KILT
ActiveSummary
KILT has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €405. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 37% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+1
Solvency43▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.85 in 2024; short-term debt: 12.2% and cash: 2.4% of total assets), and 81.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
26 d late
2023
9 d early
2022
3 d early
2021
2 d early
2020
2 d early
2019
292 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 0.5%
2024 · €78k
2018: €74k
2019: €65k
2020: €72k
2021: €75k
2022: €76k
2023: €78k
2024: €78k
2018 → 2025
Total assets
€427k▼ 9.1%
2024 · €470k
2018: €142k
2019: €376k
2020: €367k
2021: €517k
2022: €469k
2023: €454k
2024: €470k
2018 → 2025
Net result
€405▲ 8.6%
2024 · €373
2018: €10k
2019: €-13k
2020: €7k
2021: €3k
2022: €712
2023: €2k
2024: €373
2018 → 2025
Working capital
€-10k▼ 42.6%
2024 · €-7k
2018: €-19k
2019: €-15k
2020: €142
2021: €-15k
2022: €-14k
2023: €-13k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€76k▲ 0.9%€78k▲ 2.7%€78k▲ 0.5%€79k▲ 0.5%
Operating result€9k-€9k▲ 3.3%€10k▲ 10.0%€9k▼ 11.2%€8k▼ 6.3%
Net result€3k-€712▼ 74.1%€2k▲ 192%€373▼ 82.1%€405▲ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €427k
Fixed assets
€385k ▼ 10.7%
Current assets
€42k ▲ 9.3%
Equity and liabilities €427k
Equity
€79k ▲ 0.5%
Debt
€349k ▼ 11.0%
Debt's share of the balance-sheet total falls from 83.3% to 81.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2024 · €49k
Cash flow
€51k▲
2024 · €41k
Current ratio
0.81▼
2024 · 0.85
Debt to equity
4.43▼
2024 · 5.00
ROE
0.5%▲
2024 · 0.5%
ROA
0.1%▲
2024 · 0.1%
Interest coverage
7.32▲
2024 · 5.86
Debt ≤ 1 year
€52k▲
2024 · €46k
Debt > 1 year
€296k▼
2024 · €346k
Income taxes
€147▼
2024 · €369
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€470k€427k▼
Fixed assets21/28€431k€385k▼
Tangible fixed assets22/27€431k€385k▼
Land and buildings22€328k€313k▼
Plant, machinery and equipment23€103k€72k▼
Current assets29/58€39k€42k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Amounts receivable within one year40/41€3k€7k▲
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€470k€427k▼
Equity10/15€78k€79k▲
Contributions10/11€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€392k€349k▼
Amounts payable after more than one year17€346k€296k▼
Financial debts170/4€346k€296k▼
Amounts payable within one year42/48€46k€52k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€369€147▼
Taxes450/3€369€147▼
Other amounts payable47/48€9k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€50k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€54k€63k▲
Operating profit (loss)9901€9k€8k▼
Financial income75/76B€286€266▼
Recurring financial income75€286€266▼
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€741€552▼
Income taxes67/77€369€147▼
Profit (loss) for the period9904€373€405▲
Profit (loss) for the period to be appropriated9905€373€405▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€10k▲
Profit (loss) brought forward from the previous period14P€10k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 292 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2019
31-12
Financial
Weakest financial yearnet €-13k ▼221%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jourdanstraat 311060 Sint-Gillis (bij-Brussel)Ground area
1,624 m²
Building footprint
244 m²
Volume, LiDAR
2,108 m³
2 parcels, Brussels, Wallonia · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
KILT
since 19852.027.049.085
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023K0131/00C000 | Wallonia | 1,498 m² | 1 · 161 m² | 9.4 m · 1 fl. |
| 21013B0005/00V021 | Brussels | 125 m² | 1 · 83 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B & B HOME
BE 0704.809.126
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VANQUATHEM RIK
BE 0716.914.330
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BEHU
BE 0743.680.687
Zaventem · Eq €79,652
MIKATEX
BE 0437.616.488
Brussel · Eq €79,705
DE VLAANDERAAR
BE 0444.502.104
Dessel · Eq €77,467
Of 1,271 companies in sector 47512 we hold annual accounts for 581. 487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded15-05-1985
Fiscal year end31-12
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.