KISS
ActiveKISS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 76% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▲+2
Solvency99▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 4.45 in 2024; short-term debt: 25.8% and cash: 63% of total assets), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
-1.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
35 d early
2023
44 d early
2022
42 d early
2021
40 d early
2020
39 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▼ 1.7%
2024 · €62k
2018: €67k
2019: €66k
2020: €63k
2021: €67k
2022: €70k
2023: €64k
2024: €62k
2018 → 2025
Total assets
€82k▲ 8.7%
2024 · €75k
2018: €84k
2019: €88k
2020: €76k
2021: €82k
2022: €87k
2023: €75k
2024: €75k
2018 → 2025
Net result
€-1k▲ 54.5%
2024 · €-2k
2018: €12k
2019: €-840
2020: €-2k
2021: €4k
2022: €3k
2023: €-6k
2024: €-2k
2018 → 2025
Working capital
€46k▼ 0.9%
2024 · €47k
2018: €52k
2019: €48k
2020: €50k
2021: €55k
2022: €57k
2023: €51k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€70k▲ 4.3%€64k▼ 9.1%€62k▼ 3.5%€61k▼ 1.7%
Operating result€4k-€4k▲ 1.3%€-7k€-3k▲ 62.3%€-1k▲ 44.4%
Net result€4k-€3k▼ 27.6%€-6k€-2k▲ 64.4%€-1k▲ 54.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€14k▼ 4.2%
Current assets
€67k▲ 12.0%
Equity and liabilities €82k
Equity
€61k▼ 1.7%
Debt
€21k▲ 56.3%
The debt ratio rises from 18.0% to 25.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-816▲
2024 · €-2k
Cash flow
€-398▲
2024 · €-2k
Solvency
74.2%▼
2024 · 82.0%
Current ratio
3.19▼
2024 · 4.45
Quick ratio
3.05▼
2024 · 4.24
Debt / equity
0.35▲
2024 · 0.22
ROE
-1.7%▲
2024 · -3.7%
ROA
-1.3%▲
2024 · -3.0%
Interest coverage
-6.79▲
2024 · -17.11
Debt
€21k▲
2024 · €14k
Debt ≤ 1 year
€21k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€82k▲
Fixed assets21/28€15k€14k▼
Tangible fixed assets22/27€7k€7k▼
Land and buildings22€7k€7k▼
Financial fixed assets28€8k€8k=
Current assets29/58€60k€67k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€18k€13k▼
Trade receivables40€18k€13k▼
Cash at bank and in hand54/58€40k€52k▲
Equity and liabilities
Total equity and liabilities10/49€75k€82k▲
Equity10/15€62k€61k▼
Contributions10/11€19k€19k=
Reserves13€43k€42k▼
Distributable reserves133€43k€42k▼
Amounts payable17/49€14k€21k▲
Amounts payable within one year42/48€14k€21k▲
Trade debts44€528€6k▲
Suppliers440/4€528€6k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48€7k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€634€634=
Other operating charges640/8€466€267▼
Gross operating margin9900€-2k€-549▲
Operating profit (loss)9901€-3k€-1k▲
Financial income75/76B€451€538▲
Recurring financial income75€451€538▲
Financial charges65/66B€115€120▲
Recurring financial charges65€115€120▲
Profit (loss) for the period before taxes9903€-2k€-1k▲
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-1k▲
Transfer from equity791/2€2k€1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-6k ▼319%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 7.24
Current ratio from 3.31 to 7.24; short-term debt falls from €21k to €8k.
20-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eierdreefje(W) 118600 DiksmuideGround area
4,671 m²
Building footprint
116 m²
Volume, LiDAR
470 m³
Parcel 32026A0753/00F000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kiss
since 20142.224.948.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32026A0753/00F000 | Flanders | 4,671 m² | 1 · 116 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.R.T. CARPETS
BE 0889.882.354
Antwerpen · Eq €58k
CPS FURNITURE
BE 0846.525.136
Antwerpen · Eq €53k
BELISIA INTERIOR CONCEPTS
BE 0839.564.692
Bilzen · Eq €71k
Extor Carpets
BE 1003.861.215
Antwerpen · Eq €52k
ERGOCONSULT
BE 0651.772.001
Liège · Eq €51k
Of 192 companies in sector 46472 we hold annual accounts for 124. 79 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2013
Fiscal year end31-12
Activities, NACEBEL
46472Wholesale trade
46650Wholesale trade
46492Wholesale trade
46493Wholesale trade
46500Wholesale of information and communication equipment
46510Wholesale trade
46660Wholesale trade
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.