KEYMO INTERIO
ActiveSummary
The computed 12-month bankruptcy probability of KEYMO INTERIO is 2.6% (moderate). The 2025 annual accounts show negative equity (-€25,899) and a net result of €11,737. Equity has been shrinking by about 5.7% per year since 2019. Its solvency ranks better than 8% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-05-2018 Normal situation
- Activity
- Joinery installation NACE 43320and 2 others
- Joint committee
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2022
- Establishment unit
- 2.276.579.409 9120 Beveren-Kruibeke-Zwijndrecht, since 15-05-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.6%
- Gross margin
- €74,326
- ▲ 123%
- Turnover
- ≈ €290,000
- estimated
- Profit
- €11,737
- Equity
- -€25,899
- ▲ 31.2%
- Total assets
- €318,665
- ▼ 12.5%
- Negative equity on 31-12-2025
- 2025 accounts filed 88 days after the deadline
Score breakdownraises riskLast filed accounts filed 88 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Negative equity -€25,899lowers riskSize: total assets €318,665Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 7% of them on solvency, 18% on liquidity, 21% on profitability and 75% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 88 days after the deadline Filed on 27 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00569575.
Annual accounts 2025 filed on 27-10-2026 at the NBB all 7 filings
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is 4.4 times that of 2024. It is the second rise in a row, after the fall in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 |
|---|---|---|---|
| Employees at the balance-sheet date | 2 | 1 | - |
| full-time | 2 | 1 | - |
| in full-time equivalents | 2 | 1 | - |
| Average over the year, in full-time equivalents | 2 | 1 | - |
| On a permanent contract | 2 | 1 | - |
| Joined | - | 0 | - |
| Left | - | 1 | - |
Source: social balance sheet in the 2021 to 2023 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | €110,000 | €110,000 | €110,000 | €110,000 | - |
| Mortgage mandates | €165,000 | €165,000 | €165,000 | - | - |
| Carrying value of the mortgaged assets | €226,443 | €217,232 | €208,021 | €198,809 | - |
| Pledge on the business | €30,000 | €30,000 | €30,000 | €30,000 | - |
| Carrying value of the other pledged assets | €34,664 | €26,195 | €17,726 | €9,258 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €48,379 | €600 | €5,738 | €69,830 | €1,177 |
| Financial fixed assets | €341 | - | - | - | €1,020 |
| Depreciation and write-downs of the year | €22,233 | €20,665 | €20,265 | €20,114 | €27,016 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3,826 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €93,314 | €56,061 | -€1,988 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,926 | €22,329 | €22,233 | €20,665 | €20,265 | €20,114 | €27,016 | ▲ 34.3% |
| Other operating charges640/8 | - | - | €2,793 | €2,293 | €6,749 | €3,259 | €3,567 | ▲ 9.4% |
| Non-recurring operating charges66A | - | - | - | €5,760 | - | - | - | - |
| Gross operating margin9900 | €133,662 | €121,919 | €108,307 | €138,364 | €10,059 | €33,294 | €74,326 | ▲ 123% |
| Operating profit (loss)9901 | -€14,281 | €1,509 | -€10,034 | €53,585 | -€14,967 | €9,921 | €43,744 | ▲ 341% |
| Financial income75/76B | - | - | €27 | €61 | €5 | €0 | €12 | ▲ 1,208× |
| Recurring financial income75 | €14 | €1 | €27 | €61 | €5 | €0 | €12 | ▲ 1,208× |
| Financial charges65/66B | - | - | €9,525 | €7,019 | €10,349 | €15,174 | €29,140 | ▲ 92.0% |
| Recurring financial charges65 | €11,242 | €7,403 | €9,525 | €7,019 | €10,349 | €15,174 | €29,140 | ▲ 92.0% |
| Profit (loss) for the period before taxes9903 | -€25,508 | -€5,893 | -€19,532 | €46,627 | -€25,310 | -€5,253 | €14,616 | - |
| Income taxes67/77 | €436 | €544 | €865 | €4,227 | €1,158 | €1,736 | €2,879 | ▲ 65.9% |
| Profit (loss) for the period9904 | -€25,944 | -€6,436 | -€20,396 | €42,399 | -€26,468 | -€6,989 | €11,737 | - |
