Turnover
≈ €440,000 estimated
The micro format states no turnover.
KEYVER
Lifetime
16 annual accounts with figures on one time axispeak €183,192 (2023)
€144,945▼ 2.4%
lowest -€105,111 (2010)
€23,418▲ 9.3%
peak €209,023 (2025)
€209,023▲ 12.6%
€326,032▼ 14.8%
peak 0.8 FTE (2010)
-not published
Board5 names since 2020
2 directorsKEYEUX Christine Yvette Andrée and 1 other
Documentsfilings and deeds
08-12-202554 days before the deadline
2025micro format
Equity from €185,605 to €209,023Cash from €5,862 to €8,054
Key points
from the 2025 annual accountsFilings
16 annual accounts since 2010
The last five annual accounts were filed 41 to 54 days before the end of the period.
Position in the sector
€209,023
More equity than 85% of companies in retail trade. Sector median €40,976 · 22,967 companies.
Checked score
87
Excellent
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025lowest value
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.3%▲ +0.1 percentage points vs 11-2025
01-2026: 0.2%▼ -0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.2%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Liquidity: current ratio 0.75, cash €8,054
lowers risk
Founded in 2009
Size: total assets €536,273
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 54% of them on solvency, 29% on liquidity, 60% on profitability and 64% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as KEYVER has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of KEYVER itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for KEYVER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.75 (0.69 in 2024), below 1. Short-term debt is 42.7% and cash 1.5% of total assets. 61% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 days early
2024
42 days early
2023
49 days early
2022
41 days early
2021
42 days early
2020
48 days early
2019
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
VV
VERHELST Vincent
Director
- Christine Yvette A. KEYEUX 50 sharesdeed of 22-09-2026
- Vincent Georges A. VERELST 50 sharesdeed of 22-09-2026
Recent changes
Demerger proposal: KEYVER splits off to VERKEY'S
Appointment: LIBRA - AUDIT & ASSURANCE (company auditor) · Capital of €25,000, 100 shares · Christine Yvette A. KEYEUX holds 50 shares (50%) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0818292988
Changes of role: VERELST Vincent Georges Albert (director) and KEYEUX Christine Yvette Andrée (director)
“Tous travaux de secrétariat; La gestion immobilière pour compte propre; Les placements mobiliers…” (deed in French) · General meeting of 08-12-2023 · Gazette deed
Appointment: CAROLONE KOLIVAS (director)
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KEYVER Marche-en-Famenne | €536,273 | €144,945 | 39.0% | - |
| OPTIVA Gembloux | €496,974 | €158,128 | 19.8% | - |
| COOL OPTIEK Bruges | €531,048 | €160,325 | 33.7% | 0.9 |
| OPTIEK SAEY Zwevegem | €560,481 | €132,310 | 89.3% | - |
| OPTIQUE MARIE KLEIN Nivelles | €543,928 | €123,680 | 87.2% | - |
| Optiek Nijs Herzele | €618,662 | €152,987 | 46.4% | - |
| EMERSON Nivelles | €589,905 | €132,845 | 64.2% | - |
These companies have the same main activity as KEYVER: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €497,000 and €619,000, founded between 2007 and 2010.
Official details
Source: KBO- Status
- Active since 04-09-2009Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742and 1 other
- Establishment unit
- 2.181.167.1406900 Marche-en-Famenne, since 11-09-2009
- Financial year end
- 30 June
- Peppol
- Reachable since 14-11-2025
Annual accounts to 30-06-2025
- €536,273▼ 5.6%
- Employeeson 30-06-2025
- 1=
- Filing
- Filed on 08-12-2025, 54 days before the end of the filing period
Insights on KEYVER
KEYVER files the micro format. That format states no turnover. The gross margin rose from €3,771 in 2010 to €144,945 in 2025.
The balance sheet grew most in 2017 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KEYVER
- What is the company number of KEYVER?
- The company number of KEYVER is 0818.292.988. The VAT number is the same number with BE in front: BE 0818.292.988.
- Where is KEYVER based?
- The registered office is at Marche, Rue du Manoir 1, 6900 Marche-en-Famenne.Company details
- What does KEYVER do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of KEYVER?
- KEYVER is a private limited company (BV).
- When was KEYVER founded?
- KEYVER was founded on 04-09-2009.
- Is KEYVER still active?
- Yes, KEYVER is an active enterprise in the KBO register.
- How many employees does KEYVER have?
- KEYVER had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of KEYVER?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €144,945 and 31 comparable companies (NACE 477). It probably lies between €310,000 and €820,000.
- Is KEYVER profitable?
- In financial year 2025, KEYVER made a profit of €23,418.
- Where can I find the annual accounts of KEYVER?
- KEYVER filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KEYVER due?
- KEYVER must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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