KIND DENNIS
ActiveKIND DENNIS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €278k and a net result of €6k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-10
Solvency85▲+14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.84 in 2024; short-term debt: 26.1% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
2 d early
2023
29 d late
2022
26 d late
2021
26 d late
2020
33 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 71.7%
2024 · €21k
2018: €34k
2019: €-34k
2020: €21k
2021: €52k
2022: €22k
2023: €2k
2024: €21k
2018 → 2025
Working capital
€-60k▼ 66.4%
2024 · €-36k
2018: €21k
2019: €7k
2020: €68k
2021: €93k
2022: €-35k
2023: €-38k
2024: €-36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€249k▲ 4.4%€252k▲ 0.9%€272k▲ 8.2%€278k▲ 2.2%
Operating result€71k-€36k▼ 48.8%€12k▼ 65.8%€35k▲ 182%€14k▼ 61.1%
Net result€52k-€22k▼ 56.6%€2k▼ 90.1%€21k▲ 830%€6k▼ 71.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €466k
Fixed assets
€404k▼ 0.5%
Current assets
€62k▼ 66.8%
Equity and liabilities €466k
Equity
€278k▲ 2.2%
Debt
€188k▼ 41.5%
The debt ratio falls from 54.1% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €51k
Cash flow
€23k▼
2024 · €36k
Solvency
59.7%▲
2024 · 45.9%
Current ratio
0.51▼
2024 · 0.84
Quick ratio
0.46▼
2024 · 0.56
Debt / equity
0.68▼
2024 · 1.18
ROE
2.1%▼
2024 · 7.6%
ROA
1.3%▼
2024 · 3.5%
Interest coverage
5.08▼
2024 · 6.01
Debt
€188k▼
2024 · €321k
Debt ≤ 1 year
€122k▼
2024 · €223k
Debt > 1 year
€66k▼
2024 · €98k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€593k€466k▼
Fixed assets21/28€406k€404k▼
Tangible fixed assets22/27€144k€141k▼
Land and buildings22€121k€116k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€3k€13k▲
Leasing and similar rights25€16k€8k▼
Financial fixed assets28€263k€263k=
Current assets29/58€187k€62k▼
Stocks and contracts in progress3€63k€6k▼
Stocks30/36€63k€6k▼
Amounts receivable within one year40/41€124k€56k▼
Trade receivables40€104k€37k▼
Other amounts receivable41€20k€19k▼
Equity and liabilities
Total equity and liabilities10/49€593k€466k▼
Equity10/15€272k€278k▲
Contributions10/11€19k€19k=
Reserves13€77k€77k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€176k€182k▲
Amounts payable17/49€321k€188k▼
Amounts payable after more than one year17€98k€66k▼
Financial debts170/4€98k€66k▼
Amounts payable within one year42/48€223k€122k▼
Current portion of amounts payable after more than one year42€35k€34k▼
Financial debts43€23k€24k▲
Credit institutions430/8€23k€24k▲
Trade debts44€96k€31k▼
Suppliers440/4€96k€31k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€69k€31k▼
Income statement
Code20242025
Remuneration, social security and pensions62€150-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€56k€35k▼
Operating profit (loss)9901€35k€14k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€27k€8k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€21k€6k▼
Profit (loss) for the period to be appropriated9905€21k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€176k€182k▲
Profit (loss) brought forward from the previous period14P€156k€176k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €52k ▲151%
Operating result €71k, net result €52k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Equity above €200kEq €216k ▲10.5%
Equity rises from €196k to €216k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €-34k ▼200%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Havelange · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaumont(H) 165370 HavelangeGround area
69 m²
Building footprint
274 m²
Parcel 91064A0030/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaumont(H) 16, 5370 Havelange
since 20032.123.271.602
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91064A0030/00T000 | Wallonia | 69 m² | 1 · 274 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOREAL SERVICE
BE 0730.763.554
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DERABO Totaalverbouwingen
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DANY BUILD
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,643 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2000
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
74700
82990Other business support services
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.