KLIMA
ActiveKLIMA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406k and a net result of €145k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency95▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 3.24 in 2024; short-term debt: 30.2% and cash: 11.6% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
24.9%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-11-2025, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
7 d early
2023
1 d early
2022
3 d early
2020
11 d late
2019
on the day
2018
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€406k▲ 55.4%
2024 · €262k
2018: €44k
2019: €53k
2020: €86k
2022: €175k
2023: €223k
2024: €262k
2018 → 2025
Total assets
€582k▲ 60.7%
2024 · €362k
2018: €122k
2019: €165k
2020: €285k
2022: €282k
2023: €399k
2024: €362k
2018 → 2025
Net result
€145k▲ 276%
2024 · €39k
2018: €10k
2019: €9k
2020: €33k
2022: €90k
2023: €48k
2024: €39k
2018 → 2025
Working capital
€371k▲ 65.1%
2024 · €225k
2018: €35k
2019: €33k
2020: €43k
2022: €126k
2023: €170k
2024: €225k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€86k-€175k▲ 105%€223k▲ 27.2%€262k▲ 17.3%€406k▲ 55.4%
Operating result€47k-€120k▲ 155%€62k▼ 48.2%€57k▼ 7.8%€225k▲ 291%
Net result€33k-€90k▲ 175%€48k▼ 47.0%€39k▼ 19.1%€145k▲ 276%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 291% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €582k
Fixed assets
€35k▼ 4.4%
Current assets
€547k▲ 68.0%
Equity and liabilities €582k
Equity
€406k▲ 55.4%
Debt
€175k▲ 74.7%
The debt ratio rises from 27.8% to 30.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€250k▲
2024 · €92k
Cash flow
€170k▲
2024 · €73k
Solvency
69.8%▼
2024 · 72.2%
Current ratio
3.12▼
2024 · 3.24
Quick ratio
3.03▼
2024 · 3.09
Debt / equity
0.43▲
2024 · 0.38
ROE
35.6%▲
2024 · 14.7%
ROA
24.9%▲
2024 · 10.6%
Interest coverage
29.98▲
2024 · 14.11
Debt
€175k▲
2024 · €100k
Debt ≤ 1 year
€175k▲
2024 · €100k
Income taxes
€77k▲
2024 · €16k
Staff costs
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€362k€582k▲
Fixed assets21/28€37k€35k▼
Tangible fixed assets22/27€36k€34k▼
Plant, machinery and equipment23€21k€19k▼
Furniture and vehicles24€6k€15k▲
Leasing and similar rights25€8k-
Other tangible fixed assets26€338-
Financial fixed assets28€730€730=
Current assets29/58€325k€547k▲
Amounts receivable after more than one year29€132k€225k▲
Other amounts receivable291€132k€225k▲
Stocks and contracts in progress3€15k€14k▼
Stocks30/36€15k€14k▼
Amounts receivable within one year40/41€155k€240k▲
Trade receivables40€38k€91k▲
Other amounts receivable41€117k€149k▲
Cash at bank and in hand54/58€23k€68k▲
Equity and liabilities
Total equity and liabilities10/49€362k€582k▲
Equity10/15€262k€406k▲
Contributions10/11€19k€19k=
Reserves13€243k€388k▲
Distributable reserves133€243k€388k▲
Amounts payable17/49€100k€175k▲
Amounts payable within one year42/48€100k€175k▲
Current portion of amounts payable after more than one year42€58k€25k▼
Trade debts44€36k€70k▲
Suppliers440/4€36k€70k▲
Taxes, remuneration and social security45€6k€80k▲
Taxes450/3€6k€80k▲
Remuneration and social security454/9-€353
Income statement
Code20242025
Remuneration, social security and pensions62-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€26k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€95k€265k▲
Operating profit (loss)9901€57k€225k▲
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€54k€222k▲
Income taxes67/77€16k€77k▲
Profit (loss) for the period9904€39k€145k▲
Profit (loss) for the period to be appropriated9905€39k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€145k▲
Transfer to equity691/2€39k€145k▲
To other reserves6921€39k€145k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
31-03
Financial
Highest result since 2018net €145k ▲276%
Operating result €225k, net result €145k, both a record.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €200kEq €223k ▲27.2%
5 profitable years in a row build equity to €223k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 2.58
Current ratio from 1.28 to 2.58; short-term debt falls from €152k to €79k.
31-03
Financial
Equity above €150kEq €175k ▲105%
4 profitable years in a row build equity to €175k.
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €9k ▼7.1%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
24-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Bos 309320 AalstGround area
1,728 m²
Building footprint
609 m²
Volume, LiDAR
2,745 m³
Parcel 41014A2411/00C000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ten Bos 30, 9320 Aalst
since 20022.114.453.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41014A2411/00C000 | Flanders | 1,728 m² | 1 · 609 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 716 EUR awarded · 716 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 716 EUR | 716 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,531 companies in sector 43222 we hold annual accounts for 5,659. 4,262 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2002
Fiscal year end31-03
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.