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KIMPA

Active
Private limited companyfounded 2022active for 4 yearsRue René Thône 4, 6010 Charleroi, BelgiumKBO/BCE: BE 0782.658.653
Summary

The computed 12-month bankruptcy probability of KIMPA is 9.2% (elevated). The 2024 annual accounts show equity of €40,802 and a net result of -€18,505. Equity is shrinking by about 5.8% per year across the filed financial years. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€273,320total assets 2024
Equity
€40,802
Loss
-€18,505
Financial health
31 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
9.2%
Structure
Holdings
1
Accounts 72 days overdue0 of 2 deeds read
Why 31raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 08-10-2025)1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 latelowers riskSize: total assets €273,320Show the evidence

Checked score

Score 2024
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 19% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Weak
Solvency 40-40
equity 14.9% of total assets
Liquidity 44-14
short-term debt 22.3% · cash 1.0%
Profitability 11-73
return on assets -6.8%
Bankruptcy probability, 12 months
9.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.8%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.4%▲ +0.6 percentage points vs 01-2025 03-2025: 1.5%▲ +0.1 percentage points vs 02-2025 04-2025: 1.9%▲ +0.4 percentage points vs 03-2025 05-2025: 2.3%▲ +0.4 percentage points vs 04-2025 06-2025: 2.6%▲ +0.3 percentage points vs 05-2025 07-2025: 2.8%▲ +0.2 percentage points vs 06-2025 08-2025: 4.4%▲ +1.6 percentage points vs 07-2025 09-2025: 4.6%▲ +0.2 percentage points vs 08-2025 10-2025: 7.6%▲ +3.0 percentage points vs 09-2025 11-2025: 3.6%▼ -4.0 percentage points vs 10-2025 12-2025: 3.5%▼ -0.1 percentage points vs 11-2025 01-2026: 3.5%● unchanged vs 12-2025 02-2026: 3.5%● unchanged vs 01-2026 03-2026: 3.7%▲ +0.2 percentage points vs 02-2026 04-2026: 4.5%▲ +0.8 percentage points vs 03-2026 05-2026: 4.9%▲ +0.4 percentage points vs 04-2026 06-2026: 5.7%▲ +0.8 percentage points vs 05-2026 07-2026: 5.7%● unchanged vs 06-2026 08-2026: 6.3%▲ +0.6 percentage points vs 07-2026 09-2026: 6.5%▲ +0.2 percentage points vs 08-2026 10-2026: 9.2%▲ +2.7 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.27, compared with 1.14 in 2023; short-term debt: 22.3% and cash: 1% of total assets), and 85.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 25% on solvency, 26% on liquidity, 12% on profitability and 13% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €273,320
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 08-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
61 days late
2023
29 days late
2022
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 40 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Weakest financial yearnet -€18,505
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2024, full format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€18,505
2023 · €13,152
Working capital
-€44,249
2023 · €6,934
Trend over the years

2022 to 2024, 3 financial years

The operating result turns negative in 2024: a loss of €12,063 after €17,916 in 2023, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€12,063 2024 Net result-€18,505 2024

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line202220232024
Operating result€50,800-€17,916▼ 64.7%-€12,063
Net result€36,156-€13,152▼ 63.6%-€18,505
Equity€46,156-€59,308▲ 28.5%€40,802▼ 31.2%
Total assets€116,241-€108,813▼ 6.4%€273,320▲ 151%
Debt€70,085-€49,506▼ 29.4%€232,517▲ 370%
Working capital-€11,119-€6,934-€44,249
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €273,320
Fixed assets €256,722 ▲ 390%
Current assets €16,598 ▼ 70.6%
Equity and liabilities €273,320
Equity €40,802 ▼ 31.2%
Debt €232,517 ▲ 370%
Debt's share of the balance-sheet total rises from 45.5% to 85.1%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€864▼
2023 · €24,338
Cash flow
-€5,578▼
2023 · €19,574
Current ratio
0.27▼
2023 · 1.14
Debt to equity
5.70▲
2023 · 0.83
ROE
-45.4%▼
2023 · 22.2%
ROA
-6.8%▼
2023 · 12.1%
Interest coverage
0.14▼
2023 · 38.55
Debt ≤ 1 year
€60,847▲
2023 · €49,442
Debt > 1 year
€171,217
Income taxes
€144▼
2023 · €4,224
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,271 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
4.1% went bankrupt
2.0% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 9.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,271 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€108,813€273,320▲
Formation expenses20€0€0=
Fixed assets21/28€52,438€256,722▲
Intangible fixed assets21€39,584€34,734▼
Tangible fixed assets22/27€7,854€216,988▲
Land and buildings22-€200,108
Plant, machinery and equipment23-€1,822
Furniture and vehicles24€7,854€15,058▲
Financial fixed assets28€5,000€5,000=
Current assets29/58€56,376€16,598▼
Amounts receivable within one year40/41€14,000-
Trade receivables40€14,000-
Cash at bank and in hand54/58€25,991€2,825▼
Deferred charges and accrued income490/1€16,385€13,773▼
Equity and liabilities
Total equity and liabilities10/49€108,813€273,320▲
Equity10/15€59,308€40,802▼
Contributions10/11€10,000€10,000=
Reserves13€36,156€36,156=
Distributable reserves133€36,156€36,156=
Profit (loss) carried forward14€13,152-€5,353▼
Amounts payable17/49€49,506€232,517▲
Amounts payable after more than one year17-€171,217
Financial debts170/4-€171,217
Amounts payable within one year42/48€49,442€60,847▲
Current portion of amounts payable after more than one year42-€7,779
Trade debts44€1,535€2,098▲
Suppliers440/4€1,535€2,098▲
Taxes, remuneration and social security45€6,189€510▼
Taxes450/3€4,269€190▼
Remuneration and social security454/9€1,920€320▼
Other amounts payable47/48€41,718€50,460▲
Accrued charges and deferred income492/3€64€453▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,422€12,927▲
Other operating charges640/8€1,927€2,781▲
Gross operating margin9900€26,265€3,646▼
Operating profit (loss)9901€17,916-€12,063▼
Financial income75/76B€91€0▼
Recurring financial income75€91€0▼
Financial charges65/66B€631€6,298▲
Recurring financial charges65€631€6,298▲
Profit (loss) for the period before taxes9903€17,375-€18,361▼
Income taxes67/77€4,224€144▼
Profit (loss) for the period9904€13,152-€18,505▼
Profit (loss) for the period to be appropriated9905€13,152-€18,505▼
Appropriation of the result
Profit (loss) to be appropriated9906€13,152-€5,353▼
Profit (loss) brought forward from the previous period14P-€13,152

