KHARIF CONSULTING
ActiveSummary
The computed 12-month bankruptcy probability of KHARIF CONSULTING is 4.4% (elevated). The 2025 annual accounts show negative equity (€-2k). Equity is shrinking by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 11% of 260 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Axes · tick = 2024
Profitability-
Solvency0=
Growth32=
Track record86
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-41.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 260 sector peers (2025).
NBB · sector comparisonPosition among 260 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
379 d late
2023
744 d late
2022
1110 d late
2021
31 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k=
2024 · €-2k
2021: €7k
2022: €-1k
2023: €-2k
2024: €-2k
2021 → 2025
Total assets
€6k=
2024 · €6k
2021: €30k
2022: €16k
2023: €6k
2024: €6k
2021 → 2025
Net result
€-1k▲ 84.3%
2022 · €-9k
2021: €6k
2022: €-9k
2021 → 2023
Working capital
€-6k=
2024 · €-6k
2021: €-7k
2022: €-4k
2023: €-6k
2024: €-6k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€-1k€-2k▼ 86.9%€-2k=€-2k=
Operating result€9k-€-8k€798
Net result€6k-€-9k€-1k▲ 84.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €798 after a loss of €8k in 2022.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€3k =
Current assets
€3k =
Key figures and ratios
Solvency
-41.2%=
2024 · -41.2%
Current ratio
0.34=
2024 · 0.34
Debt to equity
-3.42=
2024 · -3.42
Debt
€8k=
2024 · €8k
Debt ≤ 1 year
€8k=
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 21 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6k€6k=
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€3k€3k=
Amounts receivable within one year40/41€3k€3k=
Other amounts receivable41€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€6k€6k=
Equity10/15€-2k€-2k=
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-4k€-4k=
Amounts payable17/49€8k€8k=
Amounts payable within one year42/48€8k€8k=
Financial debts43€1k€1k=
Credit institutions430/8€1k€1k=
Trade debts44€2k€2k=
Suppliers440/4€2k€2k=
Taxes, remuneration and social security45€5k€5k=
Taxes450/3€5k€5k=
Remuneration and social security454/9€138€138=
Income statement
Code20242025
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k=
Profit (loss) brought forward from the previous period14P€-4k€-4k=
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
KBO administration
Strikeout withdrawn
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 379 days late
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 744 days late
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1110 days late
2022
31-12
Financial
Weakest financial yearnet €-9k ▼254%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I-laan 361800 VilvoordeGround area
459 m²
Building footprint
119 m²
Volume, LiDAR
851 m³
Parcel 23645C0091/00L000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KHARIF CONSULTING
since 20202.308.882.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23645C0091/00L000 | Flanders | 458 m² | 1 · 119 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FOTA
BE 0782.652.319
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OPTI-CO
BE 0685.624.209
Malmedy · Eq €6,996
AOC SERVICES TELECOM
BE 0765.419.278
Seneffe · Eq €7,057
IPSEOS
BE 0447.974.605
Ottignies-Louvain-la-Neuve · Eq €7,224
Of 1,376 companies in sector 61100 we hold annual accounts for 586. 215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@mmaconsult.be
Phone:02.269.42.66