KLIMA-SERVICE KNOKKE
ActiveKLIMA-SERVICE KNOKKE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €752k and a net result of €145k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 94% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+32
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 9.41 against 8.98 in 2024), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
17.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d late
2023
16 d early
2022
30 d late
2021
17 d late
2020
31 d late
2019
64 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€752k▲ 18.6%
2024 · €634k
2018: €364k
2019: €380k
2020: €410k
2021: €463k
2022: €521k
2023: €568k
2024: €634k
2018 → 2025
Total assets
€824k▲ 19.0%
2024 · €692k
2018: €497k
2019: €516k
2020: €536k
2021: €590k
2022: €608k
2023: €647k
2024: €692k
2018 → 2025
Net result
€145k▲ 78.4%
2024 · €81k
2018: €16k
2019: €17k
2020: €30k
2021: €54k
2022: €70k
2023: €64k
2024: €81k
2018 → 2025
Working capital
€608k▲ 30.9%
2024 · €464k
2018: €152k
2019: €143k
2020: €159k
2021: €195k
2022: €281k
2023: €365k
2024: €464k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€463k-€521k▲ 12.5%€568k▲ 9.0%€634k▲ 11.6%€752k▲ 18.6%
Operating result€73k-€94k▲ 29.2%€87k▼ 8.0%€104k▲ 20.0%€196k▲ 87.9%
Net result€54k-€70k▲ 30.2%€64k▼ 8.5%€81k▲ 27.1%€145k▲ 78.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 88% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €824k
Fixed assets
€144k▼ 15.2%
Current assets
€680k▲ 30.1%
Equity and liabilities €824k
Equity
€752k▲ 18.6%
Debt
€72k▲ 24.2%
The debt ratio rises from 8.4% to 8.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€227k▲
2024 · €143k
Cash flow
€176k▲
2024 · €120k
Solvency
91.2%▼
2024 · 91.6%
Current ratio
9.41▲
2024 · 8.98
Quick ratio
7.89▲
2024 · 7.42
Debt / equity
0.10▲
2024 · 0.09
ROE
19.3%▲
2024 · 12.8%
ROA
17.6%▲
2024 · 11.7%
Interest coverage
92.97▲
2024 · 64.98
Debt
€72k▲
2024 · €58k
Debt ≤ 1 year
€72k▲
2024 · €58k
Income taxes
€63k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€692k€824k▲
Fixed assets21/28€170k€144k▼
Intangible fixed assets21€972€432▼
Tangible fixed assets22/27€169k€143k▼
Land and buildings22€127k€110k▼
Plant, machinery and equipment23€18k€17k▼
Furniture and vehicles24€23k€16k▼
Current assets29/58€523k€680k▲
Stocks and contracts in progress3€91k€110k▲
Stocks30/36€17k€21k▲
Contracts in progress37€74k€89k▲
Amounts receivable within one year40/41€99k€84k▼
Trade receivables40€83k€63k▼
Other amounts receivable41€16k€21k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€232k€384k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€692k€824k▲
Equity10/15€634k€752k▲
Contributions10/11€13k€13k=
Reserves13€621k€739k▲
Distributable reserves133€621k€739k▲
Amounts payable17/49€58k€72k▲
Amounts payable within one year42/48€58k€72k▲
Financial debts43€1k€1k=
Credit institutions430/8€1k€1k=
Trade debts44€15k€7k▼
Suppliers440/4€15k€7k▼
Advances received on contracts in progress46-€500
Taxes, remuneration and social security45€17k€37k▲
Taxes450/3€15k€35k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€24k€26k▲
Income statement
Code20242025
Remuneration, social security and pensions62€268-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€31k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€149k€233k▲
Operating profit (loss)9901€104k€196k▲
Financial income75/76B€12k€14k▲
Recurring financial income75€12k€14k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€114k€207k▲
Income taxes67/77€33k€63k▲
Profit (loss) for the period9904€81k€145k▲
Profit (loss) for the period to be appropriated9905€81k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€145k▲
Transfer from equity791/2€15k€27k▲
Transfer to equity691/2€81k€145k▲
To other reserves6921€81k€145k▲
Profit to be distributed694/7€15k€27k▲
Return on contributions (dividend)694€15k€27k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €145k ▲78.4%
Operating result €196k, net result €145k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €500kEq €521k ▲12.5%
5 profitable years in a row build equity to €521k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 64 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Walletje 1068300 Knokke-HeistGround area
8,185 m²
Building footprint
146 m²
Volume, LiDAR
201 m³
Parcel 31039F0134/00Z000, Flanders · tallest building 7.7 m. Linked by address, not a title deed.
1 establishment unit
KLIMA-SERVICE
since 19972.082.258.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0134/00Z000 | Flanders | 8,185 m² | 1 · 146 m² | 7.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,239 EUR awarded · 1,239 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 620 EUR | 620 EUR |
| 2023 | 1 | 94 EUR | 94 EUR |
| 2022 | 1 | 525 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 5,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-1997
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.