KINE ROUX
ActiveKINE ROUX has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €59k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency99▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 2.19 in 2024; short-term debt: 21.9% and cash: 62.5% of total assets), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.9%
Return on assets
28.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
32 d late
2021
29 d late
2020
31 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 64.0%
2024 · €92k
2018: €36k
2019: €41k
2020: €44k
2021: €42k
2022: €53k
2023: €70k
2024: €92k
2018 → 2025
Total assets
€204k▲ 27.7%
2024 · €160k
2018: €163k
2019: €151k
2020: €184k
2021: €152k
2022: €134k
2023: €156k
2024: €160k
2018 → 2025
Net result
€59k▲ 173%
2024 · €22k
2018: €14k
2019: €6k
2020: €3k
2021: €-3k
2022: €11k
2023: €17k
2024: €22k
2018 → 2025
Working capital
€108k▲ 93.8%
2024 · €56k
2018: €-13k
2019: €-112
2020: €-4k
2021: €-1k
2022: €10k
2023: €25k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€53k▲ 26.6%€70k▲ 33.1%€92k▲ 30.7%€150k▲ 64.0%
Operating result€209-€18k▲ 8,294%€28k▲ 60.5%€35k▲ 24.4%€54k▲ 53.1%
Net result€-3k-€11k€17k▲ 57.1%€22k▲ 23.6%€59k▲ 173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€51k▼ 10.7%
Current assets
€153k▲ 48.9%
Equity and liabilities €204k
Equity
€150k▲ 64.0%
Debt
€53k▼ 21.5%
The debt ratio falls from 42.5% to 26.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €67k
Cash flow
€80k▲
2024 · €54k
Solvency
73.9%▲
2024 · 57.5%
Current ratio
3.43▲
2024 · 2.19
Quick ratio
3.43▲
2024 · 2.19
Debt / equity
0.35▼
2024 · 0.74
ROE
39.0%▲
2024 · 23.5%
ROA
28.8%▲
2024 · 13.5%
Interest coverage
53.84▲
2024 · 40.50
Debt
€53k▼
2024 · €68k
Debt ≤ 1 year
€45k▼
2024 · €47k
Debt > 1 year
€9k▼
2024 · €21k
Income taxes
€22k▲
2024 · €12k
Staff costs
€24k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€204k▲
Fixed assets21/28€57k€51k▼
Tangible fixed assets22/27€57k€51k▼
Land and buildings22€24k€18k▼
Plant, machinery and equipment23€14k€18k▲
Furniture and vehicles24€19k€15k▼
Current assets29/58€103k€153k▲
Amounts receivable within one year40/41-€25k
Trade receivables40-€25k
Cash at bank and in hand54/58€102k€127k▲
Deferred charges and accrued income490/1€775€848▲
Equity and liabilities
Total equity and liabilities10/49€160k€204k▲
Equity10/15€92k€150k▲
Contributions10/11€19k€19k=
Reserves13€52k€110k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€50k€109k▲
Profit (loss) carried forward14€21k€21k▲
Amounts payable17/49€68k€53k▼
Amounts payable after more than one year17€21k€9k▼
Financial debts170/4€21k€9k▼
Amounts payable within one year42/48€47k€45k▼
Current portion of amounts payable after more than one year42€13k€12k▼
Trade debts44€2k€18k▲
Suppliers440/4€2k€18k▲
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€14k€14k▼
Other amounts payable47/48€18k€662▼
Income statement
Code20242025
Remuneration, social security and pensions62€26k€24k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€21k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€95k€101k▲
Operating profit (loss)9901€35k€54k▲
Financial income75/76B€32€28k▲
Recurring financial income75€0€54▲
Non-recurring financial income76B€32€28k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€33k€80k▲
Income taxes67/77€12k€22k▲
Profit (loss) for the period9904€22k€59k▲
Profit (loss) for the period to be appropriated9905€22k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€80k▲
Profit (loss) brought forward from the previous period14P€21k€21k▲
Transfer to equity691/2€22k€59k▲
To other reserves6921€22k€59k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €59k ▲173%
Operating result €54k, net result €59k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲64%
4 profitable years in a row build equity to €150k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼188%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kogelstraat 23840 Tongeren-BorgloonGround area
1,283 m²
Building footprint
227 m²
Volume, LiDAR
478 m³
Parcel 73009E0006/00D000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kine Roux
since 19972.210.790.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73009E0006/00D000 | Flanders | 1,283 m² | 1 · 227 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 102 EUR awarded · 102 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 102 EUR | 102 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,721 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-04-1997
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.