Klimagic
ActiveThe computed 12-month bankruptcy probability of Klimagic is 1.7% (moderate). The 2025 annual accounts show equity of €301k and a net result of €113k. Equity is growing by ~49.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 27676 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+26
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.46 against 1.8 in 2024; short-term debt: 13.2% and cash: 37.7% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
31.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
8 d early
2022
2 d early
2021
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€301k▲ 59.1%
2024 · €189k
2021: €58k
2022: €93k
2023: €148k
2024: €189k
2021 → 2025
Total assets
€360k▼ 7.4%
2024 · €389k
2021: €178k
2022: €203k
2023: €323k
2024: €389k
2021 → 2025
Net result
€113k▲ 11.3%
2024 · €101k
2021: €54k
2022: €35k
2023: €105k
2024: €101k
2021 → 2025
Working capital
€260k▲ 89.8%
2024 · €137k
2021: €61k
2022: €75k
2023: €131k
2024: €137k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€93k▲ 59.8%€148k▲ 58.7%€189k▲ 27.8%€301k▲ 59.1%
Operating result€65k-€61k▼ 5.0%€131k▲ 113%€127k▼ 2.5%€147k▲ 15.6%
Net result€54k-€35k▼ 35.8%€105k▲ 200%€101k▼ 3.3%€113k▲ 11.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€53k▼ 34.8%
Current assets
€307k▼ 0.2%
Equity and liabilities €360k
Equity
€301k▲ 59.1%
Debt
€59k▼ 70.4%
The debt ratio falls from 51.4% to 16.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€184k▲
2024 · €142k
Cash flow
€149k▲
2024 · €116k
Solvency
83.6%▲
2024 · 48.6%
Current ratio
6.46▲
2024 · 1.80
Quick ratio
6.46▲
2024 · 1.80
Debt / equity
0.20▼
2024 · 1.06
ROE
37.4%▼
2024 · 53.5%
ROA
31.3%▲
2024 · 26.0%
Interest coverage
58.82▼
2024 · 106.81
Debt
€59k▼
2024 · €200k
Debt ≤ 1 year
€48k▼
2024 · €171k
Debt > 1 year
€12k▼
2024 · €28k
Income taxes
€32k▲
2024 · €28k
Staff costs
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€389k€360k▼
Fixed assets21/28€81k€53k▼
Intangible fixed assets21€686€394▼
Tangible fixed assets22/27€78k€51k▼
Plant, machinery and equipment23€22k€19k▼
Furniture and vehicles24€57k€31k▼
Financial fixed assets28€2k€2k=
Current assets29/58€308k€307k▼
Amounts receivable after more than one year29€417€417=
Other amounts receivable291€417€417=
Amounts receivable within one year40/41€225k€168k▼
Trade receivables40€156k€158k▲
Other amounts receivable41€69k€10k▼
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€75k€136k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€389k€360k▼
Equity10/15€189k€301k▲
Contributions10/11€4k€4k=
Reserves13€185k€297k▲
Distributable reserves133€185k€297k▲
Amounts payable17/49€200k€59k▼
Amounts payable after more than one year17€28k€12k▼
Financial debts170/4€28k€12k▼
Amounts payable within one year42/48€171k€48k▼
Current portion of amounts payable after more than one year42€16k€17k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€33k€11k▼
Suppliers440/4€33k€11k▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€2k€951▼
Other amounts payable47/48€112k€12k▼
Accrued charges and deferred income492/3€400-
Income statement
Code20242025
Remuneration, social security and pensions62€12k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€37k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€250
Other operating charges640/8€20k€616▼
Gross operating margin9900€175k€196k▲
Operating profit (loss)9901€127k€147k▲
Financial income75/76B€4k€64▼
Recurring financial income75€4k€64▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€130k€144k▲
Income taxes67/77€28k€32k▲
Profit (loss) for the period9904€101k€113k▲
Profit (loss) for the period to be appropriated9905€101k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€113k▲
Transfer to equity691/2€41k€112k▲
To other reserves6921€41k€112k▲
Profit to be distributed694/7€60k€859▼
Return on contributions (dividend)694€60k€859▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2021net €113k ▲11.3%
Operating result €147k, net result €113k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 6.46
Current ratio from 1.80 to 6.46; short-term debt falls from €171k to €48k.
30-09
Financial
Equity above €200kEq €301k ▲59.1%
5 profitable years in a row build equity to €301k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €189k ▲27.8%
4 profitable years in a row build equity to €189k.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €148k ▲58.7%
3 profitable years in a row build equity to €148k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €35k ▼35.8%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 42640 MortselGround area
399 m²
Building footprint
141 m²
Volume, LiDAR
1,050 m³
Parcel 11512B0127/00E010, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Klimagic
since 20202.308.768.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0127/00E010 | Flanders | 399 m² | 1 · 141 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsKoelinstallaties duaal (so)
Technicus koelinstallaties duaal (so)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2020
Fiscal year end30-09
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
33120Repair and maintenance of machinery
43211General electrical installation work
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.