KIRSTY'S
ActiveKIRSTY'S has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38k and a net result of €11k. Equity is growing by ~34.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+87
Solvency78▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.79 in 2023; short-term debt: 37.9% and cash: 25.5% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52.8%
Return on assets
15%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
29 d late
2022
4 d early
2021
3 d early
2020
2 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€38k▲ 39.6%
2023 · €27k
2018: €3k
2019: €9k
2020: €27k
2021: €33k
2022: €35k
2023: €27k
2018 → 2024
Total assets
€72k▲ 29.6%
2023 · €55k
2018: €19k
2019: €29k
2020: €48k
2021: €61k
2022: €78k
2023: €55k
2018 → 2024
Net result
€11k
2023 · €-8k
2018: €-260
2019: €6k
2020: €10k
2021: €6k
2022: €2k
2023: €-8k
2018 → 2024
Working capital
€32k▲ 90.8%
2023 · €17k
2018: €3k
2019: €2k
2020: €21k
2021: €32k
2022: €29k
2023: €17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€27k-€33k▲ 23.8%€35k▲ 6.0%€27k▼ 22.6%€38k▲ 39.6%
Operating result€11k-€10k▼ 7.5%€806▼ 92.2%€-7k€12k
Net result€10k-€6k▼ 36.5%€2k▼ 69.0%€-8k€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €12k after a loss of €7k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€12k▼ 28.3%
Current assets
€60k▲ 55.4%
Equity and liabilities €72k
Equity
€38k▲ 39.6%
Debt
€34k▲ 20.0%
The debt ratio falls from 51.0% to 47.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2023 · €-2k
Cash flow
€16k▲
2023 · €-3k
Solvency
52.8%▲
2023 · 49.0%
Current ratio
2.19▲
2023 · 1.79
Quick ratio
0.83▲
2023 · 0.15
Debt / equity
0.89▼
2023 · 1.04
ROE
28.4%▲
2023 · -29.2%
ROA
15.0%▲
2023 · -14.3%
Interest coverage
28.49▲
2023 · -1.46
Debt
€34k▲
2023 · €28k
Debt ≤ 1 year
€27k▲
2023 · €21k
Debt > 1 year
€3k▼
2023 · €7k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€55k€72k▲
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€330-
Furniture and vehicles24€17k€12k▼
Current assets29/58€38k€60k▲
Stocks and contracts in progress3€35k€37k▲
Stocks30/36€35k€37k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€42€1k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€1k€18k▲
Equity and liabilities
Total equity and liabilities10/49€55k€72k▲
Equity10/15€27k€38k▲
Contributions10/11€20k€20k=
Reserves13€10k€10k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-3k€8k▲
Amounts payable17/49€28k€34k▲
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€21k€27k▲
Financial debts43€6k€6k▲
Credit institutions430/8€6k€6k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€11k€9k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€299€346▲
Gross operating margin9900€-2k€17k▲
Operating profit (loss)9901€-7k€12k▲
Financial income75/76B€49€95▲
Recurring financial income75€49€95▲
Financial charges65/66B€1k€601▼
Recurring financial charges65€1k€601▼
Profit (loss) for the period before taxes9903€-8k€12k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-8k€11k▲
Profit (loss) for the period to be appropriated9905€-8k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€8k▲
Profit (loss) brought forward from the previous period14P€5k€-3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-8k ▼503%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holrakkerstraat 793510 HasseltGround area
947 m²
Building footprint
229 m²
Volume, LiDAR
974 m³
Parcel 71028A0285/00R000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KIRSTY'S
since 20022.101.540.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028A0285/00R000 | Flanders | 947 m² | 1 · 228 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OUMAMA
BE 0542.369.758
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ERCUL
BE 0755.925.750
Sint-Pieters-Leeuw · Eq €38k
Cyra
BE 0770.757.149
Antwerpen · Eq €38k
A&A
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MEEUSEN - DE LAAT
BE 0847.200.770
Kalmthout · Eq €37k
Of 1,267 companies in sector 47300 we hold annual accounts for 947. 664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2001
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
47260Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
52240
52250Logistics services
52470
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.