Kibiserv
ActiveSummary
Kibiserv has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €166k and a net result of €35k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 2280 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+14
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 12.43 against 10.33 in 2023; short-term debt: 7.6% and cash: 10.3% of total assets), and 7.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
8 d late
2022
53 d late
2021
61 d late
2020
31 d late
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€166k▲ 10.8%
2023 · €149k
2018: €79k
2019: €93k
2020: €133k
2021: €150k
2022: €159k
2023: €149k
2018 → 2024
Total assets
€179k▲ 5.6%
2023 · €170k
2018: €118k
2019: €108k
2020: €190k
2021: €197k
2022: €190k
2023: €170k
2018 → 2024
Net result
€35k▲ 155%
2023 · €14k
2018: €22k
2019: €19k
2020: €41k
2021: €28k
2022: €27k
2023: €14k
2018 → 2024
Working capital
€156k▲ 15.0%
2023 · €135k
2018: €73k
2019: €93k
2020: €128k
2021: €141k
2022: €145k
2023: €135k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€133k-€150k▲ 12.3%€159k▲ 6.3%€149k▼ 6.1%€166k▲ 10.8%
Operating result€56k-€42k▼ 24.6%€41k▼ 2.8%€23k▼ 43.6%€54k▲ 134%
Net result€41k-€28k▼ 32.3%€27k▼ 3.4%€14k▼ 48.5%€35k▲ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 134% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €179k
Fixed assets
€10k ▼ 50.4%
Current assets
€169k ▲ 13.0%
Equity and liabilities €179k
Equity
€166k ▲ 10.8%
Debt
€14k ▼ 32.7%
Debt's share of the balance-sheet total falls from 11.9% to 7.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2023 · €33k
Cash flow
€45k▲
2023 · €24k
Current ratio
12.43▲
2023 · 10.33
Debt to equity
0.08▼
2023 · 0.14
ROE
21.1%▲
2023 · 9.2%
ROA
19.5%▲
2023 · 8.1%
Interest coverage
22.21▼
2023 · 25.91
Debt ≤ 1 year
€14k▼
2023 · €15k
Debt > 1 year
€0▼
2023 · €6k
Income taxes
€17k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€170k€179k▲
Fixed assets21/28€20k€10k▼
Tangible fixed assets22/27€20k€10k▼
Land and buildings22€4k€4k▼
Furniture and vehicles24€15k€6k▼
Current assets29/58€150k€169k▲
Amounts receivable within one year40/41€34k€21k▼
Trade receivables40€23k€10k▼
Other amounts receivable41€11k€11k▲
Current investments50/53€111k€129k▲
Cash at bank and in hand54/58€3k€18k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€170k€179k▲
Equity10/15€149k€166k▲
Contributions10/11€6k€6k=
Reserves13€143k€159k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€143k€159k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€20k€14k▼
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€15k€14k▼
Current portion of amounts payable after more than one year42€10k€6k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€477€3k▲
Suppliers440/4€477€3k▲
Taxes, remuneration and social security45€856€2k▲
Taxes450/3€856€2k▲
Other amounts payable47/48€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€2k€2k=
Gross operating margin9900€35k€66k▲
Operating profit (loss)9901€23k€54k▲
Financial income75/76B€623€633▲
Recurring financial income75€623€633▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€22k€52k▲
Income taxes67/77€9k€17k▲
Profit (loss) for the period9904€14k€35k▲
Profit (loss) for the period to be appropriated9905€14k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€35k▲
Profit (loss) brought forward from the previous period14P€0€0▼
Transfer from equity791/2€23k€19k▼
Transfer to equity691/2€14k€35k▲
To other reserves6921€14k€35k▲
Profit to be distributed694/7€23k€19k▼
Return on contributions (dividend)694€23k€19k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €166k ▲10.8%
7 profitable years in a row build equity to €166k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €14k ▼48.5%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Equity above €150kEq €159k ▲6.3%
5 profitable years in a row build equity to €159k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €41k ▲119%
Operating result €56k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲43.8%
3 profitable years in a row build equity to €133k.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 7.26
Current ratio from 2.95 to 7.26; short-term debt falls from €38k to €15k.
Show earlier events
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenbergstraat 459520 Sint-Lievens-HoutemGround area
1,197 m²
Building footprint
144 m²
Volume, LiDAR
830 m³
Parcel 41080A0202/00P000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kibiserv
since 20142.236.163.071
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41080A0202/00P000 | Flanders | 1,197 m² | 1 · 144 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PRODIFF COMMUNICATION
BE 0780.883.256
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JAGS-IT
BE 0845.085.873
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CLEVERWAY
BE 0839.649.717
Frasnes-lez-Anvaing · Eq €166,482
COM.TECH
BE 0470.385.068
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Bornia
BE 0741.792.256
Ronse · Eq €163,337
Of 2,789 companies in sector 63910 we hold annual accounts for 700. 496 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.