KFP
ActiveKFP has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €41k. Equity is shrinking by ~19.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 65% of 16359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +44 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+91
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.57 against 0.85 in 2024), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
74.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
56 d early
2022
1 d early
2021
41 d early
2020
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close11-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 3,180%
2024 · €1k
2020: €88k
2021: €92k
2022: €86k
2023: €-17k
2024: €1k
2020 → 2025
Total assets
€55k▲ 0.8%
2024 · €55k
2020: €264k
2021: €349k
2022: €307k
2023: €56k
2024: €55k
2020 → 2025
Net result
€41k▲ 124%
2024 · €18k
2020: €38k
2021: €4k
2022: €-5k
2023: €-103k
2024: €18k
2020 → 2025
Working capital
€33k
2024 · €-8k
2020: €-24k
2021: €-46k
2022: €-40k
2023: €-5k
2024: €-8k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€86k▼ 5.8%€-17k€1k€42k▲ 3,180%
Operating result€8k-€-1k€48k€22k▼ 54.3%€41k▲ 86.3%
Net result€4k-€-5k€-103k▼ 1,827%€18k€41k▲ 124%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€9k▼ 1.5%
Current assets
€46k▲ 1.3%
Equity and liabilities €55k
Equity
€42k▲ 3,180%
Debt
€13k▼ 75.9%
The debt ratio falls from 97.6% to 23.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €25k
Cash flow
€44k▲
2024 · €21k
Solvency
76.6%▲
2024 · 2.4%
Current ratio
3.57▲
2024 · 0.85
Quick ratio
3.57▲
2024 · 0.85
Debt / equity
0.31▼
2024 · 41.46
ROE
97.0%▼
2024 · 1417.7%
ROA
74.3%▲
2024 · 33.4%
Interest coverage
342.84▲
2024 · 6.51
Debt
€13k▼
2024 · €53k
Debt ≤ 1 year
€13k▼
2024 · €53k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€55k▲
Fixed assets21/28€9k€9k▼
Tangible fixed assets22/27€9k€9k▼
Plant, machinery and equipment23€1k€407▼
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26-€3k
Current assets29/58€45k€46k▲
Amounts receivable within one year40/41€10k€21k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€57€6k▲
Cash at bank and in hand54/58€35k€25k▼
Equity and liabilities
Total equity and liabilities10/49€55k€55k▲
Equity10/15€1k€42k▲
Contributions10/11€55k€55k=
Outside capital11€55k€55k=
Other1109/19€55k€55k=
Reserves13€31k€4k▼
Distributable reserves133€31k€4k▼
Profit (loss) carried forward14€-85k€-17k▲
Amounts payable17/49€53k€13k▼
Amounts payable within one year42/48€53k€13k▼
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€46k-
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Gross operating margin9900€26k€45k▲
Operating profit (loss)9901€22k€41k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€4k€128▼
Recurring financial charges65€4k€128▼
Profit (loss) for the period before taxes9903€18k€41k▲
Profit (loss) for the period9904€18k€41k▲
Profit (loss) for the period to be appropriated9905€18k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-85k€-44k▲
Profit (loss) brought forward from the previous period14P€-103k€-85k▲
Transfer from equity791/2-€27k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2020net €41k ▲124%
Net result €41k, the highest in the series.
30-06
Financial
Liquidity quadruplescurrent ratio 3.57
Current ratio from 0.85 to 3.57; short-term debt falls from €53k to €13k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-103k
Net result drops to €-103k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2019
Ground area
1,033 m²
Building footprint
103 m²
Parcel 23050F0160/00P000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
KFP
since 20192.284.258.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0160/00P000 | Flanders | 1,033 m² | 1 · 103 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 259 companies in sector 86920 we hold annual accounts for 129. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2019
Fiscal year end30-06
Activities, NACEBEL
86903Human health activities
86920Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.