Khadija Aourz
ActiveSummary
Khadija Aourz has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €60k. Equity is growing by ~73% per year across the filed fiscal years. Its solvency ranks better than 62% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 2.99 in 2024; short-term debt: 31.8% and cash: 67.7% of total assets), and 31.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.2%
Return on assets
27.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
82 d late
2023
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 65.9%
2024 · €91k
2023: €18k
2024: €91k
2023 → 2025
Total assets
€222k▲ 63.7%
2024 · €135k
2023: €58k
2024: €135k
2023 → 2025
Net result
€60k▼ 17.8%
2024 · €73k
2023: €15k
2024: €73k
2023 → 2025
Working capital
€149k▲ 68.7%
2024 · €88k
2023: €18k
2024: €88k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€91k▲ 404%€151k▲ 65.9%
Operating result€21k-€97k▲ 350%€79k▼ 18.4%
Net result€15k-€73k▲ 384%€60k▼ 17.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€2k ▼ 21.4%
Current assets
€220k ▲ 65.5%
Equity and liabilities €222k
Equity
€151k ▲ 65.9%
Debt
€71k ▲ 59.2%
Debt's share of the balance-sheet total falls from 32.7% to 31.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €97k
Cash flow
€61k▼
2024 · €73k
Current ratio
3.11▲
2024 · 2.99
Debt to equity
0.47▼
2024 · 0.49
ROE
39.7%▼
2024 · 80.2%
ROA
27.1%▼
2024 · 53.9%
Interest coverage
29.12▲
2024 · 22.52
Debt ≤ 1 year
€71k▲
2024 · €44k
Income taxes
€17k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€135k€222k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€133k€220k▲
Amounts receivable within one year40/41€4k€68k▲
Trade receivables40€0€18k▲
Other amounts receivable41€4k€50k▲
Cash at bank and in hand54/58€127k€150k▲
Deferred charges and accrued income490/1€832€1k▲
Equity and liabilities
Total equity and liabilities10/49€135k€222k▲
Equity10/15€91k€151k▲
Contributions10/11€3k€3k=
Reserves13€88k€148k▲
Distributable reserves133€88k€148k▲
Amounts payable17/49€44k€71k▲
Amounts payable within one year42/48€44k€71k▲
Trade debts44€915€7k▲
Suppliers440/4€915€7k▲
Taxes, remuneration and social security45€43k€64k▲
Taxes450/3€43k€64k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€201€600▲
Other operating charges640/8€439€2k▲
Gross operating margin9900€97k€81k▼
Operating profit (loss)9901€97k€79k▼
Financial income75/76B€97€948▲
Recurring financial income75€97€948▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€93k€77k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€73k€60k▼
Profit (loss) for the period to be appropriated9905€73k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€60k▼
Transfer to equity691/2€73k€60k▼
To other reserves6921€73k€60k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €151k ▲65.9%
3 profitable years in a row build equity to €151k.
12-12
State Gazette act
General meeting · Auditor reappointment
Permanent representative
12-12
State Gazette act
General meeting · Auditor reappointment
Permanent representative · Mandate designation
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 82 days late
2024
31-12
Financial
Highest result since 2023net €73k ▲384%
Operating result €97k, net result €73k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.99
Current ratio from 1.46 to 2.99.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
06-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Ground area
4,283 m²
Building footprint
1,171 m²
Volume, LiDAR
267 m³
Parcel 71326F0393/00A000, Flanders · tallest building 3.5 m. Linked by address, not a title deed.
1 establishment unit
Khadija Aourz
since 20232.349.664.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0393/00A000 | Flanders | 4,283 m² | 1 · 1,171 m² | 3.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
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Of 944 companies in sector 69203 we hold annual accounts for 659. 534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2023
Fiscal year end31-12
Abbreviation NL
KA
Activities, NACEBEL 2025
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.