Kintsugi Psy
ActiveSummary
Kintsugi Psy has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,500 and a net result of €8,164. The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-08-2025 Normal situation
- Activity
- “Permettre aux actionnaires qui la composent, dans les limites et le respect de leur…” (deed in French)From the articles, 18 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.379.024.869 1160 Oudergem, since 29-08-2025
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.2%
- Gross margin
- €10,405
- Turnover
- ≈ €79,000
- estimated
- Profit
- €8,164
- Equity
- €3,500
- Total assets
- €19,673
Score breakdownraises riskFounded in 2025No main activity registeredlowers riskSize: total assets €19,673Liquidity: current ratio 1.22, cash €11,971Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 27% of them on solvency, 51% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 15-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €10,405 |
| Operating profit (loss)9901 | €10,405 |
| Financial charges65/66B | €35 |
| Recurring financial charges65 | €35 |
| Profit (loss) for the period before taxes9903 | €10,370 |
| Income taxes67/77 | €2,206 |
| Profit (loss) for the period9904 | €8,164 |
| Profit (loss) for the period to be appropriated9905 | €8,164 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €19,673 | |
| Current assets29/58 | €19,673 | |
| Amounts receivable within one year40/41 | €6,603 | |
| Trade receivables40 | €6,603 | |
| Cash at bank and in hand54/58 | €11,971 | |
| Deferred charges and accrued income490/1 | €1,099 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €19,673 | |
| Equity10/15 | €3,500 | |
| Contributions10/11 | €3,500 | |
| Amounts payable17/49 | €16,173 | |
| Amounts payable within one year42/48 | €16,115 | |
| Trade debts44 | €4,182 | |
| Suppliers440/4 | €4,182 | |
| Taxes, remuneration and social security45 | €2,460 | |
| Taxes450/3 | €2,206 | |
| Remuneration and social security454/9 | €254 | |
| Other amounts payable47/48 | €9,472 | |
| Accrued charges and deferred income492/3 | €59 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €8,164 |
| Operating cash flow (approximation) | €8,164 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,390 companies had the same profile as Kintsugi Psy has now. Two years later, 96.7% were still going and 1.2% had gone bankrupt.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Kintsugi Psy itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for Kintsugi Psy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-07-2026 | 2026-00295325 |
Board & ownership
Directors
Owners and capital
Shareholders
- CASTERMAN Aurélie Célinie Denise Marie Ghislaine 100 shares (100%) · €3,500 in cash
Capital transactions
- 02-09-2025 Incorporation · €3,500 · 100 shares
Network & group
Connections & network
See the function holders in the KBO register.
Timeline
Acts, filings and financial milestones
02-09
Gazette deed
IncorporationStarting capital €3,500 · Founder · Bank account6 points ▸
- Incorporation, 29-08-2025
- Founder, CASTERMAN Aurélie Célinie Denise Marie Ghislaine
- Founding capital, €3,500
- Bank account, “KBC, société en formation” (deed in French)
- Other provision, 22-08-2025
- Declaration, “administrative ban check, aucune condamnation prononcée par une juridiction d'un État membre de l'Espace économique européen pour une interdiction visée à l'art…” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
18 activities
- Permettre aux actionnaires qui la composent, dans les limites et le respect de leur déontologie, la pratique et l’organisation de l’art de guérir en général, ainsi que, l’exécution de tout acte médical en rapport avec cette discipline et la gestion de tout moyen destiné à en améliorer l’exercice
- La médecine est exercée, par chaque médecin-actionnaire, au nom et pour le compte de la société
- Elle doit être assurée de façon à réparer le dommage éventuellement causé
- La responsabilité professionnelle de chaque médecin actionnaire est illimitée
- Les honoraires générés par les activités médicales apportées à la société du ou des médecins actionnaires sont perçus au nom et pour le compte de la société
- Chaque médecin-actionnaire exercera sa profession en toute indépendance dans le respect des dispositions légales et déontologiques et notamment les règles relatives au secret médical, à la liberté diagnostique et thérapeutique du praticien et au libre choix du patient
- La direction, l’organisation et la gestion de centres médicaux
- Publier et diffuser des articles et ouvrages scientifiques pluridisciplinaires
- Organiser et participer à des conférences et séminaires
- La dispensation de l’enseignement liée à sa spécialité médicale
- L’exercice de la profession en groupe de praticiens, conformément à l’ article 18 paragraphe premier, de l’arrêté royal n° 78 du dix novembre mil neuf cent soixante-sept
- Toute activité tant en Belgique qu’à l’étranger nécessaire et/ou indispensable à l’accomplissement de son objet
- S’intéresser par toutes voies dans toutes affaires, entreprises, sociétés ayant un objet identique, analogue ou connexe au sien qui est de nature à favoriser le développement de sa propre activité, sous réserve d’en avoir informé le conseil provincial
- Toute opération financière, mobilière ou immobilière se rapportant directement ou indirectement à son objet ou de nature à lui procurer un avantage quelconque en vue de son développement et de sa gestion plus rationnelle et notamment afin de le mettre à disposition à son administrateur-médecin, sans en modifier la vocation médicale
- Toute transaction mobilière et immobilière concernant les locaux médicaux
- L’achat de matériel médical et non médical
- L’engagement du personnel administratif, soignant, pratiquant ou appelé à pratiquer dans la société
- La constitution, la gestion et la valorisation d’un patrimoine mobilier et immobilier, notamment par l’achat, la vente, la location, la mise en location, la construction, le tout au sens le plus large, pour autant que n’en soit altérée sa vocation prioritairement médicale, et que ces opérations s’inscrivant dans les limites d’une gestion « en bon père de famille » n’aient pas un caractère répétitif et/ou commercial
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21002A0066/00M017 | Brussels | 181 m² | 1 · 53 m² | 11.5 m · 3 |