KF
ActiveKF has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-455. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 71% of 4537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency95▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 2.09 in 2024), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
-1.7%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€455
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
43 d early
2023
12 d late
2022
24 d late
2021
45 d early
2020
59 d late
2019
104 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 3.0%
2024 · €15k
2018: €16k
2019: €25k
2020: €25k
2021: €26k
2022: €27k
2023: €24k
2024: €15k
2018 → 2025
Total assets
€27k▲ 5.5%
2024 · €26k
2018: €21k
2019: €39k
2020: €46k
2021: €41k
2022: €47k
2023: €42k
2024: €26k
2018 → 2025
Net result
€-455▲ 94.8%
2024 · €-9k
2018: €6k
2019: €-227
2020: €535
2021: €872
2022: €866
2023: €-3k
2024: €-9k
2018 → 2025
Working capital
€11k▲ 0.4%
2024 · €11k
2018: €7k
2019: €17k
2020: €19k
2021: €19k
2022: €22k
2023: €20k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€27k▲ 3.3%€24k▼ 10.7%€15k▼ 36.2%€15k▼ 3.0%
Operating result€1k-€4k▲ 203%€-973€-7k▼ 666%€402
Net result€872-€866▼ 0.7%€-3k€-9k▼ 204%€-455▲ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €402 after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€3k▼ 12.6%
Current assets
€24k▲ 8.8%
Equity and liabilities €27k
Equity
€15k▼ 3.0%
Debt
€12k▲ 18.0%
The debt ratio rises from 40.5% to 45.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€899▲
2024 · €-7k
Cash flow
€42▲
2024 · €-8k
Solvency
54.7%▼
2024 · 59.5%
Current ratio
1.93▼
2024 · 2.09
Quick ratio
1.51▼
2024 · 1.58
Debt / equity
0.83▲
2024 · 0.68
ROE
-3.1%▲
2024 · -56.9%
ROA
-1.7%▲
2024 · -33.8%
Interest coverage
3.33▲
2024 · -14.28
Debt
€12k▲
2024 · €10k
Debt ≤ 1 year
€12k▲
2024 · €10k
Income taxes
€587▼
2024 · €764
Staff costs
€42k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€27k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€943€445▼
Plant, machinery and equipment23€943€445▼
Financial fixed assets28€3k€3k=
Current assets29/58€22k€24k▲
Amounts receivable after more than one year29€5k€5k▼
Other amounts receivable291€5k€5k▼
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€2k€10k▲
Trade receivables40€2k€10k▲
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1€381€398▲
Equity and liabilities
Total equity and liabilities10/49€26k€27k▲
Equity10/15€15k€15k▼
Contributions10/11€19k€19k=
Reserves13€311€311=
Non-distributable reserves130/1€311€311=
Reserves not available under the articles1311€311€311=
Profit (loss) carried forward14€-4k€-4k▼
Amounts payable17/49€10k€12k▲
Amounts payable within one year42/48€10k€12k▲
Trade debts44€322€3k▲
Suppliers440/4€322€3k▲
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€3k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€47k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€498€498▼
Other operating charges640/8€727€2k▲
Gross operating margin9900€41k€44k▲
Operating profit (loss)9901€-7k€402▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€487€270▼
Recurring financial charges65€487€270▼
Profit (loss) for the period before taxes9903€-8k€132▲
Income taxes67/77€764€587▼
Profit (loss) for the period9904€-9k€-455▲
Profit (loss) for the period to be appropriated9905€-9k€-455▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k▼
Profit (loss) brought forward from the previous period14P€5k€-4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Back to profitnet €535
Net result €535 after one loss-making year.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brederodestraat 792018 AntwerpenGround area
235 m²
Building footprint
186 m²
Volume, LiDAR
1,306 m³
Parcel 11811L3787/00G002, Flanders · tallest building 17.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
The Room Hair & Design
since 20182.274.745.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3787/00G002 | Flanders | 235 m² | 1 · 186 m² | 17.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TASSAN
BE 0431.271.995
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D & COIFF
BE 0838.171.753
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NINA KABERGS
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Of 21,678 companies in sector 96210 we hold annual accounts for 2,807. 2,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2018
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96022Beauty treatment
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.