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Kibiserv

Active Private limited companyfounded 2014active for 12 yearsSteenbergstraat 45, 9520 Sint-Lievens-HoutemKBO/BCE: BE 0564.830.703

Lifetime

11 annual accounts with figures on one time axis
peak €65,790 (2024)
€44,795▼ 31.9%
peak €40,613 (2020)
€23,286▼ 33.2%
peak €174,589 (2025)
€174,589▲ 5.5%
€3,094▼ 77.3%
peak 0.2 FTE (2016)
-not published
Board2 names since 2014
2 directorsDE SMET Anja and 1 other
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €65,790 to €44,795Result from €34,862 to €23,286Dividend €14,217Debts from €13,626 to €3,094Cash from €18,487 to €46,224

Key points

from the 2025 annual accounts

Equity

€174,589 ▲ 5.5%
165,5202024+23,286Profit-14,217Dividend174,5892025

Kibiserv paid out €14,217 in dividends. That is 61% of the 2025 profit.

Liquidity

56.22 was 12.43 in 2024

Short-term debts fell from €13,626 to €3,094.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

Seven of the last ten came late. The 2021 accounts came latest: 61 days after the end of the period.

Checked score

96
Excellent
Financially stronger than 66% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 2,946 companies (NACE 63, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.6 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.2 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 98.3% of total assets
83+20short-term debt 1.7% · cash 26.0%
85-8return on assets 13.1%

Score breakdown

raises risk
Size: total assets €177,684
lowers risk
Liquidity: current ratio 56.22, cash €46,224
Equity €174,589 (98.3% of total assets)
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 86% of them on solvency, 70% on liquidity, 55% on profitability and 52% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as Kibiserv has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Kibiserv itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for Kibiserv. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €16,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 56.22 (12.43 in 2024), above the usual 1.5. Short-term debt is 1.7% and cash 26% of total assets. 1.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 56.22, cash €46,224
NBB · annual accounts
lowers risk · Equity €174,589 (98.3% of total assets)
NBB · annual accounts
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
raises risk · Size: total assets €177,684
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
28 days early
2023
8 days late
2022
53 days late
2021
61 days late
2020
31 days late
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 45 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DS
Director, since 20-10-2014
VD
Director, since 20-10-2014
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0564830703
Changes of role: DE SMET Anja (director) and VAN DEN BOSSCHE Wim (director) Director discharge: DE SMET Anja · Director discharge: VAN DEN BOSSCHE Wim · Gazette deed
Incorporation published on 22-10-2014 · Gazette deed
First establishment Steenbergstraat 45, Sint-Lievens-Houtem
All 20 events

Comparable companies

same main activity, similar in size and age
Company
Kibiserv Sint-Lievens-Houtem €177,684 €44,795 98.3% -
The Present Perfect Waasmunster €162,488 €60,086 83.3% -
BrainTracks Erpe-Mere €206,872 €82,672 56.6% -
slashTree Court-Saint-Etienne €146,767 €43,537 91.9% -
Quench Dessel €150,899 €42,344 37.0% -
VRA CONSULTING Lobbes €158,092 €44,103 70.6% -
STREED Fosses-la-Ville €148,003 €80,353 47.7% -

These companies have the same main activity as Kibiserv: web portal activities (NACE 63910). They are comparable in size and age: total assets between €147,000 and €207,000, founded between 2012 and 2016.

Official details

Source: KBO
Status
Active since 20-10-2014Normal situation
Activity
Web portal activitiesNACE 63910
Establishment unit
2.236.163.0719520 Sint-Lievens-Houtem, since 20-10-2014
Financial year end
31 December
Peppol
Reachable since 20-11-2025
Company details

Annual accounts 2025

≈ €180,000estimated
€177,684▼ 0.8%
Filing
Filed on 25-06-2026, 36 days before the end of the filing period
Financials

Insights on Kibiserv

Kibiserv files the micro format. That format states no turnover. The gross margin rose from €33,658 in 2015 to €44,795 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Kibiserv

What is the company number of Kibiserv?
The company number of Kibiserv is 0564.830.703. The VAT number is the same number with BE in front: BE 0564.830.703.
Where is Kibiserv based?
The registered office is at Steenbergstraat 45, 9520 Sint-Lievens-Houtem.Company details
What does Kibiserv do?
According to the KBO register, the main activity is web portal activities (NACE 63910).
What is the legal form of Kibiserv?
Kibiserv is a private limited company (BV).
When was Kibiserv founded?
Kibiserv was founded on 20-10-2014.
Is Kibiserv still active?
Yes, Kibiserv is an active enterprise in the KBO register.
How many employees does Kibiserv have?
Kibiserv had an average of 0.8 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of Kibiserv?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €44,795 and 2,940 comparable companies of the same size. It probably lies between €110,000 and €320,000. It is a rough estimate.
Is Kibiserv profitable?
In financial year 2025, Kibiserv made a profit of €23,286.
Where can I find the annual accounts of Kibiserv?
Kibiserv filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Kibiserv due?
Kibiserv must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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