Equity
€73,628 ▼ 17.8%
KIM paid out €10,350 in dividends in a year with a loss of €1,810.
KIM
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €138,673 (2020)
€98,068▼ 29.0%
lowest -€21,444 (2022)
-€1,810▼ €30,143
peak €95,497 (2017)
€73,628▼ 17.8%
€30,989▲ 21.5%
peak 0.8 FTE (2017)
-not published
Board1 name since 2005
1 directorDEBORRE Christa Emilienne Maria
Owners
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Gross margin from €138,030 to €98,068Loss of €1,810Dividend €10,350Equity from €89,538 to €73,628Debts from €25,495 to €30,989
Key points
from the 2025 annual accountsTurnover
≈ €300,000 estimated
The micro format states no turnover.
Investments
€4,149 1.6 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 43.3% higher than in 2024.
Liquidity
2.50 was 3.51 in 2024
Short-term debts rose from €25,495 to €30,989.
Filings
20 annual accounts since 2006
The last five annual accounts were filed 17 to 37 days before the end of the period.
Position in the sector
70.4%
Higher solvency than 84% of companies in postal and courier. Sector median 31.9% · 630 companies.
Checked score
92
Excellent
Financially stronger than 57% of micro companies in postal and courier (NACE 53)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 2.6% across 916 companies (NACE 53, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Postal and courier activities (NACE 53)
lowers risk
Liquidity: current ratio 2.50, cash €61,689
Equity €73,628 (70.4% of total assets)
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro). It does better than 83% of them on solvency, 92% on liquidity, 27% on profitability and 25% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as KIM has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of KIM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for KIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.5 (3.51 in 2024), above the usual 1.5. Short-term debt is 29.6% and cash 59% of total assets. 29.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 days early
2024
36 days early
2023
27 days early
2022
17 days early
2021
34 days early
2020
31 days early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 53), the median for financial year 2024 was 13 days after the deadline, and 56% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0874978305
1 director appointed, 1 resignation, 1 reappointment
Resignation: DEBORRE Christa Emilienne Maria · Reappointment: DEBORRE Christa Emilienne Maria (director) · Appointment: DEBORRE Christa Emilienne Maria (director) · General meeting of 22-03-2021 · Gazette deed
Purpose change
“De uitbating van een kledingspeciaalzaak omvattende de groot- en kleinhandel,evenals de in- en uitvoer,het…” (deed in Dutch) · General meeting of 22-02-2019 · Gazette deed
Registered office moved from Kortessem to Borgloon
New registered office: Stationsplein 10 te 3840 Borgloon · Previous registered office: Gauwerstraat 4 te 3721 Kortessem · General meeting of 02-11-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KIM Tongeren-Borgloon | €104,617 | €98,068 | 70.4% | - |
| GAUTHIER Uccle | €92,346 | €126,589 | 83.6% | - |
| ESGUL Maasmechelen | €148,769 | €80,630 | 21.8% | - |
| TRANSPORTS VAL DE SAMBRE Sambreville | €84,767 | €78,571 | 5.0% | - |
| ANTWERP SPRINT SERVICE Hemiksem | €110,323 | €72,763 | -133.8% | - |
| FLOREX COMPANY Forest | €116,833 | €119,155 | 13.1% | - |
| MALAY-TRANS Brussels | €100,610 | €109,934 | 34.4% | - |
These companies have the same main activity as KIM: other postal and courier activities (NACE 53200). They are comparable in size and age: total assets between €84,800 and €149,000, founded between 2003 and 2011.
Official details
Source: KBO- Status
- Active since 08-07-2005Normal situation
- Activity
- Other postal and courier activitiesNACE 53200and 1 other
- Establishment unit
- 2.148.218.9133840 Tongeren-Borgloon, since 29-07-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 19-09-2025
Annual accounts 2025
- €104,617▼ 9.1%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on KIM
KIM files the micro format. That format states no turnover. The gross margin rose from €3,500 in 2007 to €98,068 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KIM
- What is the company number of KIM?
- The company number of KIM is 0874.978.305. The VAT number is the same number with BE in front: BE 0874.978.305.
- Where is KIM based?
- The registered office is at Stroopplein 10, 3840 Tongeren-Borgloon.Company details
- What does KIM do?
- According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
- What is the legal form of KIM?
- KIM is a private limited company (BV).
- When was KIM founded?
- KIM was founded on 08-07-2005.
- Is KIM still active?
- Yes, KIM is an active enterprise in the KBO register.
- How many employees does KIM have?
- KIM had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of KIM?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €98,068 and 2,667 comparable companies of the same size. It probably lies between €190,000 and €510,000. It is a rough estimate.
- Is KIM profitable?
- In financial year 2025, KIM made a loss of €1,810.
- Where can I find the annual accounts of KIM?
- KIM filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KIM due?
- KIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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