Summary
KHYBER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €99,305 and a net result of €23,051. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 2464 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
62 d early
2023
19 d late
2022
31 d early
2021
24 d early
2020
23 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€99,305▲ 30.2%
2024 · €76,253
Net result
€23,051▼ 18.3%
2024 · €28,213
Total assets
€177,024▲ 66.4%
2024 · €106,368
Solvency
56.1%▼ 15.6pp
2024 · 71.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€17,647▼ 51.8%€161▼ 99.1%€28,043▲ 17,271%€32,402▲ 15.5%€30,826▼ 4.9%
Net result€16,044within the sector's middle half▼ 56.0%€5,056within the sector's middle half▼ 68.5%€23,778within the sector's middle half▲ 370%€28,213within the sector's middle half▲ 18.6%€23,051within the sector's middle half▼ 18.3%
Equity€37,807within the sector's middle half▲ 73.7%€42,862within the sector's middle half▲ 13.4%€48,041within the sector's middle half▲ 12.1%€76,253within the sector's middle half▲ 58.7%€99,305within the sector's middle half▲ 30.2%
Total assets€49,043below the sector's middle half▲ 11.3%€61,588below the sector's middle half▲ 25.6%€93,251below the sector's middle half▲ 51.4%€106,368below the sector's middle half▲ 14.1%€177,024within the sector's middle half▲ 66.4%
Debt€11,237▼ 49.6%€18,725▲ 66.6%€45,211▲ 141%€30,115▼ 33.4%€77,719▲ 158%
Working capital€27,080within the sector's middle half▲ 163%€24,079within the sector's middle half▼ 11.1%€31,435within the sector's middle half▲ 30.6%€57,384within the sector's middle half▲ 82.5%€66,990within the sector's middle half▲ 16.7%
Solvency77.1%above the sector's middle half▲ 27.7pp69.6%within the sector's middle half▼ 7.5pp51.5%within the sector's middle half▼ 18.1pp71.7%within the sector's middle half▲ 20.2pp56.1%within the sector's middle half▼ 15.6pp
Current ratio3.41within the sector's middle half▲ 1.952.29within the sector's middle half▼ 1.121.70within the sector's middle half▼ 0.592.91within the sector's middle half▲ 1.212.21within the sector's middle half▼ 0.69
Return on assets (ROA)32.7%above the sector's middle half▼ 50.0pp8.2%within the sector's middle half▼ 24.5pp25.5%above the sector's middle half▲ 17.3pp26.5%above the sector's middle half▲ 1.0pp13.0%within the sector's middle half▼ 13.5pp
Staff (FTE)3.8
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177,024
Fixed assets
€54,832 ▲ 191%
Current assets
€122,192 ▲ 39.6%
Equity and liabilities €177,024
Equity
€99,305 ▲ 30.2%
Debt
€77,719 ▲ 158%
Debt's share of the balance-sheet total rises from 28.3% to 43.9%. Equity and debt are higher.
Key figures and ratios
ROE
23.2%▼
2024 · 37.0%
Debt ≤ 1 year
€55,202▲
2024 · €30,115
Debt > 1 year
€22,517
Income taxes
€8,965▲
2024 · €4,412
Staff costs
€83,459▲
2024 · €63,832
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €18,515 | €30,138 | €46,737 | €63,832 | €83,459 | ▲ 30.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €745 | €933 | €4,221 | €6,094 | €7,827 | ▲ 28.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €4,168 | - |
| Other operating charges640/8 | €554 | €63 | €7,538 | €744 | €3,421 | ▲ 360% |
| Gross operating margin9900 | €37,461 | €31,297 | €86,539 | €103,072 | €129,701 | ▲ 25.8% |
| Operating profit (loss)9901 | €17,647 | €161 | €28,043 | €32,402 | €30,826 | ▼ 4.9% |
| Financial income75/76B | €1 | €7,013 | €138 | €365 | €1,399 | ▲ 283% |
| Recurring financial income75 | €1 | €7,013 | €138 | €365 | €1,399 | ▲ 283% |
| Financial charges65/66B | €1,229 | €160 | €131 | €142 | €209 | ▲ 46.7% |
| Recurring financial charges65 | €1,229 | €160 | €131 | €142 | €209 | ▲ 46.7% |
| Profit (loss) for the period before taxes9903 | €16,419 | €7,014 | €28,050 | €32,625 | €32,016 | ▼ 1.9% |
| Income taxes67/77 | €374 | €1,959 | €4,272 | €4,412 | €8,965 | ▲ 103% |
| Profit (loss) for the period9904 | €16,044 | €5,056 | €23,778 | €28,213 | €23,051 | ▼ 18.3% |
| Profit (loss) for the period to be appropriated9905 | €16,044 | €5,056 | €23,778 | €28,213 | €23,051 | ▼ 18.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,043 | €61,588 | €93,251 | €106,368 | €177,024 | ▲ 66.4% |
| Fixed assets21/28 | €10,727 | €18,784 | €16,605 | €18,869 | €54,832 | ▲ 191% |
| Tangible fixed assets22/27 | €2,402 | €10,459 | €8,280 | €10,544 | €40,657 | ▲ 286% |
| Land and buildings22 | €1,522 | €1,218 | €913 | €608 | €304 | ▼ 50.1% |
| Plant, machinery and equipment23 | €880 | €440 | - | - | - | - |
| Furniture and vehicles24 | - | €8,801 | €7,367 | €5,169 | €37,795 | ▲ 631% |
| Other tangible fixed assets26 | - | - | - | €4,767 | €2,559 | ▼ 46.3% |
