KJA-SOFT
ActiveSummary
KJA-SOFT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €767k and a net result of €233k. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 1546 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 11.61 against 9.27 in 2023; short-term debt: 8.6% and cash: 79.5% of total assets), and 8.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.4%
Return on assets
27.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
5 d late
2023
28 d early
2022
33 d early
2021
40 d early
2020
3 d early
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€233k▲ 85.0%
2023 · €126k
2018: €76k
2019: €58k▼ -23.9% vs 2018
2020: €215k▲ +274% vs 2019
2021: €73k▼ -66.2% vs 2020
2022: €30k▼ -59.3% vs 2021lowest in 7 years
2023: €126k▲ +326% vs 2022
2024: €233k▲ +85.0% vs 2023highest in 7 years
2018 → 2024
Working capital
€767k▲ 32.3%
2023 · €580k
2018: €82klowest in 7 years
2019: €121k▲ +47.3% vs 2018
2020: €339k▲ +181% vs 2019
2021: €417k▲ +22.7% vs 2020
2022: €445k▲ +6.7% vs 2021
2023: €580k▲ +30.4% vs 2022
2024: €767k▲ +32.3% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€355k-€428k▲ 20.5%€458k▲ 6.9%€584k▲ 27.6%€767k▲ 31.4%
2020: €355klowest in 5 years
2021: €428k▲ +20.5% vs 2020
2022: €458k▲ +6.9% vs 2021
2023: €584k▲ +27.6% vs 2022
2024: €767k▲ +31.4% vs 2023highest in 5 years
Operating result€292k-€96k▼ 67.0%€43k▼ 55.7%€174k▲ 306%€293k▲ 69.1%
2020: €292k
2021: €96k▼ -67.0% vs 2020
2022: €43k▼ -55.7% vs 2021lowest in 5 years
2023: €174k▲ +306% vs 2022
2024: €293k▲ +69.1% vs 2023highest in 5 years
Net result€215k-€73k▼ 66.2%€30k▼ 59.3%€126k▲ 326%€233k▲ 85.0%
2020: €215k
2021: €73k▼ -66.2% vs 2020
2022: €30k▼ -59.3% vs 2021lowest in 5 years
2023: €126k▲ +326% vs 2022
2024: €233k▲ +85.0% vs 2023highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 69% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €840k
Fixed assets
€549 ▼ 86.6%
Current assets
€839k ▲ 29.1%
Equity and liabilities €840k
Equity
€767k ▲ 31.4%
Debt
€72k ▲ 3.0%
Debt's share of the balance-sheet total falls from 10.7% to 8.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€297k▲
2023 · €182k
Cash flow
€237k▲
2023 · €135k
Current ratio
11.61▲
2023 · 9.27
Debt to equity
0.09▼
2023 · 0.12
ROE
30.4%▲
2023 · 21.6%
ROA
27.8%▲
2023 · 19.3%
Interest coverage
444.53▲
2023 · 82.63
Debt ≤ 1 year
€72k▲
2023 · €70k
Income taxes
€81k▲
2023 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€654k€840k▲
Fixed assets21/28€4k€549▼
Tangible fixed assets22/27€4k€549▼
Plant, machinery and equipment23€4k€549▼
Current assets29/58€650k€839k▲
Amounts receivable within one year40/41€134k€171k▲
Trade receivables40€117k€152k▲
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58€516k€668k▲
Deferred charges and accrued income490/1€310€322▲
Equity and liabilities
Total equity and liabilities10/49€654k€840k▲
Equity10/15€584k€767k▲
Contributions10/11€14k€14k=
Profit (loss) carried forward14€570k€753k▲
Amounts payable17/49€70k€72k▲
Amounts payable within one year42/48€70k€72k▲
Trade debts44€41k€5k▼
Suppliers440/4€41k€5k▼
Taxes, remuneration and social security45€29k€16k▼
Taxes450/3€29k€16k▼
Other amounts payable47/48-€51k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€183k€297k▲
Operating profit (loss)9901€174k€293k▲
Financial income75/76B€347€22k▲
Recurring financial income75€347€22k▲
Financial charges65/66B€2k€668▼
Recurring financial charges65€2k€668▼
Profit (loss) for the period before taxes9903€172k€315k▲
Income taxes67/77€45k€81k▲
Profit (loss) for the period9904€126k€233k▲
Profit (loss) for the period to be appropriated9905€126k€233k▲
Appropriation of the result
Profit (loss) to be appropriated9906€570k€803k▲
Profit (loss) brought forward from the previous period14P€443k€570k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €7k | €9k | €9k | €4k | ▼ 60.1% |
| Other operating charges640/8 | - | €348 | €348 | €384 | €387 | ▲ 0.8% |
| Gross operating margin9900 | €298k | €103k | €52k | €183k | €297k | ▲ 62.6% |
| Operating profit (loss)9901 | €292k | €96k | €43k | €174k | €293k | ▲ 69.1% |
| Financial income75/76B | - | €3k | €1 | €347 | €22k | ▲ 6,219% |
| Recurring financial income75 | - | €3k | €1 | €347 | €22k | ▲ 6,219% |
| Financial charges65/66B | - | €723 | €2k | €2k | €668 | ▼ 69.8% |
