KIM's CONSULTANCY
ActiveKIM's CONSULTANCY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €4k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency90▼-10
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 4.32 in 2024; short-term debt: 35% and cash: 49.3% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
4.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-11-2025, 153 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
153 d early
2024
135 d early
2023
43 d early
2022
158 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 27.2%
2024 · €73k
2022: €32k
2023: €50k
2024: €73k
2022 → 2025
Total assets
€81k▼ 6.3%
2024 · €87k
2022: €76k
2023: €74k
2024: €87k
2022 → 2025
Net result
€4k▼ 83.1%
2024 · €23k
2022: €30k
2023: €19k
2024: €23k
2022 → 2025
Working capital
€31k▼ 33.4%
2024 · €47k
2022: €-3k
2023: €20k
2024: €47k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€50k▲ 58.7%€73k▲ 45.0%€53k▼ 27.2%
Operating result€44k-€21k▼ 51.5%€29k▲ 35.9%€8k▼ 71.9%
Net result€30k-€19k▼ 37.3%€23k▲ 21.6%€4k▼ 83.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€22k▼ 15.6%
Current assets
€60k▼ 2.5%
Equity and liabilities €81k
Equity
€53k▼ 27.2%
Debt
€28k▲ 100%
The debt ratio rises from 16.4% to 35.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €42k
Cash flow
€9k▼
2024 · €36k
Solvency
65.0%▼
2024 · 83.6%
Current ratio
2.10▼
2024 · 4.32
Quick ratio
2.10▼
2024 · 4.32
Debt / equity
0.54▲
2024 · 0.20
ROE
7.2%▼
2024 · 31.0%
ROA
4.7%▼
2024 · 26.0%
Interest coverage
6.45▼
2024 · 142.60
Debt
€28k▲
2024 · €14k
Debt ≤ 1 year
€28k▲
2024 · €14k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€81k▼
Fixed assets21/28€26k€22k▼
Tangible fixed assets22/27€26k€22k▼
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€1k€1k▼
Current assets29/58€61k€60k▼
Amounts receivable within one year40/41€19k€18k▼
Trade receivables40€10k€12k▲
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€41k€40k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€87k€81k▼
Equity10/15€73k€53k▼
Contributions10/11€2k€2k=
Reserves13€71k€51k▼
Distributable reserves133€71k€51k▼
Amounts payable17/49€14k€28k▲
Amounts payable within one year42/48€14k€28k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€492-
Taxes450/3€492-
Other amounts payable47/48€3k€26k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€327▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€5k▼
Other operating charges640/8€742€972▲
Gross operating margin9900€43k€14k▼
Operating profit (loss)9901€29k€8k▼
Financial income75/76B€25€113▲
Recurring financial income75€25€113▲
Financial charges65/66B€297€2k▲
Recurring financial charges65€297€2k▲
Profit (loss) for the period before taxes9903€29k€6k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€23k€4k▼
Profit (loss) for the period to be appropriated9905€23k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€4k▼
Transfer from equity791/2-€20k
Transfer to equity691/2€23k-
To other reserves6921€23k-
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Weakest financial yearnet €4k ▼83.1%
Net result drops to €4k, the lowest in the series.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Liquidity doublescurrent ratio 4.32
Current ratio from 2.10 to 4.32; short-term debt falls from €18k to €14k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 2.10
Current ratio from 0.91 to 2.10; short-term debt falls from €33k to €18k.
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Bergen 552240 ZandhovenGround area
930 m²
Building footprint
435 m²
Volume, LiDAR
3,297 m³
Parcel 11054C0563/00X002, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KIM's CONSULTANCY
since 20222.341.187.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054C0563/00X002 | Flanders | 930 m² | 1 · 435 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 22,500 EUR awarded · 22,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,750 EUR | 3,750 EUR |
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 1 | 7,500 EUR | 7,500 EUR |
| 2022 | 1 | 3,750 EUR | 3,750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 38,362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2021
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.