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Private limited companyfounded 201610 yrs activePastoor Claesenstraat 9, 2440 Geel, BelgiumKBO/BCE: BE 0658.784.804
Summary

KJP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €20,405 and a net result of €250,538. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 9866 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9866 sector peers (2024).
NBB · sector comparison
Position among 9866 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
41 d early
2023
47 d early
2022
40 d early
2021
27 d early
2020
39 d early
2019
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 July 2016, KJP was incorporated.1 Total assets went from EUR 296,472 in 2018 to EUR 448,339 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€20,405=
2023 · €20,405
Net result
€250,538▲ 8.0%
2023 · €231,985
Total assets
€448,339▲ 26.3%
2023 · €355,109
Solvency
4.6%▼ 1.2pp
2023 · 5.7%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€233,392▲ 23.2%€202,357▼ 13.3%€245,566▲ 21.4%€303,828▲ 23.7%€328,411▲ 8.1%
Net result€179,324▲ 27.0%€155,174▼ 13.5%€187,774▲ 21.0%€231,985▲ 23.5%€250,538▲ 8.0%
Equity€451,609▲ 10.5%€20,405▼ 95.5%€20,405=€20,405=€20,405=
Total assets€651,961▲ 52.4%€720,621▲ 10.5%€314,915▼ 56.3%€355,109▲ 12.8%€448,339▲ 26.3%
Debt€200,351▲ 951%€700,216▲ 249%€294,510▼ 57.9%€334,704▲ 13.6%€427,934▲ 27.9%
Working capital€412,444▲ 10.4%-€84,342-€106,319▼ 26.1%-€184,518▼ 73.6%-€27,522▲ 85.1%
Solvency69.3%▼ 26.3pp2.8%▼ 66.4pp6.5%▲ 3.6pp5.7%▼ 0.7pp4.6%▼ 1.2pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2020: €233,392€233,392Net result 2020: €179,324€179,324Operating result 2021: €202,357€202,357Net result 2021: €155,174€155,174Operating result 2022: €245,566€245,566Net result 2022: €187,774€187,774Operating result 2023: €303,828€303,828Net result 2023: €231,985€231,985Operating result 2024: €328,411€328,411Net result 2024: €250,538€250,53820202021202220232024€0€100,000€200,000€300,000Operating result 2022: €245,566€246,000Net result 2022: €187,774€188,000Operating result 2023: €303,828€304,000Net result 2023: €231,985€232,000Operating result 2024: €328,411€328,000Net result 2024: €250,538€251,000202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 8% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €448,339
Fixed assets €54,880 ▼ 75.6%
Current assets €393,459 ▲ 201%
Equity and liabilities €448,339
Equity €20,405 =
Debt €427,934 ▲ 27.9%
Debt's share of the balance-sheet total rises from 94.3% to 95.4%. Debt is higher.
Key figures and ratios
2024 value · change against 2023
ROA
55.9%▼
2023 · 65.3%
Debt ≤ 1 year
€420,981▲
2023 · €315,042
Debt > 1 year
€6,953▼
2023 · €19,662
Income taxes
€80,161▲
2023 · €71,760
A ratio outside any meaningful range has been withheld (balance sheet total €448,339, equity €20,405).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€355,109€448,339▲
Fixed assets21/28€224,586€54,880▼
Tangible fixed assets22/27€72,622€52,915▼
Land and buildings22€7,431€11,436▲
Plant, machinery and equipment23€8,511€8,214▼
Furniture and vehicles24€56,679€33,266▼
Financial fixed assets28€151,964€1,964▼
Current assets29/58€130,523€393,459▲
Amounts receivable within one year40/41€62,008€66,111▲
Trade receivables40€62,008€64,288▲
Other amounts receivable41-€1,822
Current investments50/53€4,297€254,324▲
Cash at bank and in hand54/58€54,415€68,567▲
Deferred charges and accrued income490/1€9,803€4,457▼
Equity and liabilities
Total equity and liabilities10/49€355,109€448,339▲
Equity10/15€20,405€20,405=
Contributions10/11€18,550€18,550=
Reserves13€1,855€1,855=
Non-distributable reserves130/1€1,855€1,855=
Reserves not available under the articles1311€1,855€1,855=
Amounts payable17/49€334,704€427,934▲
Amounts payable after more than one year17€19,662€6,953▼
Financial debts170/4€19,662€6,953▼
Amounts payable within one year42/48€315,042€420,981▲
Current portion of amounts payable after more than one year42€17,295€12,710▼
Trade debts44€1,193€1,407▲
Suppliers440/4€1,193€1,407▲
Advances received on contracts in progress46-€96,156
Taxes, remuneration and social security45€57,534€60,171▲
Taxes450/3€57,534€60,171▲
Other amounts payable47/48€239,020€250,538▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,877€28,496▲
Other operating charges640/8€218€118▼
Gross operating margin9900€330,922€357,025▲
Operating profit (loss)9901€303,828€328,411▲
Financial income75/76B€419€2,684▲
Recurring financial income75€419€2,684▲
Financial charges65/66B€502€397▼
Recurring financial charges65€502€397▼
Profit (loss) for the period before taxes9903€303,745€330,699▲
Income taxes67/77€71,760€80,161▲
