Equity
KIPU has made a profit in every financial year since 2006.
KIPU has made a profit in every financial year since 2006.
Eight of the last ten came late. The 2016 accounts came latest: 30 days after the end of the period.
Higher solvency than 93% of companies in wholesale trade. Sector median 40.6% · 15,428 companies.
In July 2024, 31,356 companies had the same profile as KIPU has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,356 companies, not a prediction for KIPU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| KIPU Mechelen | €384,389 | €93,717 | 94.2% | - |
| ROS BeLux Kontich | €368,276 | €83,675 | -3.1% | 1.6 |
| MONTEBEL Antwerp | €355,452 | €89,584 | 77.4% | - |
| PERPRO Beerse | €333,331 | €89,401 | 38.3% | 0 |
| Mil's Garden Schoten | €370,946 | €67,240 | 28.5% | - |
| Digagent Sint-Martens-Latem | €405,965 | €77,953 | 90.3% | - |
| VENDECO Ostend | €439,404 | €92,738 | 89.3% | 0 |
These companies have the same main activity as KIPU: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €333,000 and €439,000, founded between 1996 and 1998.
KIPU files the micro format. That format states no turnover. The gross margin fell from €94,371 in 2006 to €93,717 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.