Turnover
≈ €100,000 estimated
The micro format states no turnover.
KeyValue IT
Overview
Lifetime
1 annual account with figurespeak €52,269 (2025)
€52,269
peak €41,290 (2025)
€41,290
peak €44,290 (2025)
€44,290
€17,770
Board1 name since 2025
1 directorJANS Elias Lucas Clementinus
Documentsfilings and deeds
11-06-202650 days before the deadline
2025micro format
Incorporation 13-051 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
97
Excellent
Financially stronger than 74% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.4%highest value
07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.24, cash €35,639
Equity €44,290 (71.4% of total assets)
Size: total assets €62,060
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 65% of them on solvency, 74% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as KeyValue IT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of KeyValue IT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for KeyValue IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.24, above the usual 1.5. Short-term debt is 28.6% and cash 57.4% of total assets. 28.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
50 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1023189355
Incorporation
Founding capital of €3,000, 100 shares · Founder: JANS Elias Lucas Clementinus · Appointment: JANS Elias Lucas Clementinus (director) · published on 13-05-2025 · Gazette deed
First establishment
Heerbaan 195E, Beringen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KeyValue IT Beringen | €62,060 | €52,269 | 71.4% | - |
| Altovox Voeren | €59,326 | €52,322 | 73.0% | - |
| Van den Rul Consulting Tessenderlo-Ham | €62,326 | €48,338 | 63.8% | - |
| SECURE BYTES Herk-de-Stad | €68,888 | €56,235 | 66.5% | - |
| IDB CONSULTING Oudsbergen | €61,376 | €45,704 | 58.6% | - |
| GILATECH Hasselt | €70,619 | €46,986 | 53.2% | - |
| SILVECO Knokke-Heist | €61,084 | €51,593 | 73.5% | - |
These companies have the same main activity as KeyValue IT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €59,300 and €70,600, founded in 2025.
Official details
Source: KBO- Status
- Active since 09-05-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.373.401.8393582 Beringen, since 09-05-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €52,269
- €41,290
- €44,290
- €62,060
- Filing
- Filed on 11-06-2026, 50 days before the end of the filing period
Insights on KeyValue IT
KeyValue IT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,290 and a net result of €41,290.
Its solvency ranks better than 63% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 11-06-2026, 50 days before the deadline€52,269
€51,882
€41,290
€39,878
71.4%
3.24
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €90,000 and €130,000.
Balance sheet
balance sheet total €62,060 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
71.4%
Higher than 63% of 21,208 companies in 2025.
3.24
Higher than 61% of 20,571 companies in 2025.
66.5%
Higher than 94% of 20,746 companies in 2025.
KeyValue IT
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
62,060 | |
21/28 |
4,411 | |
22/27 |
4,411 | |
24 |
4,411 | |
29/58 |
57,648 | |
40/41 |
21,774 | |
40 |
21,774 | |
54/58 |
35,639 | |
490/1 |
236 | |
| Balance sheet: equity and liabilities | ||
10/49 |
62,060 | |
10/15 |
44,290 | |
10/11 |
3,000 | |
14 |
41,290 | |
17/49 |
17,770 | |
42/48 |
17,770 | |
44 |
92 | |
440/4 |
92 | |
45 |
17,462 | |
450/3 |
17,462 | |
47/48 |
216 | |
| Income statement | ||
9900 |
52,269 | |
62 |
57 | |
630 |
330 | |
9901 |
51,882 | |
65/66B |
30 | |
65 |
30 | |
9903 |
51,852 | |
67/77 |
10,562 | |
9904 |
41,290 | |
9905 |
41,290 | |
| Appropriation of the result | ||
9906 |
41,290 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 11-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 11-06-2026 | 2026-00152646 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 52,212 | ||
| 41,620 | ||
| 4,741 | ||
| 39,878 | ||
| 71.4% | ||
| 3.24 | ||
| 0.40 | ||
| 93.2% | ||
| 66.5% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €4,741 |
| Financial fixed assets | €0 |
| €330 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on KeyValue IT
Debt's share of the balance-sheet total is 28.6%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 13-05-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 11-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-05-2025
Mandates through the years
1 name, the dashed line is todayJANS Elias Lucas Clementinus
Director
Director
Board
Mandates as a list
- JANS Elias Lucas Clementinus
- Director, appointed by deed of 13-05-2025, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €443 in 2025
- Source
- deed of 13-05-2025
Articles of association
deed of 13-05-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Tenminste helft leden aanwezig of vertegenwoordigd, Artikel 11”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 16:00
Shareholders
At incorporation
deed of 13-05-2025 ↗
- JANS Elias Lucas Clementinus 100 shares (100%) · €3,000 in cash
Network & group
No group
KeyValue IT has no parent and no holdings in its annual accounts. JANS Elias Lucas Clementinus is the only director. KeyValue IT shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 50 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1023189355
2025
IncorporationFounding capital of €3,000, 100 shares · Founder: JANS Elias Lucas Clementinus · Appointment: JANS Elias Lucas Clementinus (director) · published on 13-05-20254 points ▸
- Founder, JANS Elias Lucas Clementinus
- Founding capital, €3,000, 100 shares
- JANS Elias Lucas Clementinus holds all the shares
- Director appointment, JANS Elias Lucas Clementinus
- The deed holds 6 more points.
