Kinos-Westerlo
ActiveKinos-Westerlo has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €33k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.04 against 3.74 in 2024; short-term debt: 18% and cash: 58.2% of total assets), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
21.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
20 d early
2023
125 d early
2022
31 d early
2021
23 d early
2020
4 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▲ 34.9%
2024 · €95k
2018: €36k
2019: €41k
2020: €46k
2021: €56k
2022: €69k
2023: €56k
2024: €95k
2018 → 2025
Total assets
€157k▲ 27.2%
2024 · €123k
2018: €71k
2019: €66k
2020: €77k
2021: €96k
2022: €102k
2023: €115k
2024: €123k
2018 → 2025
Net result
€33k▼ 15.2%
2024 · €39k
2018: €30k
2019: €5k
2020: €4k
2021: €10k
2022: €14k
2023: €17k
2024: €39k
2018 → 2025
Working capital
€114k▲ 48.8%
2024 · €77k
2018: €-4k
2019: €6k
2020: €7k
2021: €23k
2022: €43k
2023: €29k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€69k▲ 24.8%€56k▼ 19.1%€95k▲ 69.9%€129k▲ 34.9%
Operating result€16k-€21k▲ 31.6%€25k▲ 19.6%€56k▲ 124%€48k▼ 14.9%
Net result€10k-€14k▲ 37.1%€17k▲ 20.8%€39k▲ 136%€33k▼ 15.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€14k▼ 23.0%
Current assets
€143k▲ 36.0%
Equity and liabilities €157k
Equity
€129k▲ 34.9%
Debt
€28k▲ 0.9%
The debt ratio falls from 22.7% to 18.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €68k
Cash flow
€42k▼
2024 · €51k
Solvency
82.0%▲
2024 · 77.3%
Current ratio
5.04▲
2024 · 3.74
Quick ratio
5.04▲
2024 · 3.74
Debt / equity
0.22▼
2024 · 0.29
ROE
25.9%▼
2024 · 41.1%
ROA
21.2%▼
2024 · 31.8%
Interest coverage
37.75▲
2024 · 36.32
Debt
€28k▲
2024 · €28k
Debt ≤ 1 year
€28k▲
2024 · €28k
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€157k▲
Fixed assets21/28€19k€14k▼
Intangible fixed assets21€9k€6k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€5k€6k▲
Other tangible fixed assets26€3k€2k▼
Current assets29/58€105k€143k▲
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€4k€3k▼
Current investments50/53€32k€35k▲
Cash at bank and in hand54/58€58k€91k▲
Deferred charges and accrued income490/1€11k€14k▲
Equity and liabilities
Total equity and liabilities10/49€123k€157k▲
Equity10/15€95k€129k▲
Contributions10/11€6k€6k=
Reserves13€89k€122k▲
Distributable reserves133€89k€122k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€28k€28k▲
Amounts payable within one year42/48€28k€28k▲
Trade debts44€782€2k▲
Suppliers440/4€782€2k▲
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€15k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€649€749▲
Non-recurring operating charges66A€356€0▼
Gross operating margin9900€69k€57k▼
Operating profit (loss)9901€56k€48k▼
Financial income75/76B€108€486▲
Recurring financial income75€108€486▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€54k€47k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€39k€33k▼
Profit (loss) for the period to be appropriated9905€39k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€33k▼
Transfer from equity791/2€0-
Transfer to equity691/2€39k€33k▼
To other reserves6921€39k€33k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €129k ▲34.9%
8 profitable years in a row build equity to €129k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €39k ▲136%
Operating result €56k, net result €39k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.74
Current ratio from 1.49 to 3.74; short-term debt falls from €58k to €28k.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼21.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoerledorp 1022260 WesterloGround area
658 m²
Building footprint
153 m²
Volume, LiDAR
893 m³
Parcel 13052A0069/00E000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zoerledorp 102, 2260 Westerlo
since 20172.269.777.036
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13052A0069/00E000 | Flanders | 658 m² | 1 · 153 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 450 EUR awarded · 450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 105 EUR | 105 EUR |
| 2024 | 1 | 201 EUR | 201 EUR |
| 2023 | 1 | 84 EUR | 84 EUR |
| 2022 | 1 | 60 EUR | 60 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2017
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.