| Financial fixed assets28 | €8,325 | €8,325 | €8,325 | €8,325 | €14,175 | ▲ 70.3% |
| Current assets29/58 | €38,316 | €42,804 | €76,646 | €87,499 | €122,192 | ▲ 39.6% |
| Stocks and contracts in progress3 | €13,950 | €13,950 | €19,960 | €22,088 | €47,750 | ▲ 116% |
| Stocks30/36 | €13,950 | €13,950 | €19,960 | €22,088 | €47,750 | ▲ 116% |
| Amounts receivable within one year40/41 | €3,094 | €7,705 | €18,718 | €22,732 | €37,975 | ▲ 67.1% |
| Trade receivables40 | €30 | €4,231 | €11,377 | €14,762 | €17,533 | ▲ 18.8% |
| Other amounts receivable41 | €3,065 | €3,474 | €7,341 | €7,970 | €20,442 | ▲ 156% |
| Cash at bank and in hand54/58 | €20,398 | €21,149 | €35,415 | €42,678 | €33,868 | ▼ 20.6% |
| Deferred charges and accrued income490/1 | €874 | - | €2,553 | - | €2,598 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,043 | €61,588 | €93,251 | €106,368 | €177,024 | ▲ 66.4% |
| Equity10/15 | €37,807 | €42,862 | €48,041 | €76,253 | €99,305 | ▲ 30.2% |
| Contributions10/11 | €18,600 | €18,600 | - | - | - | - |
| Capital10 | €18,600 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Reserves13 | €665 | €665 | €665 | €665 | €665 | = |
| Non-distributable reserves130/1 | €665 | - | - | €665 | €665 | = |
| Legal reserve130 | €665 | - | - | - | - | - |
| Other1319 | - | - | - | €665 | €665 | = |
| Distributable reserves133 | - | €665 | €665 | - | - | - |
| Profit (loss) carried forward14 | €18,542 | €23,598 | €47,376 | €75,589 | €98,640 | ▲ 30.5% |
| Amounts payable17/49 | €11,237 | €18,725 | €45,211 | €30,115 | €77,719 | ▲ 158% |
| Amounts payable after more than one year17 | - | - | - | - | €22,517 | - |
| Financial debts170/4 | - | - | - | - | €22,517 | - |
| Amounts payable within one year42/48 | €11,237 | €18,725 | €45,211 | €30,115 | €55,202 | ▲ 83.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €11,748 | - |
| Trade debts44 | €7,526 | €10,837 | €10,794 | €12,384 | €12,467 | ▲ 0.7% |
| Suppliers440/4 | €7,526 | €10,837 | €10,794 | €12,384 | €12,467 | ▲ 0.7% |
| Taxes, remuneration and social security45 | €3,711 | €7,888 | €19,418 | €10,882 | €30,986 | ▲ 185% |
| Taxes450/3 | €374 | €2,333 | €2,901 | - | €3,555 | - |
| Remuneration and social security454/9 | €3,337 | €5,555 | €16,516 | €10,882 | €27,431 | ▲ 152% |
| Other amounts payable47/48 | - | - | €14,999 | €6,848 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,044 | €5,056 | €23,778 | €28,213 | €23,051 | ▼ 18.3% |
| + Depreciation and write-downs630 | €745 | €933 | €4,221 | €6,094 | €7,827 | ▲ 28.4% |
| Operating cash flow (approximation) | €16,789 | €5,989 | €27,999 | €34,307 | €30,878 | ▼ 10.0% |
| Investment in fixed assets (approximation) | - | -€8,990 | -€2,043 | -€8,358 | -€43,790 | ▼ 424% |
| Change in cash | - | €750 | €14,266 | €7,264 | -€8,810 | ▼ 221% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.41
Current ratio from 1.46 to 3.41; short-term debt falls from €22,290 to €11,237.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €36,423
Net result €36,423 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.46
Current ratio from 0.43 to 1.46; short-term debt falls from €44,807 to €22,290.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 77 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 3 establishment units since 2006
Ground area
264 m²
Building footprint
179 m²
Volume, LiDAR
1,661 m³
3 parcels, Wallonia · tallest building 20.9 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
3 establishment units
Easyphone
since 20062.152.882.237
Easyphone
since 20242.356.646.474
Easyphone
since 20252.382.609.812
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0424/00D000 | Wallonia | 94 m² | 1 · 65 m² | 20.9 m · 7 fl. |
| 62063C1208/00B000 ProtectedMonument |
Wallonia | 86 m² | 1 · 48 m² | 13.1 m · 3 fl. |
| 62063A0434/00G000 | Wallonia | 83 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 1,506 companies in sector 66199 we hold annual accounts for 922. 626 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-06-2002
Fiscal year end31-12
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
66199Other activities auxiliary to financial services, excluding insurance and pension funding
47110Non-specialised retail sale with food, beverages or tobacco predominating
47400Retail sale of information and communication equipment
53200Other postal and courier activities
62900Other information technology and computer services
82100Office administrative and support services
Contact
E-mail
cityphone368@yahoo.comLiège
Phone
0484384202Liège
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477800026
Also
9925:BE0477800026
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.