First establishment Heerbaan 195E, Beringen
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1023.189.355
- VAT number
- BE 1023.189.355
- Peppol ID
- 0208:1023189355
- Other Peppol ID
- 9925:BE1023189355
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-05-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 16:00deed of 13-05-2025 (in Dutch)
- Peppol
- Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- KeyValue IT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-05-2025 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle activiteiten van een softwarehuis,zoals de analyse,ontwikkeling,commercialisering en exploitatie van software,evenals de handelingen…”deed of 13-05-2025 (in Dutch)
15 activities
- Alle activiteiten van een softwarehuis,zoals de analyse,ontwikkeling,commercialisering en exploitatie van software,evenals de handelingen omtrent de in-en verkoop en verhuur van ondersteunend materiaal.Opleiding in programmeertaal,het verlenen van advies,consultancy,diensten en voorlichting van natuurlijke en rechtspersonen,zowel in de privé als in de openbare sector,zowel in binnen-als in het buitenland met betrekking tot diverse informatiesystemen en het internet;
- Aankoop en verkoop,import en export,verhuur,leasing en installatie van computer hardware en software en alle randapparatuur en toebehoren daarmee gepaard gaande,alsmede het onderhoud ervan;
- De onderneming in elektronische handel,de verkoop van alle goederen of diensten via het internet of andere gegevensdragers;het opmaken van websites en het verlenen van alle diensten dienaangaande;
- Het onderhoud en de reparatie van computers en randapparatuur;
- De productie,ontwikkeling en realisatie van interactieve multimedia toepassingen en elke vorm van interactieve handel of levering van diensten;
- Het al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma derden,hieronder begrepen het invoeren van gegevens en de volledige verwerking van gegevens;
- Het permanent beheren van en het werken met de gegevensverwerkende apparatuur van derden;
- Het samenstellen van databanken door het samenbrengen en al dan niet interpreteren van bestaande gegevens uit verschillende bronnen in de meest ruime zin zoals uurroosters,industriële catalogi of wetenschappelijke gegevens;
- Het ter beschikking stellen van databanken:het leveren van gegevens voor gebruikers(individueel of in groep),in een bepaalde volgorde,door een online terugzoeken of door de toegankelijkheid van de gegevens;
- Het verlenen van diensten op het gebied van informatie(technologie)en communicatie;
- Het opsporen,analyseren en melden van kwetsbaarheden in digitale systemen en toepassingen(zgn.ethisch hacken),via cyber security platformen of andere kanalen,in ruil voor bug bounties of andere vormen van beloning;
- Administratie,consultancy en managementactiviteiten,omvattende onder meer:adviesbureau op het gebied van bedrijfsvoering en beheer waaronder onder meer maar niet uitsluitend het verlenen van advies en praktische hulp aan bedrijven in verband met public relations en communicatie,het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op gebied van bijvoorbeeld planning,organisatie,efficientie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie en efficiëntie,het verlenen van adviezen op het gebied van beheer in het algemeen;
- Het tussenkomen in het dagelijks bestuur en het vertegenwoordigen van bedrijven door onder meer het uitoefenen van mandaten van bestuurder,zaakvoerder,directeur of vereffenaar;
- Studie-,organisatie en raadgevend bureau inzake juridische,financiële,handels-,bedrijfseconomische of sociale aangelegenheden met inbegrip van alle handelingen die verband houden met advies,documentatie en publicatie over juridische,sociale,economische en financiële problemen;
- Het begeleiden van bedrijven op het gebied van handel,nijverheid en administratie,het(laten)verrichten van secretariaatswerkzaamheden,het domiciliëren van bedrijven,het ter beschikking stellen van kantoren,magazijnen en fabricageruimten,het verrichten van voorbereidende studies en adviezen op gebied van management,bedrijfsvoering,economische wetgeving,research en development,marketing,export en import,het drukken en uitgeven van studies,rapporten en het verlenen van hulp aan bedrijven in oprichting of bij overname van bestaande bedrijven,zenden en ontvangen van post en meer in het algemeen alles te doen wat de oprichting,de uitbating en het beheer van de bedrijven van nut kan zijn.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Heerbaan 195E registered office 3582 Beringen | 09-05-2025 | 2.373.401.839 |
Buildings and parcels at the address
- Ground area
- 396 m²
- Buildings
- 101 m²
- Volume, LiDAR
- 17 m³
- Tallest building
- 5.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71522D0325/00W000 | 396 m² | 1 · 101 m² | 5.8 m |