ 26.7%
Net result€75k-€69k▼ 8.9%€59k▼ 13.5%€79k▲ 32.9%€57k▼ 27.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556k
Fixed assets
€25k▼ 34.8%
Current assets
€532k▲ 3.2%
Equity and liabilities €556k
Equity
€527k▲ 1.4%
Debt
€30k▼ 12.1%
The debt ratio falls from 6.1% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▼
2024 · €114k
Cash flow
€66k▼
2024 · €86k
Solvency
94.7%▲
2024 · 93.9%
Current ratio
17.99▲
2024 · 15.32
Quick ratio
17.44▲
2024 · 14.74
Debt / equity
0.06▼
2024 · 0.06
ROE
10.9%▼
2024 · 15.2%
ROA
10.3%▼
2024 · 14.3%
Interest coverage
72.56▼
2024 · 111.52
Debt
€30k▼
2024 · €34k
Debt ≤ 1 year
€30k▼
2024 · €34k
Income taxes
€21k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€553k€556k▲
Fixed assets21/28€38k€25k▼
Tangible fixed assets22/27€38k€25k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€35k€23k▼
Current assets29/58€515k€532k▲
Stocks and contracts in progress3€20k€16k▼
Stocks30/36€20k€16k▼
Amounts receivable within one year40/41€67k€59k▼
Trade receivables40€21k€9k▼
Other amounts receivable41€46k€50k▲
Cash at bank and in hand54/58€428k€455k▲
Deferred charges and accrued income490/1€555€1k▲
Equity and liabilities
Total equity and liabilities10/49€553k€556k▲
Equity10/15€519k€527k▲
Contributions10/11€0-
Reserves13€405k€413k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€402k€410k▲
Profit (loss) carried forward14€114k€114k=
Amounts payable17/49€34k€30k▼
Amounts payable within one year42/48€34k€30k▼
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€32k€21k▼
Taxes450/3€32k€21k▼
Income statement
Code20242025
Non-recurring operating income76A-€15
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€10k€7k▼
Gross operating margin9900€124k€94k▼
Operating profit (loss)9901€107k€78k▼
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€111k€78k▼
Income taxes67/77€32k€21k▼
Profit (loss) for the period9904€79k€57k▼
Profit (loss) for the period to be appropriated9905€79k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€171k▼
Profit (loss) brought forward from the previous period14P€114k€114k=
Transfer from equity791/2-€50k
Transfer to equity691/2€79k€57k▼
To other reserves6921€79k€57k▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
31-03
Financial
Weakest financial yearnet €57k ▼27.5%
Net result drops to €57k, the lowest in the series.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
31-03
Financial
Highest result since 2019net €79k ▲32.9%
Net result €79k, the highest in the series.
31-03
Financial
Equity above €500kEq €519k ▲15.7%
5 profitable years in a row build equity to €519k.
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 356 days late
31-03
Financial
Equity above €200kEq €250k ▲43.1%
2 profitable years in a row build equity to €250k.
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
19-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
19-12
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Stratenweg 21B2520 RanstGround area
9,779 m²
Building footprint
1,147 m²
Parcel 11031C0363/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Ter Stratenweg 21B, 2520 Ranst
since 19782.039.436.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11031C0363/00F000 | Flanders | 9,779 m² | 1 · 1,147 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMFORT GILSON
BE 0825.382.007
Seraing · Eq €526k
JK PROJECT
BE 0502.814.346
Willebroek · Eq €527k
G.W.K.
BE 0886.990.962
Dilsen-Stokkem · Eq €527k
PLANCKAERT TECHNICS
BE 0830.456.392
Lendelede · Eq €528k
Belgium Technics
BE 0667.612.594
Sint-Katelijne-Waver · Eq €525k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 3,941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-1978
Fiscal year end31-03
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.