KJIP CREATION
ActiveKJIP CREATION has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
-44.2%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
3 d late
2023
44 d early
2022
46 d early
2021
46 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€6k▼ 71.3%
2024 · €19k
2019: €51k
2020: €65k
2021: €74k
2022: €105k
2023: €37k
2024: €19k
2019 → 2025
Net result
€-2k▲ 86.5%
2024 · €-18k
2019: €11k
2020: €18k
2021: €26k
2022: €21k
2023: €-21k
2024: €-18k
2019 → 2025
Working capital
€5k▼ 73.1%
2024 · €17k
2019: €15k
2020: €34k
2021: €44k
2022: €62k
2023: €30k
2024: €17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€61k-€74k▲ 20.2%€36k▼ 50.6%€18k▼ 50.1%€5k▼ 74.1%
Operating result€36k-€26k▼ 26.3%€-22k€-19k▲ 11.7%€-3k▲ 86.0%
Net result€26k-€21k▼ 20.5%€-21k€-18k▲ 12.0%€-2k▲ 86.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€149▼ 88.0%
Current assets
€5k▼ 70.2%
Equity and liabilities €6k
Equity
€5k▼ 74.1%
Debt
€874▼ 31.6%
The debt ratio rises from 6.6% to 15.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-14k
Cash flow
€-1k▲
2024 · €-13k
Solvency
84.3%▼
2024 · 93.4%
Current ratio
6.21▼
2024 · 14.25
Quick ratio
5.70▼
2024 · 13.47
Debt / equity
0.19▲
2024 · 0.07
ROE
-52.5%▲
2024 · -100.3%
ROA
-44.2%▲
2024 · -93.7%
Interest coverage
-33.46▲
2024 · -251.60
Debt
€874▼
2024 · €1k
Debt ≤ 1 year
€874▼
2024 · €1k
Income taxes
€140▲
2024 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€6k▼
Fixed assets21/28€1k€149▼
Tangible fixed assets22/27€1k€149▼
Furniture and vehicles24€1k€149▼
Current assets29/58€18k€5k▼
Stocks and contracts in progress3€1k€450▼
Stocks30/36€1k€450▼
Amounts receivable within one year40/41€17k€2k▼
Trade receivables40€1k€830▼
Other amounts receivable41€15k€2k▼
Cash at bank and in hand54/58€694€3k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€19k€6k▼
Equity10/15€18k€5k▼
Contributions10/11€2k€2k=
Reserves13€55k€44k▼
Distributable reserves133€55k€44k▼
Profit (loss) carried forward14€-39k€-41k▼
Amounts payable17/49€1k€874▼
Amounts payable within one year42/48€1k€874▼
Trade debts44€1k€735▼
Suppliers440/4€1k€735▼
Taxes, remuneration and social security45€132€140▲
Taxes450/3€132€140▲
Other amounts payable47/48€0-
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€1k▼
Other operating charges640/8€387€873▲
Gross operating margin9900€-14k€-775▲
Operating profit (loss)9901€-19k€-3k▲
Financial income75/76B€1k€453▼
Recurring financial income75€1k€453▼
Financial charges65/66B€56€49▼
Recurring financial charges65€56€49▼
Profit (loss) for the period before taxes9903€-18k€-2k▲
Income taxes67/77€132€140▲
Profit (loss) for the period9904€-18k€-2k▲
Profit (loss) for the period to be appropriated9905€-18k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-41k▼
Profit (loss) brought forward from the previous period14P€-21k€-39k▼
Transfer from equity791/2-€11k
Transfer to equity691/2-€0
Profit to be distributed694/7-€11k
Return on contributions (dividend)694-€11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-21k ▼200%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 12current ratio 35.70
Current ratio from 2.99 to 35.70; short-term debt falls from €31k to €861.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €26k ▲42.9%
Operating result €36k, net result €26k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 4.48
Current ratio from 2.16 to 4.48; short-term debt falls from €29k to €13k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marcel Thirylaan 221200 Sint-Lambrechts-WoluweGround area
6,851 m²
Building footprint
1,203 m²
Volume, LiDAR
31,566 m³
2 parcels, Brussels · tallest building 32.0 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
KJIP CREATION
since 20182.278.907.508
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0021/00R000 | Brussels | 5,966 m² | 1 · 947 m² | 30.0 m · 9 fl. |
| 21673D0130/00H010 | Brussels | 885 m² | 1 · 256 m² | 32.0 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 5,860 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2018
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
14199Manufacture of wearing apparel
14299Manufacture of wearing apparel
47120Other non-specialised retail sale
47910Retail trade
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.