KHB Trading
ActiveKHB Trading has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €31k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency72▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 3.35 in 2024; short-term debt: 52.7% and cash: 31.4% of total assets), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
54 d late
2023
58 d late
2022
35 d late
2021
16 d late
2020
17 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€254k▲ 14.1%
2024 · €223k
2019: €20k
2020: €22k
2021: €29k
2022: €30k
2023: €35k
2024: €223k
2019 → 2025
Total assets
€538k▲ 70.7%
2024 · €315k
2019: €120k
2020: €141k
2021: €129k
2022: €151k
2023: €247k
2024: €315k
2019 → 2025
Net result
€31k▼ 83.1%
2024 · €185k
2019: €3k
2020: €2k
2021: €7k
2022: €823
2023: €6k
2024: €185k
2019 → 2025
Working capital
€244k▲ 13.4%
2024 · €216k
2019: €8k
2020: €6k
2021: €14k
2022: €17k
2023: €18k
2024: €216k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€30k▲ 2.8%€35k▲ 19.2%€223k▲ 530%€254k▲ 14.1%
Operating result€8k-€2k▼ 78.5%€14k▲ 775%€243k▲ 1,610%€41k▼ 83.3%
Net result€7k-€823▼ 88.0%€6k▲ 592%€185k▲ 3,156%€31k▼ 83.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €538k
Fixed assets
€10k▲ 33.7%
Current assets
€528k▲ 71.6%
Equity and liabilities €538k
Equity
€254k▲ 14.1%
Debt
€283k▲ 208%
The debt ratio rises from 29.2% to 52.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▼
2024 · €243k
Cash flow
€32k▼
2024 · €186k
Solvency
47.3%▼
2024 · 70.8%
Current ratio
1.86▼
2024 · 3.35
Quick ratio
1.49▼
2024 · 3.35
Debt / equity
1.11▲
2024 · 0.41
ROE
12.3%▼
2024 · 83.1%
ROA
5.8%▼
2024 · 58.9%
Interest coverage
49.56▼
2024 · 3589.65
Debt
€283k▲
2024 · €92k
Debt ≤ 1 year
€283k▲
2024 · €92k
Income taxes
€10k▼
2024 · €57k
Staff costs
€148k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€538k▲
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€0€3k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€0€1k▲
Financial fixed assets28€8k€8k=
Current assets29/58€307k€528k▲
Stocks and contracts in progress3€0€105k▲
Stocks30/36€0€105k▲
Amounts receivable within one year40/41€2k€92k▲
Trade receivables40€2k€0▼
Other amounts receivable41€0€92k▲
Cash at bank and in hand54/58€306k€169k▼
Deferred charges and accrued income490/1-€162k
Equity and liabilities
Total equity and liabilities10/49€315k€538k▲
Equity10/15€223k€254k▲
Contributions10/11€19k€19k=
Reserves13€204k€236k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€203k€234k▲
Amounts payable17/49€92k€283k▲
Amounts payable within one year42/48€92k€283k▲
Trade debts44€5k€191k▲
Suppliers440/4€5k€191k▲
Taxes, remuneration and social security45€87k€92k▲
Taxes450/3€87k€92k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€0€0=
Remuneration, social security and pensions62€51k€148k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€482€224▼
Other operating charges640/8€2k€6k▲
Gross operating margin9900€296k€195k▼
Operating profit (loss)9901€243k€41k▼
Financial income75/76B€3€2k▲
Recurring financial income75€3€2k▲
Financial charges65/66B€68€825▲
Recurring financial charges65€68€825▲
Profit (loss) for the period before taxes9903€243k€42k▼
Income taxes67/77€57k€10k▼
Profit (loss) for the period9904€185k€31k▼
Profit (loss) for the period to be appropriated9905€185k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€185k€31k▼
Profit (loss) brought forward from the previous period14P€0€0=
Transfer to equity691/2€185k€31k▼
To other reserves6921€185k€31k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Highest result since 2019net €185k ▲3156%
Operating result €243k, net result €185k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.35
Current ratio from 1.08 to 3.35; short-term debt falls from €212k to €92k.
31-12
Financial
Equity above €200kEq €223k ▲530%
6 profitable years in a row build equity to €223k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 35 days late
2022
30-06
Financial
Weakest financial yearnet €823 ▼88%
Net result drops to €823, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
05-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 64 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 141 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brederodestraat 752018 AntwerpenGround area
184 m²
Building footprint
184 m²
Volume, LiDAR
2,834 m³
Parcel 11811L3786/00L000, Flanders · tallest building 18.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
KHB Trading
since 20152.247.139.414
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3786/00L000 | Flanders | 184 m² | 1 · 184 m² | 17.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.247.139.414
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 3,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2015
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.