Financials · financial year 2025, micro format
2025 annual accounts filed 25 days after the deadline Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00429871.
Annual accounts 2025 filed on 25-08-2026 at the NBB all 2 filings
Equity
€9.8m▲ 22×
2024 · €452,912
Net result
€9.4m▲ 74×
2024 · €126,414
Total assets
€10.8m▲ 18×
2024 · €606,224
Solvency
90.9%▲ 16.2pp
2024 · 74.7%
In the rankings
#3 company by total assets in Aubel, Finance and insurance sector#3 company by equity in Aubel, Finance and insurance sector
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
-€324,695
▼ 12,617%
2025
20242025
Net result
€9.4m
▲ 74×
2025
highest quarter of the sector
20242025
Equity
€9.8m
▲ 22×
2025
highest quarter of the sector
20242025
Total assets
€10.8m
▲ 18×
2025
highest quarter of the sector
20242025
Debt
€988,461
▲ 545%
2025
20242025
Working capital
€9.8m
▲ 383×
2025
highest quarter of the sector
20242025
Solvency
90.9%
▲ 16.2pp
2025
highest quarter of the sector
20242025
Current ratio
10.96
▲ 9.78
2025
highest quarter of the sector
20242025
Return on assets (ROA)
86.7%
▲ 65.8pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result-€0.003m--€0.3m▼ 12,617%
Net result€0.1mabove the sector's middle half-€9.4mabove the sector's middle half▲ 74×
Equity€0.5mabove the sector's middle half-€9.8mabove the sector's middle half▲ 22×
Total assets€0.6mwithin the sector's middle half-€10.8mabove the sector's middle half▲ 18×
Debt€0.2m-€1.0m▲ 545%
Working capital€0.03mwithin the sector's middle half-€9.8mabove the sector's middle half▲ 383×
Solvency74.7%within the sector's middle half-90.9%above the sector's middle half▲ 16.2pp
Current ratio1.18within the sector's middle half-10.96above the sector's middle half▲ 9.78
Return on assets (ROA)20.9%within the sector's middle half-86.7%above the sector's middle half▲ 65.8pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €324,695, larger than the loss of €2,553 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.8m
Fixed assets
€1,612 ▼ 99.6%
Current assets
€10.8m ▲ 64×
Equity and liabilities €10.8m
Equity
€9.8m ▲ 22×
Debt
€988,461 ▲ 545%
Debt's share of the balance-sheet total falls from 25.3% to 9.1%. Equity and debt are higher.
Key figures and ratios
ROE
95.4%▲
2024 · 27.9%
Debt ≤ 1 year
€987,779▲
2024 · €143,517
Income taxes
€991,356
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €1,636 |
| Financial fixed assets | €437,000 | - |
| Depreciation and write-downs of the year | - | €24 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €24 | - |
| Other operating charges640/8 | €387 | €0.01m | ▲ 29× |
| Non-recurring operating charges66A | - | €0.02m | - |
| Gross operating margin9900 | -€0.002m | -€0.3m | ▼ 13,564% |
| Operating profit (loss)9901 | -€0.003m | -€0.3m | ▼ 12,617% |
| Financial income75/76B | €0.1m | €10.7m | ▲ 83× |
| Recurring financial income75 | €0.1m | €5.6m | ▲ 43× |
| Non-recurring financial income76B | - | €5.1m | - |
| Financial charges65/66B | €33 | €0.02m | ▲ 491× |
| Recurring financial charges65 | €33 | €0.02m | ▲ 491× |
| Profit (loss) for the period before taxes9903 | €0.1m | €10.4m | ▲ 82× |
| Income taxes67/77 | - | €1.0m | - |
| Profit (loss) for the period9904 | €0.1m | €9.4m | ▲ 74× |
| Profit (loss) for the period to be appropriated9905 | €0.1m | €9.4m | ▲ 74× |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €0.6m | €10.8m | ▲ 18× |
| Fixed assets21/28 | €0.4m | €0.002m | ▼ 99.6% |
| Tangible fixed assets22/27 | - | €0.002m | - |
| Furniture and vehicles24 | - | €0.002m | - |
| Financial fixed assets28 | €0.4m | - | - |
| Current assets29/58 | €0.2m | €10.8m | ▲ 64× |
| Amounts receivable within one year40/41 | €0.007m | €0.01m | ▲ 30.9% |
| Trade receivables40 | - | €0.005m | - |
| Other amounts receivable41 | €0.007m | €0.005m | ▼ 33.8% |
| Current investments50/53 | - | €10.4m | - |
| Cash at bank and in hand54/58 | €0.03m | €0.3m | ▲ 12× |
| Deferred charges and accrued income490/1 | €0.1m | €0.1m | ▼ 2.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €0.6m | €10.8m | ▲ 18× |
| Equity10/15 | €0.5m | €9.8m | ▲ 22× |
| Contributions10/11 | €0.1m | €0.1m | = |
| Reserves13 | €0.2m | €9.6m | ▲ 44× |
| Distributable reserves133 | €0.2m | €9.6m | ▲ 44× |
| Profit (loss) carried forward14 | €0.1m | €0.1m | = |
| Amounts payable17/49 | €0.2m | €1.0m | ▲ 545% |
| Amounts payable within one year42/48 | €0.1m | €1.0m | ▲ 588% |
| Trade debts44 | €0.1m | €0.03m | ▼ 82.0% |
| Suppliers440/4 | €0.1m | €0.03m | ▼ 82.0% |
| Taxes, remuneration and social security45 | €47 | €1.0m | ▲ 20,387× |
| Taxes450/3 | €47 | €1.0m | ▲ 20,387× |
| Other amounts payable47/48 | €217 | - | - |
| Accrued charges and deferred income492/3 | €0.01m | €0.001m | ▼ 93.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €0.1m | €9.4m | ▲ 74× |
| + Depreciation and write-downs630 | - | €24 | - |
| Operating cash flow (approximation) | €0.1m | €9.4m | ▲ 74× |
| Investment in fixed assets (approximation) | - | €0.4m | - |
| Change in cash | - | €0.3m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.