KHEPRI
ActiveKHEPRI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82k and a net result of €32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 26048 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▼-5
Solvency47▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.74 in 2023; short-term debt: 63.2% and cash: 3.3% of total assets), but 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.9%
Return on assets
8.7%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €82k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
70 d late
2022
78 d late
2021
61 d late
2020
136 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k▼ 20.4%
2023 · €41k
2018: €-15k
2019: €77k
2020: €162k
2021: €98k
2022: €7k
2023: €41k
2018 → 2024
Working capital
€134k▲ 4.8%
2023 · €128k
2018: €-292k
2019: €-226k
2020: €-68k
2021: €14k
2022: €106k
2023: €128k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-96k-€1k€9k▲ 481%€49k▲ 468%€82k▲ 65.6%
Operating result€175k-€103k▼ 41.2%€14k▼ 86.0%€63k▲ 333%€58k▼ 7.2%
Net result€162k-€98k▼ 39.7%€7k▼ 92.6%€41k▲ 465%€32k▼ 20.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €374k
Fixed assets
€3k▼ 33.0%
Current assets
€370k▲ 22.8%
Equity and liabilities €374k
Equity
€82k▲ 65.6%
Debt
€292k▲ 13.5%
The debt ratio falls from 83.9% to 78.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▼
2023 · €64k
Cash flow
€34k▼
2023 · €42k
Solvency
21.9%▲
2023 · 16.1%
Current ratio
1.57▼
2023 · 1.74
Quick ratio
0.13▲
2023 · 0.08
Debt / equity
3.57▼
2023 · 5.21
ROE
39.6%▼
2023 · 82.4%
ROA
8.7%▼
2023 · 13.3%
Interest coverage
7.91▲
2023 · 5.99
Debt
€292k▲
2023 · €257k
Debt ≤ 1 year
€236k▲
2023 · €174k
Debt > 1 year
€56k▼
2023 · €81k
Income taxes
€18k▲
2023 · €11k
Staff costs
€46k▲
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€306k€374k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€580-
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€301k€370k▲
Stocks and contracts in progress3€287k€340k▲
Stocks30/36€287k€340k▲
Amounts receivable within one year40/41€652€12k▲
Trade receivables40-€8k
Other amounts receivable41€652€5k▲
Cash at bank and in hand54/58€8k€12k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€306k€374k▲
Equity10/15€49k€82k▲
Contributions10/11€19k€19k=
Reserves13€2k€32k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€30k
Profit (loss) carried forward14€29k€31k▲
Amounts payable17/49€257k€292k▲
Amounts payable after more than one year17€81k€56k▼
Financial debts170/4€81k€56k▼
Amounts payable within one year42/48€174k€236k▲
Current portion of amounts payable after more than one year42€26k€27k▲
Trade debts44€54k€111k▲
Suppliers440/4€54k€111k▲
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€26k€36k▲
Remuneration and social security454/9€4k€1k▼
Other amounts payable47/48€64k€61k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20232024
Remuneration, social security and pensions62€30k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€97k€108k▲
Operating profit (loss)9901€63k€58k▼
Financial income75/76B€87€81▼
Recurring financial income75€87€81▼
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€52k€51k▼
Income taxes67/77€11k€18k▲
Profit (loss) for the period9904€41k€32k▼
Profit (loss) for the period to be appropriated9905€41k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€61k▲
Profit (loss) brought forward from the previous period14P€-50k€29k▲
Transfer from equity791/2€38k-
Transfer to equity691/2-€30k
To other reserves6921-€30k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 78 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 136 days late
2020
31-12
Financial
Highest result since 2018net €162k ▲110%
Operating result €175k, net result €162k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 120 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 152 days late
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Farciennes · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert 1er(FAR) 1156240 FarciennesGround area
511 m²
Building footprint
548 m²
Volume, LiDAR
2,677 m³
Parcel 52018D0476/00F003, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KHEPRI
since 20052.148.544.753
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52018D0476/00F003 | Wallonia | 511 m² | 1 · 548 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B_StreetZone
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GARAGE SAP
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DR CARS
BE 1011.171.451
Ieper · Eq €81k
BIKERSZONE
BE 0842.263.173
Haaltert · Eq €81k
CHODECO
BE 0465.276.534
Harelbeke · Eq €83k
Of 1,128 companies in sector 47830 we hold annual accounts for 468. 381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2005
Fiscal year end31-12
Activities, NACEBEL
45402
47792Retail sale of second-hand clothing
47830Retail sale of motorcycles and motorcycle parts and accessories
50400Inland freight water transport
52502
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
49410Freight transport by road
52421
71340
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.