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,306€6,422€12,927▲ 101%
Other operating charges640/8€936€1,927€2,781▲ 44.4%
Gross operating margin9900€60,043€26,265€3,646▼ 86.1%
Operating profit (loss)9901€50,800€17,916-€12,063▼ 167%
Financial income75/76B-€91€0▼ 99.9%
Recurring financial income75-€91€0▼ 99.9%
Financial charges65/66B-€631€6,298▲ 898%
Recurring financial charges65-€631€6,298▲ 898%
Profit (loss) for the period before taxes9903€50,800€17,375-€18,361▼ 206%
Income taxes67/77€14,645€4,224€144▼ 96.6%
Profit (loss) for the period9904€36,156€13,152-€18,505▼ 241%
Profit (loss) for the period to be appropriated9905€36,156€13,152-€18,505▼ 241%
Line202220232024Change
Assets
Total assets20/58€116,241€108,813€273,320▲ 151%
Formation expenses20€97€0€0-
Fixed assets21/28€57,241€52,438€256,722▲ 390%
Intangible fixed assets21€44,434€39,584€34,734▼ 12.3%
Tangible fixed assets22/27€7,807€7,854€216,988▲ 2,663%
Land and buildings22--€200,108-
Plant, machinery and equipment23--€1,822-
Furniture and vehicles24€7,807€7,854€15,058▲ 91.7%
Financial fixed assets28€5,000€5,000€5,000=
Current assets29/58€58,903€56,376€16,598▼ 70.6%
Amounts receivable within one year40/41-€14,000--
Trade receivables40-€14,000--
Cash at bank and in hand54/58€21,267€25,991€2,825▼ 89.1%
Deferred charges and accrued income490/1€37,636€16,385€13,773▼ 15.9%
Equity and liabilities
Total equity and liabilities10/49€116,241€108,813€273,320▲ 151%
Equity10/15€46,156€59,308€40,802▼ 31.2%
Contributions10/11€10,000€10,000€10,000=
Reserves13€36,156€36,156€36,156=
Distributable reserves133€36,156€36,156€36,156=
Profit (loss) carried forward14-€13,152-€5,353▼ 141%
Amounts payable17/49€70,085€49,506€232,517▲ 370%
Amounts payable after more than one year17--€171,217-
Financial debts170/4--€171,217-
Amounts payable within one year42/48€70,022€49,442€60,847▲ 23.1%
Current portion of amounts payable after more than one year42--€7,779-
Trade debts44€1,126€1,535€2,098▲ 36.7%
Suppliers440/4€1,126€1,535€2,098▲ 36.7%
Taxes, remuneration and social security45€15,102€6,189€510▼ 91.8%
Taxes450/3€14,782€4,269€190▼ 95.5%
Remuneration and social security454/9€320€1,920€320▼ 83.3%
Other amounts payable47/48€53,794€41,718€50,460▲ 21.0%
Accrued charges and deferred income492/3€64€64€453▲ 610%
Line202220232024Change
Profit (loss) for the period9904€36,156€13,152-€18,505▼ 241%
+ Depreciation and write-downs630€8,306€6,422€12,927▲ 101%
Operating cash flow (approximation)€44,462€19,574-€5,578▼ 128%
Investment in fixed assets (approximation)--€1,619-€217,211▼ 13,320%
Change in cash-€4,724-€23,166▼ 590%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from August 2022 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2024 annual accounts of KIMPA and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 0 of 2 Gazette acts processed.

History

On 25 February 2022, KIMPA was incorporated as a private limited company.1 Total assets went from €116,241 in 2022 to €273,320 in 2024.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2022 and 2024

Acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
financial year 2024 · full format · 61 days late
2024
31-12
Financial Weakest financial yearnet -€18,505
Net result drops to -€18,505, the lowest in the series.
29-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 29 days late
2023
29-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded25-02-2022
Financial year end31-12
Contact
E-mail kine.marievoet@gmail.com
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 11 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue René Thône 46010 Charleroi
Ground area
925 m²
Building footprint
73 m²
Building volume
798 m³
Parcel 52014A0208/00C004, Wallonia · tallest building 12.9 m. Linked by address, not a title deed.
1 establishment unit
Rue Emile Vandervelde 21, 6010 Charleroi
Physiotherapy
since 2022unit no. 2.328.727.894
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
52014A0208/00C004 Wallonia 925 m² 1 · 73 m² 12.9 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.