KINE SCHUURMANS

Active

Private limited companyfounded 20241 year activeHitsveldlaan 15, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 1017.438.245

Summary

KINE SCHUURMANS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,938 and a net result of €46,938. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

KINE SCHUURMANSActiveChecked score 88/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€78,726total assets 2025

Equity: €51,938
Profit: €46,938

Turnover not published (abridged schema)

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Accounts 7 days early

Why 88- Founded in 2024- No main activity registered+ Liquidity: current ratio 7.35, cash €52,517+ Size: total assets €78,726Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 78% of its sector peers (no NACE code, micro)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 91

equity 66.0% of total assets

Liquidity 98

short-term debt 13.5% · cash 66.7%

Profitability 100

return on assets 59.6%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2026: 2.4% 02-2026: 2.5%▲ +0.1 percentage points vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.9%▲ +0.4 percentage points vs 03-2026 05-2026: 3.1%▲ +0.2 percentage points vs 04-2026 06-2026: 3.4%▲ +0.3 percentage points vs 05-2026 07-2026: 3.6%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.4%▼ -3.2 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026lowest value

Credit up to €4,500 at 30 days acceptable

Liquidity ample (current ratio 7.35; short-term debt: 13.5% and cash: 66.7% of total assets), and 34% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 55% on solvency, 89% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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