KKVB-consulting
ActiveKKVB-consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €57k and a net result of €1k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 9863 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 137 days later.
NBB · 6 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline14-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 18-03-2025, 43 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
43 d early
2023
26 d early
2022
31 d early
2021
31 d early
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€57k▲ 2.6%
2023 · €55k
2019: €19k
2020: €26k
2021: €34k
2022: €39k
2023: €55k
2019 → 2024
Net result
€1k▼ 65.4%
2023 · €4k
2019: €12k
2020: €8k
2021: €7k
2022: €5k
2023: €4k
2019 → 2024
Total assets
€95k▼ 6.5%
2023 · €101k
2019: €66k
2020: €56k
2021: €56k
2022: €62k
2023: €101k
2019 → 2024
Solvency
60.0%▲ 5.4pp
2023 · 54.7%
2019: 28.0%
2020: 47.4%
2021: 60.3%
2022: 62.4%
2023: 54.7%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€34k▲ 26.7%€39k▲ 15.4%€55k▲ 43.0%€57k▲ 2.6%
Operating result€13k-€11k▼ 15.0%€9k▼ 17.2%€9k▲ 4.7%€2k▼ 80.4%
Net result€8k-€7k▼ 10.7%€5k▼ 26.6%€4k▼ 18.3%€1k▼ 65.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 80% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €95k
Fixed assets
€42k▼ 22.7%
Current assets
€52k▲ 12.5%
Equity and liabilities €95k
Equity
€57k▲ 2.6%
Debt
€38k▼ 17.6%
The debt ratio falls from 45.3% to 40.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
60.0%▲
2023 · 54.7%
ROE
2.6%▼
2023 · 7.6%
ROA
1.5%▼
2023 · 4.2%
Debt
€38k▼
2023 · €46k
Debt ≤ 1 year
€17k▲
2023 · €16k
Debt > 1 year
€21k▼
2023 · €30k
Income taxes
€-1k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€95k▼
Fixed assets21/28€55k€42k▼
Tangible fixed assets22/27€55k€42k▼
Plant, machinery and equipment23€11k€9k▼
Leasing and similar rights25€38k€28k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€46k€52k▲
Amounts receivable within one year40/41€11k€28k▲
Trade receivables40€10k€24k▲
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€25k€16k▼
Deferred charges and accrued income490/1€11k€8k▼
Equity and liabilities
Total equity and liabilities10/49€101k€95k▼
Equity10/15€55k€57k▲
Contributions10/11€19k€19k=
Reserves13€37k€38k▲
Distributable reserves133€37k€38k▲
Amounts payable17/49€46k€38k▼
Amounts payable after more than one year17€30k€21k▼
Financial debts170/4€30k€21k▼
Amounts payable within one year42/48€16k€17k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€3k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€301-
Gross operating margin9900€27k€18k▼
Operating profit (loss)9901€9k€2k▼
Financial income75/76B€12€0▼
Recurring financial income75€12€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€7k€162▼
Income taxes67/77€3k€-1k▼
Profit (loss) for the period9904€4k€1k▼
Profit (loss) for the period to be appropriated9905€4k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€1k▼
Transfer to equity691/2€4k€1k▼
To other reserves6921€4k€1k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €1k ▼65.4%
Net result drops to €1k, the lowest in the series.
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berchemweg 2189700 OudenaardeGround area
429 m²
Building footprint
186 m²
Volume, LiDAR
972 m³
Parcel 45023A0488/00E000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KKVB- consulting
since 20182.280.412.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45023A0488/00E000 | Flanders | 429 m² | 1 · 186 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,223 EUR awarded · 1,153 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 807 EUR | 737 EUR |
| 2024 | 1 | 69 EUR | 152 EUR |
| 2023 | 1 | 152 EUR | 264 EUR |
| 2022 | 1 | 195 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
JL&C-CONSULT
BE 0734.593.866
Olen · Eq €57k
JB Innovation
BE 0781.608.083
Middelkerke · Eq €57k
Martine Van Camp
BE 0778.347.301
Berlaar · Eq €57k
FAGE MANAGEMENT
BE 0717.756.646
Etalle · Eq €57k
LIBELCO Health
BE 0784.376.147
Zulte · Eq €57k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,761 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2018
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47513Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.