| Recurring financial charges65 | €3k | €723 | €2k | €2k | €668 | ▼ 69.8% |
| Profit (loss) for the period before taxes9903 | €289k | €98k | €40k | €172k | €315k | ▲ 83.3% |
| Income taxes67/77 | €73k | €26k | €11k | €45k | €81k | ▲ 78.6% |
| Profit (loss) for the period9904 | €215k | €73k | €30k | €126k | €233k | ▲ 85.0% |
| Profit (loss) for the period to be appropriated9905 | €215k | €73k | €30k | €126k | €233k | ▲ 85.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €379k | €435k | €471k | €654k | €840k | ▲ 28.4% |
| Fixed assets21/28 | €16k | €11k | €13k | €4k | €549 | ▼ 86.6% |
| Intangible fixed assets21 | €5k | €3k | €2k | - | - | - |
| Tangible fixed assets22/27 | €11k | €8k | €11k | €4k | €549 | ▼ 86.6% |
| Plant, machinery and equipment23 | - | €2k | €8k | €4k | €549 | ▼ 86.6% |
| Furniture and vehicles24 | - | €6k | €3k | - | - | - |
| Current assets29/58 | €364k | €423k | €458k | €650k | €839k | ▲ 29.1% |
| Amounts receivable within one year40/41 | €49k | €123k | €110k | €134k | €171k | ▲ 27.6% |
| Trade receivables40 | - | €81k | €79k | €117k | €152k | ▲ 29.7% |
| Other amounts receivable41 | - | €42k | €31k | €17k | €19k | ▲ 12.8% |
| Cash at bank and in hand54/58 | €314k | €300k | €348k | €516k | €668k | ▲ 29.5% |
| Deferred charges and accrued income490/1 | - | €309 | €290 | €310 | €322 | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €379k | €435k | €471k | €654k | €840k | ▲ 28.4% |
| Equity10/15 | €355k | €428k | €458k | €584k | €767k | ▲ 31.4% |
| Contributions10/11 | - | €12k | €12k | €14k | €14k | = |
| Reserves13 | €2k | €2k | €2k | - | - | - |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Profit (loss) carried forward14 | €341k | €414k | €443k | €570k | €753k | ▲ 32.2% |
| Amounts payable17/49 | €24k | €7k | €13k | €70k | €72k | ▲ 3.0% |
| Amounts payable within one year42/48 | €24k | €7k | €13k | €70k | €72k | ▲ 3.0% |
| Trade debts44 | €3k | €6k | - | €41k | €5k | ▼ 88.2% |
| Suppliers440/4 | - | €6k | - | €41k | €5k | ▼ 88.2% |
| Advances received on contracts in progress46 | - | - | €13k | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €29k | €16k | ▼ 44.6% |
| Taxes450/3 | - | - | - | €29k | €16k | ▼ 44.6% |
| Other amounts payable47/48 | - | €910 | €124 | - | €51k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €215k | €73k | €30k | €126k | €233k | ▲ 85.0% |
| + Depreciation and write-downs630 | €6k | €7k | €9k | €9k | €4k | ▼ 60.1% |
| Operating cash flow (approximation) | €221k | €79k | €38k | €135k | €237k | ▲ 75.4% |
| Investment in fixed assets (approximation) | - | €-2k | €-10k | €0 | €0 | - |
| Change in cash | - | €-14k | €47k | €168k | €152k | ▼ 9.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
31-12
Financial
Highest result since 2018net €233k ▲85%
Operating result €293k, net result €233k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €500kEq €584k ▲27.6%
6 profitable years in a row build equity to €584k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €30k ▼59.3%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 63.32
Current ratio from 15.09 to 63.32; short-term debt falls from €24k to €7k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 15.09
Current ratio from 3.99 to 15.09; short-term debt falls from €40k to €24k.
31-12
Financial
Equity above €200kEq €355k ▲154%
3 profitable years in a row build equity to €355k.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 18 days late
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 3.99
Current ratio from 1.71 to 3.99; short-term debt falls from €116k to €40k.
31-12
Financial
Equity above €100kEq €140k ▲69.8%
2 profitable years in a row build equity to €140k.
22-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2013
Ground area
5,127 m²
Building footprint
1,510 m²
Volume, LiDAR
23,163 m³
Parcel 21652E0039/00H003, Brussels · tallest building 36.3 m, ±1 floor. Linked by address, not a title deed.
288
companies at this address
See who is registered here
1 establishment unit
Terhulpsesteenweg 177, 1170 Watermaal-Bosvoorde
since 20132.214.651.639
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0039/00H003 | Brussels | 5,127 m² | 1 · 1,510 m² | 36.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 9,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.