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KIBECU

Active
Private limited companyfounded 20241 yr activeOssendriesstraat 66, 3520 Zonhoven, BelgiumKBO/BCE: BE 1016.691.048
Summary

KIBECU has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33,562 and a net result of €30,862. Its solvency ranks better than 40% of 2151 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.53; short-term debt: 47.7% and cash: 47.2% of total assets), and 47.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
52.3%
Return on assets
48%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 58 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 November 2024, KIBECU was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€33,562
Total assets
€64,231
Net result
€30,862
Working capital
€16,276

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €64,231
Fixed assets €17,286
Current assets €46,945
Equity and liabilities €64,231
Equity €33,562
Debt €30,669
Debt finances 47.7% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€39,229
Cash flow
€31,130
Current ratio
1.53
Debt to equity
0.91
ROE
92.0%
ROA
48.0%
Debt ≤ 1 year
€30,669
Income taxes
€8,099

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 33 lines
Balance sheet Code2024
Assets
Total assets20/58€64,231
Fixed assets21/28€17,286
Tangible fixed assets22/27€17,286
Furniture and vehicles24€17,286
Current assets29/58€46,945
Amounts receivable within one year40/41€16,648
Trade receivables40€16,648
Cash at bank and in hand54/58€30,297
Equity and liabilities
Total equity and liabilities10/49€64,231
Equity10/15€33,562
Contributions10/11€3,500
Reserves13€30,062
Distributable reserves133€30,062
Amounts payable17/49€30,669
Amounts payable within one year42/48€30,669
Trade debts44€242
Suppliers440/4€242
Taxes, remuneration and social security45€2,099
Taxes450/3€2,099
Other amounts payable47/48€28,329
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€269
Other operating charges640/8€232
Gross operating margin9900€39,461
Operating profit (loss)9901€38,961
Profit (loss) for the period before taxes9903€38,961
Income taxes67/77€8,099
Profit (loss) for the period9904€30,862
Profit (loss) for the period to be appropriated9905€30,862
Appropriation of the result
Profit (loss) to be appropriated9906€30,862
Transfer to equity691/2€30,062
To other reserves6921€30,062
Profit to be distributed694/7€800
Return on contributions (dividend)694€800

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€269
Other operating charges640/8€232
Gross operating margin9900€39,461
Operating profit (loss)9901€38,961
Profit (loss) for the period before taxes9903€38,961
Income taxes67/77€8,099
Profit (loss) for the period9904€30,862
Profit (loss) for the period to be appropriated9905€30,862
Line2024
Assets
Total assets20/58€64,231
Fixed assets21/28€17,286
Tangible fixed assets22/27€17,286
Furniture and vehicles24€17,286
Current assets29/58€46,945
Amounts receivable within one year40/41€16,648
Trade receivables40€16,648
Cash at bank and in hand54/58€30,297
Equity and liabilities
Total equity and liabilities10/49€64,231
Equity10/15€33,562
Contributions10/11€3,500
Reserves13€30,062
Distributable reserves133€30,062
Amounts payable17/49€30,669
Amounts payable within one year42/48€30,669
Trade debts44€242
Suppliers440/4€242
Taxes, remuneration and social security45€2,099
Taxes450/3€2,099
Other amounts payable47/48€28,329
Line2024
Profit (loss) for the period9904€30,862
+ Depreciation and write-downs630€269
Operating cash flow (approximation)€31,130

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,087 m²
Building footprint
221 m²
Volume, LiDAR
757 m³
Parcel 71442C0172/00F002, Flanders · tallest building 4.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KIBECU
Ossendriesstraat 66, 3520 ZonhovenRetail trade
since 20242.366.752.488
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71442C0172/00F002 Flanders 1,087 m² 1 · 221 m² 4.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,699 companies in sector 86951 we hold annual accounts for 2,146. 1,945 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016691048
Also 9925:BE1016691048
Registered 19-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.