Kjeara
ActiveKjeara has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €582k and a net result of €-3k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-2
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 15.28 against 25.29 in 2024; short-term debt: 0.7% and cash: 10.6% of total assets), and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
-0.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
on the day
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€582k▼ 0.5%
2024 · €585k
2022: €589k
2023: €581k
2024: €585k
2022 → 2025
Total assets
€586k▼ 0.1%
2024 · €587k
2022: €598k
2023: €586k
2024: €587k
2022 → 2025
Net result
€-3k
2024 · €4k
2022: €9k
2023: €-8k
2024: €4k
2022 → 2025
Working capital
€58k▲ 20.8%
2024 · €48k
2022: €26k
2023: €31k
2024: €48k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€589k-€581k▼ 1.3%€585k▲ 0.7%€582k▼ 0.5%
Operating result€12k-€-8k€4k€-3k
Net result€9k-€-8k€4k€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €586k
Fixed assets
€524k▼ 2.4%
Current assets
€62k▲ 24.2%
Equity and liabilities €586k
Equity
€582k▼ 0.5%
Debt
€4k▲ 106%
The debt ratio rises from 0.3% to 0.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €17k
Cash flow
€10k▼
2024 · €17k
Solvency
99.3%▼
2024 · 99.7%
Current ratio
15.28▼
2024 · 25.29
Quick ratio
15.28▼
2024 · 25.29
Debt / equity
0.01▲
2024 · 0.00
ROE
-0.5%▼
2024 · 0.7%
ROA
-0.5%▼
2024 · 0.7%
Interest coverage
242.98▼
2024 · 401.40
Debt
€4k▲
2024 · €2k
Debt ≤ 1 year
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€587k€586k▼
Fixed assets21/28€537k€524k▼
Tangible fixed assets22/27€537k€524k▼
Land and buildings22€536k€524k▼
Furniture and vehicles24€885€374▼
Current assets29/58€50k€62k▲
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Cash at bank and in hand54/58€50k€62k▲
Equity and liabilities
Total equity and liabilities10/49€587k€586k▼
Equity10/15€585k€582k▼
Contributions10/11€580k€580k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-4k€-6k▼
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€33€33=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€384€387▲
Gross operating margin9900€17k€10k▼
Operating profit (loss)9901€4k€-3k▼
Financial charges65/66B€43€41▼
Recurring financial charges65€43€41▼
Profit (loss) for the period before taxes9903€4k€-3k▼
Profit (loss) for the period9904€4k€-3k▼
Profit (loss) for the period to be appropriated9905€4k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-6k▼
Profit (loss) brought forward from the previous period14P€-8k€-4k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 25.29
Current ratio from 6.59 to 25.29; short-term debt falls from €6k to €2k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-8k ▼191%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overijsesteenweg 231560 HoeilaartGround area
1,747 m²
Building footprint
108 m²
Volume, LiDAR
416 m³
Parcel 23033B0416/00C003, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kjeara
since 20212.316.287.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033B0416/00C003 | Flanders | 1,747 m² | 1 · 108 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DG-MC
BE 0464.529.733
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Black
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DELANGHE
BE 0430.722.758
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WMA SERVICES
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Genk · Eq €581k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2021
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.