| Profit (loss) for the period to be appropriated9905 | -€25,944 | -€6,436 | -€20,396 | €42,399 | -€26,468 | -€6,989 | €11,737 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €337,939 | €364,368 | €392,887 | €333,167 | €282,007 | €364,358 | €318,665 | ▼ 12.5% |
| Fixed assets21/28 | €271,011 | €251,238 | €277,724 | €251,899 | €237,372 | €287,089 | €262,270 | ▼ 8.6% |
| Tangible fixed assets22/27 | €271,011 | €251,238 | €277,384 | €251,559 | €237,032 | €286,748 | €260,910 | ▼ 9.0% |
| Land and buildings22 | - | - | €226,443 | €217,232 | €208,021 | €198,809 | €189,598 | ▼ 4.6% |
| Plant, machinery and equipment23 | - | - | €10,516 | €7,559 | €10,862 | €78,409 | €69,362 | ▼ 11.5% |
| Furniture and vehicles24 | - | - | - | €572 | €422 | €272 | €1,161 | ▲ 326% |
| Leasing and similar rights25 | - | - | €40,424 | €26,195 | €17,726 | €9,258 | €789 | ▼ 91.5% |
| Financial fixed assets28 | - | - | €341 | €341 | €341 | €341 | €1,361 | ▲ 300% |
| Current assets29/58 | €66,928 | €113,130 | €115,162 | €81,267 | €44,634 | €77,269 | €56,394 | ▼ 27.0% |
| Stocks and contracts in progress3 | €8,155 | €11,807 | €11,932 | €12,863 | €11,562 | €13,968 | €15,104 | ▲ 8.1% |
| Stocks30/36 | - | - | €11,932 | €12,863 | €11,562 | €13,968 | €15,104 | ▲ 8.1% |
| Amounts receivable within one year40/41 | €23,913 | €51,502 | €57,452 | €32,527 | €27,702 | €39,368 | €30,733 | ▼ 21.9% |
| Trade receivables40 | - | - | €38,778 | €26,021 | €24,947 | €16,605 | €24,424 | ▲ 47.1% |
| Other amounts receivable41 | - | - | €18,674 | €6,507 | €2,755 | €22,764 | €6,309 | ▼ 72.3% |
| Cash at bank and in hand54/58 | €34,860 | €49,820 | €45,778 | €35,877 | €5,370 | €23,924 | €10,556 | ▼ 55.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €9 | €2 | ▼ 80.7% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €337,939 | €364,368 | €392,887 | €333,167 | €282,007 | €364,358 | €318,665 | ▼ 12.5% |
| Equity10/15 | -€19,744 | -€26,181 | -€46,577 | -€4,178 | -€30,646 | -€37,635 | -€25,899 | ▲ 31.2% |
| Contributions10/11 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€25,944 | -€32,381 | -€52,777 | -€10,378 | -€36,846 | -€43,835 | -€32,099 | ▲ 26.8% |
| Amounts payable17/49 | €357,683 | €390,549 | €439,464 | €337,344 | €312,653 | €401,993 | €344,563 | ▼ 14.3% |
| Amounts payable after more than one year17 | €228,302 | €212,993 | €244,510 | €201,379 | €175,526 | €154,629 | €185,953 | ▲ 20.3% |
| Financial debts170/4 | - | - | €244,510 | €201,379 | €175,526 | €154,629 | €185,953 | ▲ 20.3% |
| Amounts payable within one year42/48 | €86,480 | €176,501 | €193,897 | €134,902 | €134,962 | €245,234 | €156,864 | ▼ 36.0% |
| Current portion of amounts payable after more than one year42 | - | - | €48,171 | €43,131 | €25,853 | €20,897 | €27,271 | ▲ 30.5% |
| Financial debts43 | - | - | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Credit institutions430/8 | - | - | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Trade debts44 | €59,452 | €71,509 | €103,682 | €25,879 | €57,037 | €168,083 | €68,657 | ▼ 59.2% |
| Suppliers440/4 | - | - | €103,682 | €25,879 | €57,037 | €168,083 | €68,657 | ▼ 59.2% |
| Taxes, remuneration and social security45 | - | - | €7,179 | €7,461 | €6,998 | €2,894 | €4,615 | ▲ 59.5% |
| Taxes450/3 | - | - | €1,328 | €5,469 | €6,998 | €2,894 | €4,615 | ▲ 59.5% |
| Remuneration and social security454/9 | - | - | €5,851 | €1,992 | - | - | - | - |
| Other amounts payable47/48 | - | - | €9,864 | €33,430 | €20,074 | €28,360 | €31,321 | ▲ 10.4% |
| Accrued charges and deferred income492/3 | - | - | €1,057 | €1,064 | €2,165 | €2,130 | €1,747 | ▼ 18.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,944 | -€6,436 | -€20,396 | €42,399 | -€26,468 | -€6,989 | €11,737 | - |
| + Depreciation and write-downs630 | €23,926 | €22,329 | €22,233 | €20,665 | €20,265 | €20,114 | €27,016 | ▲ 34.3% |
