KHK
ActiveKHK has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €3k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-12
Solvency48▲+4
Growth72▼-5
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.18 in 2024; short-term debt: 77% and cash: 22.5% of total assets), and 77.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.8%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
42 d late
2022
114 d late
2021
31 d late
2020
27 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€401k▼ 13.2%
2024 · €462k
2018: €225k
2019: €284k
2020: €234k
2022: €428k
2023: €380k
2024: €462k
2018 → 2025
EBIT margin
1.6%▼ 4.4pp
2024 · 6.0%
2018: 1.6%
2019: -10.1%
2020: 5.6%
2022: 1.6%
2023: 1.3%
2024: 6.0%
2018 → 2025
Net result
€3k▼ 80.5%
2024 · €16k
2018: €1k
2019: €-22k
2020: €13k
2021: €5k
2022: €910
2023: €1k
2024: €16k
2018 → 2025
Working capital
€29k▲ 3.6%
2024 · €28k
2018: €10k
2019: €-7k
2020: €8k
2021: €9k
2022: €13k
2023: €13k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€428k€380k▼ 11.1%€462k▲ 21.4%€401k▼ 13.2%
Equity€18k-€19k▲ 5.1%€20k▲ 7.8%€36k▲ 78.6%€39k▲ 8.6%
Operating result€3k-€7k▲ 99.1%€5k▼ 26.6%€28k▲ 471%€6k▼ 77.2%
Net result€5k-€910▼ 81.4%€1k▲ 60.1%€16k▲ 983%€3k▼ 80.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€10k▲ 29.3%
Current assets
€160k▼ 11.4%
Equity and liabilities €170k
Equity
€39k▲ 8.6%
Debt
€132k▼ 14.0%
The debt ratio falls from 81.0% to 77.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €32k
Cash flow
€7k▼
2024 · €20k
Solvency
22.8%▲
2024 · 19.0%
Current ratio
1.22▲
2024 · 1.18
Quick ratio
1.22▲
2024 · 1.18
Debt / equity
3.38▼
2024 · 4.26
ROE
7.9%▼
2024 · 44.0%
ROA
1.8%▼
2024 · 8.4%
Interest coverage
40.75▲
2024 · 7.90
Debt
€132k▼
2024 · €153k
Debt ≤ 1 year
€131k▼
2024 · €153k
Income taxes
€3k▼
2024 · €8k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€189k€170k▼
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€8k€10k▲
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€3k€5k▲
Other tangible fixed assets26-€682
Current assets29/58€181k€160k▼
Amounts receivable within one year40/41€110k€122k▲
Trade receivables40€105k€113k▲
Other amounts receivable41€5k€9k▲
Cash at bank and in hand54/58€71k€38k▼
Equity and liabilities
Total equity and liabilities10/49€189k€170k▼
Equity10/15€36k€39k▲
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€29k€32k▲
Amounts payable17/49€153k€132k▼
Amounts payable within one year42/48€153k€131k▼
Trade debts44€56k€20k▼
Suppliers440/4€56k€20k▼
Taxes, remuneration and social security45€14k€11k▼
Taxes450/3€14k€11k▼
Other amounts payable47/48€82k€100k▲
Accrued charges and deferred income492/3-€203
Income statement
Code20242025
Turnover70€462k€401k▼
Goods, raw materials, services and sundry goods60/61€427k€387k▼
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€871€359▼
Gross operating margin9900€35k€14k▼
Operating profit (loss)9901€28k€6k▼
Financial income75/76B€9€1▼
Recurring financial income75€9€1▼
Financial charges65/66B€4k€250▼
Recurring financial charges65€4k€250▼
Profit (loss) for the period before taxes9903€24k€6k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€16k€3k▼
Profit (loss) for the period to be appropriated9905€16k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€32k▲
Profit (loss) brought forward from the previous period14P€13k€29k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €16k ▲983%
Operating result €28k, net result €16k, both a record.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 114 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Weakest financial yearnet €-22k ▼1955%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av. du Bourg. Jean Materne(JB) 2325100 Namur1 establishment unit
K.H.K. SPRL
since 20092.175.983.677
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2008
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43320Joinery installation
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0484/72.73.20