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KLAVIER

Active
Private limited companyfounded 20224 yrs activeVan Beesenlaan 13, 1090 Jette, BelgiumKBO/BCE: BE 0788.630.883
Summary

KLAVIER has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,616 and a net result of €1,437. Equity is shrinking by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Other legal services
NACE 69109
1 site
How big
€45,159total assets 2025
Equity
€28,616
Profit
€1,437
Turnover not published (abridged schema)
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts filed 28 d late0 of 1 deed read
Why 94- Latest accounts 28 days late; 1 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 2.47, cash €34,180+ Figures for FY 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 88-12
equity 63.4% of total assets
Liquidity 83-17
short-term debt 36.6% · cash 75.7%
Profitability 73+73
return on assets 3.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 2.47, cash €34,180 lowers the probability
  • Latest accounts 28 days late; 1 of the last 3 late raises the probability
  • Figures for FY 2025 (filed 28-08-2026) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 8.17 in 2024; short-term debt: 36.6% and cash: 75.7% of total assets), and 36.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 59%, liquidity 74%, profitability 23%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.47, cash €34,180
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 28 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Figures for FY 2025 (filed 28-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
28 d late
2024
31 d late
2023
30 d late
2022
32 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €1,437
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 12% on net resultsector median €37,570 · 14,010 companies €1,437 View
  • Total assets 20254 fiscal years filed €45,159 View
  • Active since 2022founded 15-07-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€45,159
Profit
€1,437
Solvency
63.4%
Total assets▲ 48.6%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other legal servicesNACE 69109
Founded
15-07-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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