| Operating cash flow (approximation) | -€2,018 | €15,892 | €1,837 | €63,064 | -€6,204 | €13,125 | €38,752 | ▲ 195% |
| Investment in fixed assets (approximation) | - | -€2,556 | -€48,719 | €5,160 | -€5,738 | -€69,830 | -€2,197 | ▲ 96.9% |
| Change in cash | - | €14,960 | -€4,042 | -€9,901 | -€30,506 | €18,553 | -€13,368 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 906 companies had the same profile as KEYMO INTERIO has now. Two years later, 6.1% had gone bankrupt and 89.4% were still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of KEYMO INTERIO itself: 2.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 906 companies, not a prediction for KEYMO INTERIO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-10-2026 | 2026-00569575 | |
| 31-12-2024 | micro format | 31-07-2025 | 2025-00340968 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00312185 | |
| 31-12-2022 | micro format | 27-08-2023 | 2023-00357961 | |
| 31-12-2021 | micro format | 29-07-2022 | 2022-20265622 | |
| 31-12-2020 | micro format | 29-07-2021 | 2021-42500527 | |
| 31-12-2019 | micro format | 31-10-2020 | 2020-68400057 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Robert KEYMOLEN |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, algemene vergadering kan steeds beëindigen wegens wettige reden,zonder opzeggingstermijn of vertrekvergoeding”
Articles of association, deed of 17-10-2024 (in Dutch)
Network & group
KEYMO INTERIO shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of KEYMO INTERIO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
17-10
Gazette deed
Resignation: Robert KEYMOLEN (director)Reappointment: Robert KEYMOLEN (director) · Capital conversion · Amendment of the articles10 points ▸
- General meeting, 14-10-2024
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm BV, statuten aanpassen en rechtsvorm besloten vennootschap,afgekort BV,behouden” (deed in Dutch)
- Capital conversion, “omzetting van rechtswege per 01-01-2020 van kapitaal in eigenvermogensrekeningen, andere onbeschikbare inbreng buiten kapitaal” (deed in Dutch)
- Other provision, “overeenkomstig vormen en meerderheden van statutenwijziging, behoud aangelegde vermogensrekeningen” (deed in Dutch)
- Amendment of the articles
- Director resignation, Robert KEYMOLEN (director)
- Director reappointment, Robert KEYMOLEN (director (not named in the articles))
- Other provision, “afwezigheid benoemingsbeletsel, niet getroffen door enige maatregel die zich tegen aanvaarding verzet” (deed in Dutch)
- Director discharge, Robert KEYMOLEN
- Registered office clause, “9120 Beveren (Melsele),Brielstraat 58, ZESDE BESLUIT” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
15 activities
- Ontwerpen,vervaardigen en plaatsing van interieurmeubilair en interieurobjecten in de meest brede zin,zowel voor particuliere als publieke gebruiksdoeleinden
- Vervaardiging en plaatsing van standaard keuken- en badkamermeubelen
- Uitvoering van schrijnwerkactiviteiten in de meest brede zin van het woord,zowel voor binnen- als buitentoepassingen
- Algemene reiniging en onderhoud van gebouwen zowel binnen als buiten
- Renovatiewerken in de meest brede zin van het woord
- Activiteiten van interieurarchitecten,projectontwikkeling
- Activiteiten van grafische designers en decorateurs
- Handelsbemiddeling,groot- en kleinhandel in meubilair en interieurartikelen
- Ontwerp en realisatie van interieurprojecten in meest brede zin
- Verhuur,beheer en exploitatie van eigen of geleased onroerend goed
- Bemiddeling bij aan-,verkoop en verhuur van onroerend goed in eigen beheer
- Overige zakelijke dienstverlening
- Aan- en verkoop onroerende goederen in eigen beheer
- Managementactiviteiten
- Activiteiten van holdings
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0695.922.639
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46016C0886/00M000 | Flanders | 741 m² | 1 · 94 m² | 8.3 m · 2 |