Kip Resto
ActiveThe computed 12-month bankruptcy probability of Kip Resto is 5.1% (elevated). The annual accounts of Kip Resto for fiscal year 2025 show a net loss of 81% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-10k. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 13270 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-40
Solvency34▼-3
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.39 against 1.31 in 2024; short-term debt: 66.7% and cash: 2.8% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.1%
Return on assets
-37.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
11 d early
2023
17 d early
2022
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 80.6%
2024 · €13k
2022: €10k
2023: €12k
2024: €13k
2022 → 2025
Total assets
€27k▼ 73.5%
2024 · €103k
2022: €16k
2023: €45k
2024: €103k
2022 → 2025
Net result
€-10k
2024 · €287
2022: €8k
2023: €2k
2024: €287
2022 → 2025
Working capital
€-11k
2024 · €17k
2022: €-3k
2023: €-9k
2024: €17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€12k▲ 22.3%€13k▲ 2.3%€2k▼ 80.6%
Operating result€10k-€5k▼ 56.2%€2k▼ 50.1%€9k▲ 293%
Net result€8k-€2k▼ 72.2%€287▼ 87.3%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 293% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€20k▼ 32.9%
Current assets
€7k▼ 90.2%
Equity and liabilities €27k
Equity
€2k▼ 80.6%
Debt
€25k▼ 72.5%
The debt ratio rises from 87.6% to 90.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €13k
Cash flow
€1k▼
2024 · €11k
Solvency
9.1%▼
2024 · 12.4%
Current ratio
0.39▼
2024 · 1.31
Quick ratio
0.31▼
2024 · 1.31
Debt / equity
10.01▲
2024 · 7.09
ROE
-414.3%▼
2024 · 2.3%
ROA
-37.6%▼
2024 · 0.3%
Interest coverage
2.76▼
2024 · 5.32
Debt
€25k▼
2024 · €90k
Debt ≤ 1 year
€18k▼
2024 · €56k
Debt > 1 year
€7k▼
2024 · €35k
Income taxes
€12k▲
2024 · €-506
Staff costs
€79k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€27k▼
Fixed assets21/28€30k€20k▼
Tangible fixed assets22/27€27k€17k▼
Plant, machinery and equipment23€6k€2k▼
Furniture and vehicles24€21k€14k▼
Financial fixed assets28€3k€3k=
Current assets29/58€73k€7k▼
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€50k€5k▼
Other amounts receivable41€50k€5k▼
Cash at bank and in hand54/58€23k€761▼
Equity and liabilities
Total equity and liabilities10/49€103k€27k▼
Equity10/15€13k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€11k€474▼
Amounts payable17/49€90k€25k▼
Amounts payable after more than one year17€35k€7k▼
Financial debts170/4€35k€7k▼
Amounts payable within one year42/48€56k€18k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Financial debts43-€4k
Other loans439-€4k
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3-€4k
Remuneration and social security454/9€9k€3k▼
Other amounts payable47/48€36k-
Income statement
Code20242025
Remuneration, social security and pensions62€58k€79k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€75k€102k▲
Operating profit (loss)9901€2k€9k▲
Financial income75/76B€1€1=
Recurring financial income75€1€1=
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Profit (loss) for the period before taxes9903€-219€2k▲
Income taxes67/77€-506€12k▲
Profit (loss) for the period9904€287€-10k▼
Profit (loss) for the period to be appropriated9905€287€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€474▼
Profit (loss) brought forward from the previous period14P€10k€11k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-10k ▼3667%
Net result drops to €-10k, the lowest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 1.31
Current ratio from 0.31 to 1.31.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Kerckhovenstraat 722060 AntwerpenGround area
102 m²
Building footprint
95 m²
Volume, LiDAR
920 m³
Parcel 11805E0493/00K011, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Tavuk Diyari 2
since 20212.324.223.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0493/00K011 | Flanders | 102 m² | 1 · 95 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,720 EUR awarded · 2,720 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,720 EUR | 2,720 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.324.223.631
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 3,478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2021
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.