KIARENA
ActiveThe computed 12-month bankruptcy probability of KIARENA is 5.2% (elevated). The 2025 annual accounts show equity of €54k and a net result of €3k. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 13270 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+1
Solvency32▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.14 against 0.22 in 2024; short-term debt: 8.4% and cash: 1% of total assets), and 92.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
15 d early
2024
14 d early
2023
6 d early
2022
6 d early
2021
11 d early
2020
12 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€70k▼ 40.3%
2019 · €117k
2019: €117k
2019 → 2020
EBIT margin
26.3%▲ 23.9pp
2019 · 2.4%
2019: 2.4%
2019 → 2020
Net result
€3k▼ 52.4%
2024 · €5k
2019: €-2k
2020: €2k
2021: €-5k
2022: €20k
2023: €13k
2024: €5k
2019 → 2025
Working capital
€-54k▼ 10.6%
2024 · €-49k
2019: €-20k
2020: €-71k
2021: €-43k
2022: €-35k
2023: €-62k
2024: €-49k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€33k▲ 159%€46k▲ 39.8%€52k▲ 11.4%€54k▲ 4.9%
Operating result€11k-€43k▲ 304%€36k▼ 16.3%€19k▼ 47.5%€18k▼ 6.9%
Net result€-5k-€20k€13k▼ 35.2%€5k▼ 59.9%€3k▼ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €758k
Fixed assets
€749k▼ 4.3%
Current assets
€9k▼ 33.9%
Equity and liabilities €758k
Equity
€54k▲ 4.9%
Debt
€704k▼ 5.5%
The debt ratio falls from 93.5% to 92.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▼
2024 · €53k
Cash flow
€36k▼
2024 · €39k
Solvency
7.1%▲
2024 · 6.5%
Current ratio
0.14▼
2024 · 0.22
Quick ratio
0.14▼
2024 · 0.22
Debt / equity
13.01▼
2024 · 14.43
ROE
4.7%▼
2024 · 10.3%
ROA
0.3%▼
2024 · 0.7%
Interest coverage
3.95▲
2024 · 3.79
Debt
€704k▼
2024 · €744k
Debt ≤ 1 year
€63k▲
2024 · €63k
Debt > 1 year
€628k▼
2024 · €668k
Income taxes
€2k▲
2024 · €-205
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€796k€758k▼
Fixed assets21/28€782k€749k▼
Tangible fixed assets22/27€782k€749k▼
Land and buildings22€781k€748k▼
Furniture and vehicles24€1k€612▼
Current assets29/58€14k€9k▼
Amounts receivable within one year40/41€14€706▲
Trade receivables40-€5
Other amounts receivable41€14€701▲
Cash at bank and in hand54/58€13k€8k▼
Deferred charges and accrued income490/1€657€662▲
Equity and liabilities
Total equity and liabilities10/49€796k€758k▼
Equity10/15€52k€54k▲
Contributions10/11€19k€19k=
Reserves13€33k€35k▲
Distributable reserves133€33k€35k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€744k€704k▼
Amounts payable after more than one year17€668k€628k▼
Financial debts170/4€363k€324k▼
Other amounts payable178/9€305k€305k=
Amounts payable within one year42/48€63k€63k▲
Current portion of amounts payable after more than one year42€62k€63k▲
Trade debts44-€269
Suppliers440/4-€269
Taxes, remuneration and social security45€531€252▼
Taxes450/3€531€252▼
Accrued charges and deferred income492/3€14k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k=
Other operating charges640/8€445€66▼
Gross operating margin9900€53k€51k▼
Operating profit (loss)9901€19k€18k▼
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€5k€5k▼
Income taxes67/77€-205€2k▲
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€3k▼
Transfer to equity691/2€5k€3k▼
To other reserves6921€5k€3k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-5k ▼384%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toulousestraat 23A1040 BrusselGround area
535 m²
Building footprint
467 m²
Volume, LiDAR
3,761 m³
2 parcels, Brussels · tallest building 19.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KIARENA
since 20182.285.176.577
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0262/00W004 | Brussels | 276 m² | 1 · 210 m² | 19.4 m · 2 fl. |
| 21805E0217/00R002 | Brussels | 259 m² | 1 · 258 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QUANTUM HOUSE
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BE 0748.593.045
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FRITAPAPA NAMUR
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:atelier29@gmail.com