Profit (loss) for the period9904€231,985€250,538▲
Profit (loss) for the period to be appropriated9905€231,985€250,538▲
Appropriation of the result
Profit (loss) to be appropriated9906€231,985€250,538▲
Profit to be distributed694/7€231,985€250,538▲
Return on contributions (dividend)694€231,985€250,538▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€1,612----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,801€19,006€30,802€26,877€28,496▲ 6.0%
Other operating charges640/8-€2,286€102€218€118▼ 45.9%
Gross operating margin9900€245,144€223,649€276,470€330,922€357,025▲ 7.9%
Operating profit (loss)9901€233,392€202,357€245,566€303,828€328,411▲ 8.1%
Financial income75/76B-€17€976€419€2,684▲ 541%
Recurring financial income75€145€17€976€419€2,684▲ 541%
Financial charges65/66B-€596€710€502€397▼ 20.9%
Recurring financial charges65€56€596€710€502€397▼ 20.9%
Profit (loss) for the period before taxes9903€233,480€201,778€245,832€303,745€330,699▲ 8.9%
Income taxes67/77€54,156€46,604€58,058€71,760€80,161▲ 11.7%
Profit (loss) for the period9904€179,324€155,174€187,774€231,985€250,538▲ 8.0%
Profit (loss) for the period to be appropriated9905€179,324€155,174€187,774€231,985€250,538▲ 8.0%
Line20202021202220232024Change
Assets
Total assets20/58€651,961€720,621€314,915€355,109€448,339▲ 26.3%
Fixed assets21/28€39,165€159,675€163,681€224,586€54,880▼ 75.6%
Tangible fixed assets22/27€29,166€119,676€92,706€72,622€52,915▼ 27.1%
Land and buildings22-€7,954€6,328€7,431€11,436▲ 53.9%
Plant, machinery and equipment23-€8,216€6,286€8,511€8,214▼ 3.5%
Furniture and vehicles24-€103,506€80,092€56,679€33,266▼ 41.3%
Financial fixed assets28€10,000€40,000€70,975€151,964€1,964▼ 98.7%
Current assets29/58€612,795€560,945€151,234€130,523€393,459▲ 201%
Amounts receivable within one year40/41€25,109€25,610€32,674€62,008€66,111▲ 6.6%
Trade receivables40-€25,610€30,974€62,008€64,288▲ 3.7%
Other amounts receivable41--€1,700-€1,822-
Current investments50/53€500,229€434,297€4,297€4,297€254,324▲ 5,819%
Cash at bank and in hand54/58€83,679€97,733€109,204€54,415€68,567▲ 26.0%
Deferred charges and accrued income490/1-€3,305€5,060€9,803€4,457▼ 54.5%
Equity and liabilities
Total equity and liabilities10/49€651,961€720,621€314,915€355,109€448,339▲ 26.3%
Equity10/15€451,609€20,405€20,405€20,405€20,405=
Contributions10/11-€18,550€18,550€18,550€18,550=
Reserves13€1,855€1,855€1,855€1,855€1,855=
Non-distributable reserves130/1-€1,855€1,855€1,855€1,855=
Reserves not available under the articles1311-€1,855€1,855€1,855€1,855=
Profit (loss) carried forward14€431,204-----
Amounts payable17/49€200,351€700,216€294,510€334,704€427,934▲ 27.9%
Amounts payable after more than one year17-€54,076€36,957€19,662€6,953▼ 64.6%
Financial debts170/4-€54,076€36,957€19,662€6,953▼ 64.6%
Amounts payable within one year42/48€200,351€645,287€257,553€315,042€420,981▲ 33.6%
Current portion of amounts payable after more than one year42-€16,945€17,119€17,295€12,710▼ 26.5%
Trade debts44€1,249€8,623-€1,193€1,407▲ 17.9%
Suppliers440/4-€8,623-€1,193€1,407▲ 17.9%
Advances received on contracts in progress46----€96,156-
Taxes, remuneration and social security45-€30,306€46,428€57,534€60,171▲ 4.6%
Taxes450/3-€30,306€46,428€57,534€60,171▲ 4.6%
Other amounts payable47/48-€589,413€194,006€239,020€250,538▲ 4.8%
Accrued charges and deferred income492/3-€853----
Line20202021202220232024Change
Profit (loss) for the period9904€179,324€155,174€187,774€231,985€250,538▲ 8.0%
+ Depreciation and write-downs630€10,801€19,006€30,802€26,877€28,496▲ 6.0%
Operating cash flow (approximation)€190,125€174,180€218,577€258,861€279,034▲ 7.8%
Investment in fixed assets (approximation)--€139,516-€34,808-€87,781€141,210▲ 261%
Change in cash-€14,054€11,470-€54,789€14,152▲ 126%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €250,538 ▲8%
Operating result €328,411, net result €250,538, both a record.
14-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity doublescurrent ratio 20.62
Current ratio from 10.12 to 20.62; short-term debt falls from €27,415 to €19,037.
01-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,120 m²
Building footprint
156 m²
Volume, LiDAR
867 m³
Parcel 13373K0896/00V003, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KJP
Pastoor Claesenstraat 9, 2440 GeelFinancial service activities, except insurance and pension funding
since 20162.254.575.552
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13373K0896/00V003 Flanders 1,120 m² 1 · 156 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 7,455 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0658784804
Also 9925:BE0658784804
Registered 28-07-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.