Skip to content

KIS

Active
Private limited companyfounded 20233 yrs activeHoutemstraat 80, 9860 Oosterzele, BelgiumKBO/BCE: BE 0798.851.022
Summary

KIS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €-22k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency98▼-2
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 8.15 against 5.55 in 2024; short-term debt: 9.4% and cash: 0.9% of total assets), and 26.7% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.3%
Return on assets
-25.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-01-2026, 7 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
7 d early
2024
46 d early
2023
29 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 February 2023, KIS was incorporated as a Private limited company.1 Total assets went from EUR 34,828 in 2023 to EUR 86,611 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Financials · fiscal year 2025, micro schema

Equity
€63k▼ 26.0%
2024 · €86k
Total assets
€87k▼ 13.9%
2024 · €101k
Net result
€-22k
2024 · €67k
Working capital
€58k▼ 13.4%
2024 · €67k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€21k-€84k▲ 299%€-24k
Net result€17k-€67k▲ 304%€-22k
Equity€19k-€86k▲ 361%€63k▼ 26.0%
Total assets€35k-€101k▲ 189%€87k▼ 13.9%
Debt€16k-€15k▼ 9.0%€23k▲ 56.9%
Working capital€16k-€67k▲ 310%€58k▼ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2023: €21k€21kNet result 2023: €17k€17kOperating result 2024: €84k€84kNet result 2024: €67k€67kOperating result 2025: €-24k€-24kNet result 2025: €-22k€-22k202320242025€-50k€0€50k€100kOperating result 2023: €21k€21kNet result 2023: €17k€17kOperating result 2024: €84k€84kNet result 2024: €67k€67kOperating result 2025: €-24k€-24kNet result 2025: €-22k€-22k202320242025
The operating result turns negative in 2025: a loss of €24k after €84k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets €20k ▲ 8.6%
Current assets €66k ▼ 19.0%
Equity and liabilities €87k
Equity €63k ▼ 26.0%
Debt €23k ▲ 56.9%
Debt's share of the balance-sheet total rises from 14.7% to 26.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-18k▼
2024 · €87k
Cash flow
€-17k▼
2024 · €70k
Current ratio
8.15▲
2024 · 5.55
Debt to equity
0.36▲
2024 · 0.17
ROE
-35.2%▼
2024 · 78.3%
ROA
-25.8%▼
2024 · 66.8%
Interest coverage
-84.21▼
2024 · 586.93
Debt ≤ 1 year
€8k▼
2024 · €15k
Debt > 1 year
€15k
Income taxes
€277▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€101k€87k▼
Fixed assets21/28€19k€20k▲
Tangible fixed assets22/27€19k€20k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€13k€14k▲
Current assets29/58€82k€66k▼
Amounts receivable within one year40/41€67k€63k▼
Trade receivables40€31k€12k▼
Other amounts receivable41€37k€51k▲
Cash at bank and in hand54/58€14k€810▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€101k€87k▼
Equity10/15€86k€63k▼
Contributions10/11€2k€2k=
Reserves13€84k€84k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14-€-22k
Amounts payable17/49€15k€23k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€15k€8k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€3k▼
Remuneration and social security454/9-€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€88k€-17k▼
Operating profit (loss)9901€84k€-24k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€148€219▲
Recurring financial charges65€148€219▲
Profit (loss) for the period before taxes9903€85k€-22k▼
Income taxes67/77€18k€277▼
Profit (loss) for the period9904€67k€-22k▼
Profit (loss) for the period to be appropriated9905€67k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€-22k▼
Transfer to equity691/2€67k€0▼
To other reserves6921€67k€0▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€140€3k€6k▲ 123%
Other operating charges640/8€90€1k€1k▲ 9.6%
Gross operating margin9900€21k€88k€-17k▼ 120%
Operating profit (loss)9901€21k€84k€-24k▼ 129%
Financial income75/76B€28€1k€2k▲ 128%
Recurring financial income75€28€1k€2k▲ 128%
Financial charges65/66B-€148€219▲ 48.5%
Recurring financial charges65-€148€219▲ 48.5%
Profit (loss) for the period before taxes9903€21k€85k€-22k▼ 126%
Income taxes67/77€5k€18k€277▼ 98.5%
Profit (loss) for the period9904€17k€67k€-22k▼ 133%
Profit (loss) for the period to be appropriated9905€17k€67k€-22k▼ 133%
Line202320242025Change
Assets
Total assets20/58€35k€101k€87k▼ 13.9%
Fixed assets21/28€2k€19k€20k▲ 8.6%
Tangible fixed assets22/27€2k€19k€20k▲ 8.6%
Plant, machinery and equipment23-€3k€4k▲ 40.7%
Furniture and vehicles24€2k€3k€2k▼ 22.7%
Other tangible fixed assets26-€13k€14k▲ 7.9%
Current assets29/58€32k€82k€66k▼ 19.0%
Amounts receivable within one year40/41€14k€67k€63k▼ 6.5%
Trade receivables40€14k€31k€12k▼ 59.3%
Other amounts receivable41€805€37k€51k▲ 37.7%
Cash at bank and in hand54/58€16k€14k€810▼ 94.4%
Deferred charges and accrued income490/1€2k-€2k-
Equity and liabilities
Total equity and liabilities10/49€35k€101k€87k▼ 13.9%
Equity10/15€19k€86k€63k▼ 26.0%
Contributions10/11€2k€2k€2k=
Reserves13€17k€84k€84k=
Distributable reserves133€17k€84k€84k=
Profit (loss) carried forward14--€-22k-
Amounts payable17/49€16k€15k€23k▲ 56.9%
Amounts payable after more than one year17--€15k-
Financial debts170/4--€15k-
Amounts payable within one year42/48€16k€15k€8k▼ 44.9%
Trade debts44€1k€2k€2k▲ 13.9%
Suppliers440/4€1k€2k€2k▲ 13.9%
Taxes, remuneration and social security45€15k€13k€6k▼ 55.1%
Taxes450/3€13k€13k€3k▼ 72.6%
Remuneration and social security454/9€2k-€2k-
Accrued charges and deferred income492/3€129---
Line202320242025Change
Profit (loss) for the period9904€17k€67k€-22k▼ 133%
+ Depreciation and write-downs630€140€3k€6k▲ 123%
Operating cash flow (approximation)€17k€70k€-17k▼ 124%
Investment in fixed assets (approximation)-€-19k€-7k▲ 61.0%
Change in cash-€-2k€-14k▼ 695%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
24-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
2024
16-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2023net €67k ▲304%
Operating result €84k, net result €67k, both a record.
30-06
Financial Liquidity triplescurrent ratio 5.55
Current ratio from 2.02 to 5.55; short-term debt falls from €16k to €15k.
02-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
894 m²
Building footprint
169 m²
Parcel 44052B0622/00H000, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
KIS
Houtemstraat 80, 9860 OosterzeleFinancial service activities, except insurance and pension funding
since 20232.342.518.128
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44052B0622/00H000 Flanders 894 m² 1 · 169 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,063 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-02-2023
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.