Kim Loosvelt
ActiveThe computed 12-month bankruptcy probability of Kim Loosvelt is 2.0% (moderate). The 2025 annual accounts show equity of €21k and a net result of €2k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 59% of 4472 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+20
Solvency74▲+13
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.02 in 2024; short-term debt: 26.6% and cash: 29.6% of total assets), and 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
22 d late
2023
27 d early
2022
19 d early
2021
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 9.5%
2024 · €19k
2021: €21k
2022: €21k
2023: €21k
2024: €19k
2021 → 2025
Total assets
€43k▼ 20.9%
2024 · €54k
2021: €58k
2022: €53k
2023: €36k
2024: €54k
2021 → 2025
Net result
€2k
2024 · €-2k
2021: €24k
2022: €2k
2023: €-407
2024: €-2k
2021 → 2025
Working capital
€5k▲ 1,074%
2024 · €461
2021: €15k
2022: €13k
2023: €13k
2024: €461
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€21k▲ 2.6%€21k▼ 1.9%€19k▼ 7.7%€21k▲ 9.5%
Operating result€29k-€3k▼ 88.4%€55▼ 98.4%€-813€4k
Net result€24k-€2k▼ 91.0%€-407€-2k▼ 297%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €813 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€26k▼ 23.5%
Current assets
€17k▼ 16.6%
Equity and liabilities €43k
Equity
€21k▲ 9.5%
Debt
€22k▼ 37.8%
The debt ratio falls from 64.3% to 50.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▲
2024 · €3k
Cash flow
€10k▲
2024 · €3k
Solvency
49.4%▲
2024 · 35.7%
Current ratio
1.47▲
2024 · 1.02
Quick ratio
1.41▲
2024 · 0.97
Debt / equity
1.02▼
2024 · 1.80
ROE
8.7%▲
2024 · -8.3%
ROA
4.3%▲
2024 · -3.0%
Interest coverage
13.03▲
2024 · 4.64
Debt
€22k▼
2024 · €35k
Debt ≤ 1 year
€11k▼
2024 · €20k
Debt > 1 year
€10k▼
2024 · €15k
Income taxes
€1k▲
2024 · €67
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€43k▼
Fixed assets21/28€34k€26k▼
Tangible fixed assets22/27€34k€25k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€2k€5▼
Furniture and vehicles24€29k€23k▼
Financial fixed assets28€645€645=
Current assets29/58€20k€17k▼
Stocks and contracts in progress3€1k€755▼
Stocks30/36€1k€755▼
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k€1k▼
Other amounts receivable41€820€729▼
Cash at bank and in hand54/58€11k€13k▲
Deferred charges and accrued income490/1€737€1k▲
Equity and liabilities
Total equity and liabilities10/49€54k€43k▼
Equity10/15€19k€21k▲
Contributions10/11€2k€2k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-2k€-185▲
Amounts payable17/49€35k€22k▼
Amounts payable after more than one year17€15k€10k▼
Financial debts170/4€15k€10k▼
Amounts payable within one year42/48€20k€11k▼
Current portion of amounts payable after more than one year42€6k€5k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€92€1k▲
Taxes450/3€92€1k▲
Other amounts payable47/48€11k€703▼
Accrued charges and deferred income492/3-€263
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8€421€697▲
Gross operating margin9900€4k€13k▲
Operating profit (loss)9901€-813€4k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€736€948▲
Recurring financial charges65€736€948▲
Profit (loss) for the period before taxes9903€-2k€3k▲
Income taxes67/77€67€1k▲
Profit (loss) for the period9904€-2k€2k▲
Profit (loss) for the period to be appropriated9905€-2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-185▲
Profit (loss) brought forward from the previous period14P€-407€-2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beiaardstraat(Heu) 158501 KortrijkGround area
481 m²
Building footprint
118 m²
Volume, LiDAR
622 m³
Parcel 34016A0275/00T000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beiaardstraat(Heu) 15, 8501 Kortrijk
since 20202.306.800.154
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016A0275/00T000 | Flanders | 481 m² | 1 · 118 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,734. 2,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2020
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
43410Roofing work
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.